ICICI Prudential Money Market Fund

Q: What are the returns of this mutual fund scheme?

The ICICI Prudential Money Market Fund is a 19 yrs 10 m old fund and has delivered average annual returns of 7.12% since inception. ICICI Prudential Money Market Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.16% 7.43% 6.21% 6.66% 7.12%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹393.4854+0.05% 1 day change	7.12% p.a.	App exclusive #NA View Ranked Funds	₹31,851 Cr

Historical NAV & returns

NAV: ₹393.4854 as on Feb 02, 2026

This fund Category average

ICICI Prudential Money Market Fund overview

AUM (Fund size)	₹31,851 Cr
Exit load	0%
Lock-in Period	Nil
Age	19 yrs 10 m since Mar 08, 2006
Benchmark	NIFTY Money Market Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.35% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

ICICI Prudential Money Market Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.32%	0.3%
3 Months	1.34%	1.13%
6 Months	2.77%	2.54%
1 Year	7.16%	6.8%
2 Years	7.4%	7.09%
3 Years	7.43%	7.12%
4 Years	6.83%	6.53%
5 Years	6.21%	5.91%
7 Years	6.37%	6.03%
10 Years	6.66%	6.77%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 91.5712946%

SOV 15.83741119%

Others 0.26089321%

Cash & Call Money -7.66959971%

Top Debt Holdings

Reserve Bank of India 14.15%

HDFC Bank Ltd. 8.09%

Bank Of Baroda 6.27%

Union Bank of India 6.08%

Allocation by Instruments

Certificate of Deposit 57.60926415000001%

Commercial Paper 33.96203045%

Treasury Bills 14.15299989%

State Development Loan 1.52676527%

Other Holdings

Others 0.26%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Money Market Fund	0.32%	2.77%	7.16%	7.43%	6.21%	6.66%
UTI Money Market Fund	0.3%	2.77%	7.17%	7.46%	6.27%	6.7%
Aditya Birla Sun Life Money Manager Fund	0.24%	2.67%	6.99%	7.41%	6.25%	6.78%
Sundaram Money Market Fund	0.29%	2.71%	7.05%	7.22%	5.98%	4.5%
Nippon India Money Market Fund	0.28%	2.7%	7.1%	7.41%	6.27%	6.7%
Aditya Birla Sun Life Money Manager Fund	0.24%	2.67%	6.99%	7.41%	6.26%	6.78%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Money Market Fund	0.39	0.51	2.69	4.69
UTI Money Market Fund	0.37	0.53	2.85	4.38
Aditya Birla Sun Life Money Manager Fund	0.39	0.59	2.61	3.44
Sundaram Money Market Fund	0.37	0.53	2.25	3.49
Nippon India Money Market Fund	0.39	0.55	2.61	4.03
Aditya Birla Sun Life Money Manager Fund	0.39	0.59	2.61	3.44

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Money Market Fund	N.A.	31,851 Cr	19 yrs 10 m	0.35%
UTI Money Market Fund	N.A.	19,301 Cr	16 yrs 6 m	0.22%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,449 Cr	20 yrs 3 m	0.37%
Sundaram Money Market Fund	N.A.	1,835 Cr	7 yrs 4 m	0.32%
Nippon India Money Market Fund	N.A.	20,190 Cr	20 yrs 7 m	0.38%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,449 Cr	22 yrs 8 m	0.37%

View all Money Market funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.99 vs. 3.16 Underperformed at beating benchmark
Sharpe	2.69 vs. 2.89 Poor risk-adjusted returns
Beta	0.51 vs. 1.71 Less sensitive to market ups & downs
Standard deviation	0.39 vs. 0.31 More volatile performance

Compare ICICI Prudential Money Market Fund in detail with

About this fund

About ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund is a Money Market mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 19 yrs 10 m, having been launched on 08/03/2006. ICICI Prudential Money Market Fund has ₹31,851 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Money Market Fund as of 02/02/2026 is ₹393.49. The fund has an expense ratio of 0.35%, which is higher than what most other Money Market funds charge.

ICICI Prudential Money Market Fund returns of last 1-year are 7.18%. Since launch, it has delivered 7.12% average annual returns. The fund has doubled the money invested in it every 11 yrs.
ICICI Prudential Money Market Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, HDFC Bank Ltd., Bank Of Baroda, Union Bank of India, Indian Bank.

...

Fund AUM	31,851 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Nikhil Kabra

Mr. Kabra is a B.Com and Chartered Accountant. Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.

Manish Banthia

Mr. Banthia is B.Com, CA and MBA He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Investment objective

The scheme seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market upto 100% and debt securities upto 40%. The aim is to optimize returns while providing liquidity.

ICICI Prudential Mutual Fund details

No. of schemes	104 view all schemes
Total AUM	11,30,333 Cr as on Dec 31, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
ICICI Prudential Income Plus Arbitrage Omni FoF	N.A.	2,473 Cr	6.53%	10.94%
ICICI Prudential Credit Risk Fund	N.A.	5,920 Cr	8.96%	8.42%
ICICI Prudential Nifty G-Sec Dec 2030 Index Fund	N.A.	878 Cr	7.1%	7.84%
ICICI Prudential Medium Term Bond Fund	N.A.	5,708 Cr	8.1%	7.84%
ICICI Prudential Nifty SDL Dec 2028 Index Fund	N.A.	860 Cr	7.37%	7.82%
ICICI Prudential Floating Interest Fund	N.A.	7,282 Cr	7.35%	7.76%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Money Market Fund?

The current Net Asset Value (NAV) of the ICICI Prudential Money Market Fund plan is approximately ₹393.4854 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The ICICI Prudential Money Market Fund is a 19 yrs 10 m old fund and has delivered average annual returns of 7.12% since inception.

ICICI Prudential Money Market Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.16%	7.43%	6.21%	6.66%	7.12%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Money Market Fund has an expense ratio of 0.35%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 31,851 Cr as on Dec 31, 2025.

To whom does ICICI Prudential Money Market Fund lend to?

The top 3 debt holdings of ICICI Prudential Money Market Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	14.15%
HDFC Bank Ltd.	8.09%
Bank Of Baroda	6.27%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ICICI Prudential Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	91.5712946%
SOV	15.83741119%
Others	0.26089321%

What is risk level of ICICI Prudential Money Market Fund?

This is a Money Market fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ICICI Prudential Money Market Fund?

Redeeming your investments in the ICICI Prudential Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.