ITI Dynamic Bond Fund

Q: What are the returns of this mutual fund scheme?

The ITI Dynamic Bond Fund is a 4 yrs 7 m old fund and has delivered average annual returns of 5.22% since inception. ITI Dynamic Bond Fund Returns 1-Year 3-Year Since Inception 3.01% 5.89% 5.22%

Q: How much does this mutual fund charge as expense ratio?

The ITI Dynamic Bond Fund has an expense ratio of 1.19% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.6144-0.05% 1 day change	5.22% p.a.	App exclusive #NA View Ranked Funds	₹115 Cr

Historical NAV & returns

NAV: ₹12.6144 as on Feb 02, 2026

This fund Category average

ITI Dynamic Bond Fund overview

AUM (Fund size)	₹115 Cr
Exit load	0%
Lock-in Period	Nil
Age	4 yrs 7 m since Jun 25, 2021
Benchmark	CRISIL Dynamic Bond A-III Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.19% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

ITI Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.16%	-0.08%
3 Months	0.35%	0.2%
6 Months	-0.22%	0.57%
1 Year	3.01%	4.84%
2 Years	5.22%	6.2%
3 Years	5.89%	6.57%
4 Years	5.56%	6.02%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 64.76%

A1+ 17.22%

Cash & Call Money 16.99%

AAA 0.87%

Top Debt Holdings

GOI 64.76%

Canara Bank 6.45%

Export-Import Bank Of India 6.02%

Bank of India 2.16%

Allocation by Instruments

GOI Securities 64.76%

Certificate of Deposit 17.22%

Repo/CBLO 15.63%

Net Receivables 1.36%

Other Holdings

Others 15.63%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ITI Dynamic Bond Fund	0.16%	-0.22%	3.01%	5.89%	N.A.	N.A.
ICICI Prudential All Seasons Bond Fund	-0.07%	1.36%	6.3%	7.43%	6.4%	8.21%
360 ONE Dynamic Bond Fund	0.13%	2.04%	7.52%	8.23%	6.91%	6.94%
Aditya Birla Sun Life Dynamic Bond Fund	-0.13%	0.88%	5.9%	7.21%	6.72%	6.4%
JM Dynamic Bond Fund	-0.2%	0.55%	5.47%	6.73%	5.64%	6.37%
UTI Dynamic Bond Fund	-0.13%	0.52%	5.15%	6.66%	8.42%	6.67%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ITI Dynamic Bond Fund	2.11	1.06	-0.16	-0.21
ICICI Prudential All Seasons Bond Fund	1.39	0.77	0.86	1.14
360 ONE Dynamic Bond Fund	1.95	1.08	0.9	1.36
Aditya Birla Sun Life Dynamic Bond Fund	2.23	1.26	0.46	0.7
JM Dynamic Bond Fund	2.15	1.16	0.24	0.4
UTI Dynamic Bond Fund	2.11	1.19	0.21	0.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ITI Dynamic Bond Fund	N.A.	115 Cr	4 yrs 7 m	1.19%
ICICI Prudential All Seasons Bond Fund	N.A.	14,929 Cr	16 yrs 8 m	1.28%
360 ONE Dynamic Bond Fund	N.A.	618 Cr	12 yrs 7 m	0.52%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,878 Cr	21 yrs 4 m	1.23%
JM Dynamic Bond Fund	N.A.	58 Cr	22 yrs 7 m	0.98%
UTI Dynamic Bond Fund	N.A.	430 Cr	15 yrs 7 m	1.56%

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.77 vs. 2.04 Underperformed at beating benchmark
Sharpe	-0.16 vs. 2.15 Poor risk-adjusted returns
Beta	1.06 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	2.11 vs. 2.44 More stable returns

Compare ITI Dynamic Bond Fund in detail with

About this fund

About ITI Dynamic Bond Fund

ITI Dynamic Bond Fund is a Dynamic Bond mutual fund scheme from Iti Mutual Fund. This fund has been in existence for 4 yrs 7 m, having been launched on 25/06/2021. ITI Dynamic Bond Fund has ₹115 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of ITI Dynamic Bond Fund as of 02/02/2026 is ₹12.61. The fund has an expense ratio of 1.19%, which is higher than what most other Dynamic Bond funds charge.

ITI Dynamic Bond Fund returns of last 1-year are 3.19%. Since launch, it has delivered 5.23% average annual returns.
ITI Dynamic Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Canara Bank, Export-Import Bank Of India, Bank of India, National Bank For Agriculture & Rural Development.

...

Fund AUM

115 Cr as on Dec 31, 2025

Fund managers

Laukik Bagwe

Mr. Bagwe is a B.Com (H) and PGDBA (Finance) Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Investment objective

The scheme seeks to maximise returns through an active management of a portfolio comprising of debt and money market instruments.

ITI Mutual Fund details

No. of schemes	17 view all schemes
Total AUM	11,167 Cr as on Dec 31, 2025
Address	ITI Asset Mangement Limited, ITI House, Building no. 36, Dr. R. K. Shirodkar Marg, Parel, Mumbai, 400012
Email	mfassist@itiorg.com
Phone	022-66214999

More funds from ITI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
ITI Banking & PSU Debt Fund	N.A.	37 Cr	6.24%	6.75%
ITI Liquid Fund	N.A.	59 Cr	6.19%	6.61%
ITI Ultra Short Duration Fund	N.A.	143 Cr	5.95%	6.28%
ITI Overnight Fund	N.A.	36 Cr	5.36%	6.05%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of ITI Dynamic Bond Fund?

The current Net Asset Value (NAV) of the ITI Dynamic Bond Fund plan is approximately ₹12.6144 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The ITI Dynamic Bond Fund is a 4 yrs 7 m old fund and has delivered average annual returns of 5.22% since inception.

ITI Dynamic Bond Fund Returns

1-Year	3-Year	Since Inception
3.01%	5.89%	5.22%

How much does this mutual fund charge as expense ratio?

The ITI Dynamic Bond Fund has an expense ratio of 1.19%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ITI Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 115 Cr as on Dec 31, 2025.

To whom does ITI Dynamic Bond Fund lend to?

The top 3 debt holdings of ITI Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	64.76%
Canara Bank	6.45%
Export-Import Bank Of India	6.02%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ITI Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	64.76%
A1+	17.22%
Cash & Call Money	16.99%

What is risk level of ITI Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ITI Dynamic Bond Fund?

Redeeming your investments in the ITI Dynamic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.