ICICI Prudential Floating Interest Fund

Q: What are the returns of this mutual fund scheme?

The ICICI Prudential Floating Interest Fund is a 19 yrs 11 m old fund and has delivered average annual returns of 7.63% since inception. ICICI Prudential Floating Interest Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.55% 7.68% 6.36% 7.13% 7.63%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹433.1544+0.08% 1 day change	7.63% p.a.	App exclusive #NA View Ranked Funds	₹7,133 Cr

Historical NAV & returns

NAV: ₹433.1544 as on Oct 20, 2025

This fund Category average

ICICI Prudential Floating Interest Fund overview

AUM (Fund size)	₹7,133 Cr
Exit load	0%
Lock-in Period	Nil
Age	19 yrs 11 m since Nov 17, 2005
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.11% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

ICICI Prudential Floating Interest Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.6%	0.65%
3 Months	1.38%	1.26%
6 Months	3.33%	3.06%
1 Year	7.55%	7.86%
2 Years	7.8%	8.09%
3 Years	7.68%	7.79%
4 Years	6.54%	6.61%
5 Years	6.36%	6.21%
7 Years	7.08%	7.04%
10 Years	7.13%	7.05%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 42.65531176%

SOV 35.31823227%

AA 16.13023944%

AA+ 3.51399218%

Top Debt Holdings

GOI 21.59%

DME Development Ltd. 6.2%

Oberoi Realty Ltd. 2.84%

Bihar State 2.82%

Allocation by Instruments

Debenture 23.485071280000007%

Cash Margin 22.08163937%

GOI Securities Floating Rate Bond 21.58946713%

Non Convertible Debenture 16.96774905%

Other Holdings

Others 1.89%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Floating Interest Fund	0.6%	3.33%	7.55%	7.68%	6.36%	7.13%
UTI Floater Fund	0.63%	3.07%	7.23%	7.02%	5.49%	4.31%
HDFC Floating Rate Debt Fund	0.63%	3.42%	8.04%	7.96%	6.56%	7.34%
Aditya Birla Sun Life Floating Rate Fund	0.59%	3.41%	7.79%	7.74%	6.28%	7.29%
Franklin India Floating Rate Fund	0.68%	2.93%	8.06%	7.87%	6.14%	6.31%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Floating Interest Fund	0.71	0.9	1.47	2.75
UTI Floater Fund	0.59	1.35	0.71	1.01
HDFC Floating Rate Debt Fund	0.63	1.29	2.11	3.52
Aditya Birla Sun Life Floating Rate Fund	0.47	1.07	2.41	4.64
Franklin India Floating Rate Fund	0.98	2.14	1.24	1.62

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Floating Interest Fund	N.A.	7,133 Cr	19 yrs 11 m	1.11%
UTI Floater Fund	N.A.	1,409 Cr	7 yrs	0.87%
HDFC Floating Rate Debt Fund	N.A.	15,446 Cr	18 yrs	0.49%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,402 Cr	22 yrs 4 m	0.43%
Franklin India Floating Rate Fund	N.A.	334 Cr	24 yrs 6 m	0.97%

View all Floater funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.66 vs. 4.17 Underperformed at beating benchmark
Sharpe	1.47 vs. 5.33 Poor risk-adjusted returns
Beta	0.9 vs. 2.25 Less sensitive to market ups & downs
Standard deviation	0.71 vs. 0.89 More stable returns

Compare ICICI Prudential Floating Interest Fund in detail with

About this fund

About ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund is a Floater mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 19 yrs 11 m, having been launched on 17/11/2005. ICICI Prudential Floating Interest Fund has ₹7,133 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Floating Interest Fund as of 20/10/2025 is ₹433.15. The fund has an expense ratio of 1.11%, which is higher than what most other Floater funds charge.

ICICI Prudential Floating Interest Fund returns of last 1-year are 7.60%. Since launch, it has delivered 7.63% average annual returns. The fund has doubled the money invested in it every 11 yrs.
ICICI Prudential Floating Interest Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, DME Development Ltd., Oberoi Realty Ltd., Bihar State, Vedanta Ltd..

...

Fund AUM	7,133 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Darshil Dedhia

Mr. Dedhia has done CA and CFA. He has been working with ICICI Prudential Mutual Fund since 2013.

Ritesh Lunawat

Mr. Lunawat is B.Com and Chartered Accountant. He has been Working with ICICI Prudential AMC Since September 2013.

Investment objective

The scheme seeks to generate income through investing predominantly in floating rate instruments while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Mutual Fund details

No. of schemes	103 view all schemes
Total AUM	10,60,747 Cr as on Sep 30, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
ICICI Prudential Income Plus Arbitrage Active FoF	N.A.	1,820 Cr	6.13%	11.45%
ICICI Prudential Nifty G-Sec Dec 2030 Index Fund	N.A.	903 Cr	8.68%	8.59%
ICICI Prudential Constant Maturity Gilt Fund	N.A.	2,585 Cr	8.32%	8.59%
ICICI Prudential Credit Risk Fund	N.A.	5,994 Cr	9.18%	8.42%
ICICI Prudential Nifty SDL Dec 2028 Index Fund	N.A.	879 Cr	8.09%	8.3%
ICICI Prudential Long Term Bond Fund	N.A.	1,101 Cr	6.96%	8.09%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Floating Interest Fund?

The current Net Asset Value (NAV) of the ICICI Prudential Floating Interest Fund plan is approximately ₹433.1544 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The ICICI Prudential Floating Interest Fund is a 19 yrs 11 m old fund and has delivered average annual returns of 7.63% since inception.

ICICI Prudential Floating Interest Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.55%	7.68%	6.36%	7.13%	7.63%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Floating Interest Fund has an expense ratio of 1.11%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Floating Interest Fund currently has assets under management (AUM) or fund size valued at approximately 7,133 Cr as on Sep 30, 2025.

To whom does ICICI Prudential Floating Interest Fund lend to?

The top 3 debt holdings of ICICI Prudential Floating Interest Fund are as follows

Holding Name	Percentage of Portfolio
GOI	21.59%
DME Development Ltd.	6.2%
Oberoi Realty Ltd.	2.84%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ICICI Prudential Floating Interest Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	42.65531176%
SOV	35.31823227%
AA	16.13023944%

What is risk level of ICICI Prudential Floating Interest Fund?

This is a Floater fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ICICI Prudential Floating Interest Fund?

Redeeming your investments in the ICICI Prudential Floating Interest Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Floater

#NA

Chance: This fund has generated a 7.33% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.