ITI Overnight Fund

Q: What are the returns of this mutual fund scheme?

The ITI Overnight Fund is a 6 yrs 3 m old fund and has delivered average annual returns of 4.82% since inception. ITI Overnight Fund Returns 1-Year 3-Year 5-Year Since Inception 5.36% 6.05% 5.18% 4.82%

Q: How much does this mutual fund charge as expense ratio?

The ITI Overnight Fund has an expense ratio of 0.18% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹1344.7418+0.01% 1 day change	4.82% p.a.	App exclusive #NA View Ranked Funds	₹36 Cr

Historical NAV & returns

NAV: ₹1344.7418 as on Feb 02, 2026

This fund Category average

ITI Overnight Fund overview

AUM (Fund size)	₹36 Cr
Exit load	0%
Lock-in Period	Nil
Age	6 yrs 3 m since Oct 09, 2019
Benchmark	CRISIL Liquid Overnight Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.18% as on Feb 02, 2026
Plan type	Regular
Risk	Low
Tax on your gains	Profits are added to your income and taxed as per your slab rate

ITI Overnight Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.4%	0.42%
3 Months	1.23%	1.18%
6 Months	2.54%	2.54%
1 Year	5.36%	5.46%
2 Years	5.86%	6.03%
3 Years	6.05%	6.23%
4 Years	5.72%	5.89%
5 Years	5.18%	5.33%

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ITI Overnight Fund	0.4%	2.54%	5.36%	6.05%	5.18%	N.A.
Mirae Asset Overnight Fund	0.43%	2.67%	5.61%	6.31%	5.4%	3.14%
PGIM India Overnight Fund	0.42%	2.65%	5.59%	6.29%	5.39%	3.21%
Edelweiss Overnight Fund	0.43%	2.65%	5.57%	6.27%	5.35%	3.25%
UTI Overnight Fund	0.43%	2.67%	5.63%	6.32%	5.4%	5.54%
ICICI Prudential Overnight Fund	0.43%	2.66%	5.6%	6.3%	5.37%	3.65%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ITI Overnight Fund	0.15	0.11	-1.71	-2.98
Mirae Asset Overnight Fund	0.16	0.11	-0.09	-0.19
PGIM India Overnight Fund	0.16	0.12	-0.17	-0.37
Edelweiss Overnight Fund	0.16	0.11	-0.32	-0.69
UTI Overnight Fund	0.15	0.11	0.02	0.04
ICICI Prudential Overnight Fund	0.16	0.11	-0.13	-0.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ITI Overnight Fund	N.A.	36 Cr	6 yrs 3 m	0.18%
Mirae Asset Overnight Fund	N.A.	1,262 Cr	6 yrs 3 m	0.17%
PGIM India Overnight Fund	N.A.	38 Cr	6 yrs 5 m	0.19%
Edelweiss Overnight Fund	N.A.	146 Cr	6 yrs 6 m	0.16%
UTI Overnight Fund	N.A.	3,760 Cr	22 yrs 2 m	0.11%
ICICI Prudential Overnight Fund	N.A.	10,445 Cr	7 yrs 2 m	0.15%

View all Overnight funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.05 vs. 1.51 Underperformed at beating benchmark
Sharpe	-1.71 vs. 1.7 Poor risk-adjusted returns
Beta	0.11 vs. -0.15 More sensitive to market's ups & downs
Standard deviation	0.15 vs. 0.12 More volatile performance

Compare ITI Overnight Fund in detail with

About this fund

About ITI Overnight Fund

ITI Overnight Fund is a Overnight mutual fund scheme from Iti Mutual Fund. This fund has been in existence for 6 yrs 3 m, having been launched on 09/10/2019. ITI Overnight Fund has ₹36 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of ITI Overnight Fund as of 02/02/2026 is ₹1344.74. The fund has an expense ratio of 0.18%, which is higher than what most other Overnight funds charge.

ITI Overnight Fund returns of last 1-year are 5.38%. Since launch, it has delivered 4.83% average annual returns.
ITI Overnight Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.

...

Fund AUM

36 Cr as on Dec 31, 2025

Fund managers

Laukik Bagwe

Mr. Bagwe is a B.Com (H) and PGDBA (Finance) Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Investment objective

The Scheme seeks to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day.

ITI Mutual Fund details

No. of schemes	17 view all schemes
Total AUM	11,167 Cr as on Dec 31, 2025
Address	ITI Asset Mangement Limited, ITI House, Building no. 36, Dr. R. K. Shirodkar Marg, Parel, Mumbai, 400012
Email	mfassist@itiorg.com
Phone	022-66214999

More funds from ITI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
ITI Banking & PSU Debt Fund	N.A.	37 Cr	6.24%	6.75%
ITI Liquid Fund	N.A.	59 Cr	6.19%	6.61%
ITI Ultra Short Duration Fund	N.A.	143 Cr	5.95%	6.28%
ITI Dynamic Bond Fund	N.A.	115 Cr	3.01%	5.89%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of ITI Overnight Fund?

The current Net Asset Value (NAV) of the ITI Overnight Fund plan is approximately ₹1344.7418 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The ITI Overnight Fund is a 6 yrs 3 m old fund and has delivered average annual returns of 4.82% since inception.

ITI Overnight Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.36%	6.05%	5.18%	4.82%

How much does this mutual fund charge as expense ratio?

The ITI Overnight Fund has an expense ratio of 0.18%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ITI Overnight Fund currently has assets under management (AUM) or fund size valued at approximately 36 Cr as on Dec 31, 2025.

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ITI Overnight Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash & Call Money	100.0%

What is risk level of ITI Overnight Fund?

This is a Overnight fund comes with Low risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ITI Overnight Fund?

Redeeming your investments in the ITI Overnight Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Overnight

#NA

Return Outperformance: This fund has generated highest return amongst Overnight funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.