HSBC Medium to Long Duration Fund

Q: What are the returns of this mutual fund scheme?

The HSBC Medium to Long Duration Fund is a 22 yrs 11 m old fund and has delivered average annual returns of 6.47% since inception. HSBC Medium to Long Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.26% 6.68% 4.25% 5.65% 6.47%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹42.6015+0.04% 1 day change	6.47% p.a.	App exclusive #NA View Ranked Funds	₹48 Cr

Historical NAV & returns

NAV: ₹42.6015 as on Oct 20, 2025

This fund Category average

HSBC Medium to Long Duration Fund overview

AUM (Fund size)	₹48 Cr
Exit load	0%
Lock-in Period	Nil
Age	22 yrs 11 m since Nov 14, 2002
Benchmark	NIFTY Medium to Long Duration Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.28% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

HSBC Medium to Long Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.61%	0.66%
3 Months	0.55%	0.45%
6 Months	0.95%	1.16%
1 Year	6.26%	6.45%
2 Years	7.49%	7.76%
3 Years	6.68%	7.18%
4 Years	4.82%	5.72%
5 Years	4.25%	5.25%
7 Years	6.15%	6.49%
10 Years	5.65%	6.25%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 50.9%

AAA 46.12%

Cash & Call Money 2.69%

Others 0.29%

Top Debt Holdings

GOI 50.9%

Indian Railway Finance Corporation Ltd. 8.84%

LIC Housing Finance Ltd. 6.82%

Power Finance Corporation Ltd. 6.68%

Allocation by Instruments

GOI Securities 50.9%

Non Convertible Debenture 18.63%

Debenture 15.47%

Bonds 12.02%

Other Holdings

Others 0.29%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Medium to Long Duration Fund	0.61%	0.95%	6.26%	6.68%	4.25%	5.65%
SBI Magnum Income Fund	0.66%	1.34%	6.53%	7.52%	5.67%	7.39%
ICICI Prudential Bond Fund	0.94%	1.75%	7.62%	8.0%	5.82%	7.18%
LIC MF Medium to Long Duration Fund	0.59%	1.34%	6.83%	7.73%	5.15%	6.25%
Nippon India Medium to Long Duration Fund	0.83%	0.51%	5.68%	7.02%	4.95%	6.73%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	0.75%	2.83%	7.76%	7.49%	5.99%	6.81%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Medium to Long Duration Fund	2.28	1.33	0.0	0.0
SBI Magnum Income Fund	1.96	1.15	0.41	0.59
ICICI Prudential Bond Fund	1.99	1.15	0.61	0.79
LIC MF Medium to Long Duration Fund	2.35	1.36	0.38	0.56
Nippon India Medium to Long Duration Fund	2.42	1.43	0.15	0.21
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	1.17	N.A.	0.7	1.15

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC Medium to Long Duration Fund	N.A.	48 Cr	22 yrs 11 m	1.28%
SBI Magnum Income Fund	N.A.	2,162 Cr	27 yrs	1.5%
ICICI Prudential Bond Fund	N.A.	2,859 Cr	17 yrs 2 m	1.03%
LIC MF Medium to Long Duration Fund	N.A.	204 Cr	26 yrs 7 m	1.22%
Nippon India Medium to Long Duration Fund	N.A.	420 Cr	27 yrs 10 m	1.53%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	N.A.	1,274 Cr	18 yrs 10 m	0.28%

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.87 vs. 2.38 Underperformed at beating benchmark
Sharpe	0.0 vs. 1.91 Poor risk-adjusted returns
Beta	1.33 vs. 0.74 More sensitive to market's ups & downs
Standard deviation	2.28 vs. 2.02 More volatile performance

Compare HSBC Medium to Long Duration Fund in detail with

About this fund

About HSBC Medium to Long Duration Fund

HSBC Medium to Long Duration Fund is a Medium to Long Duration mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 22 yrs 11 m, having been launched on 14/11/2002. HSBC Medium to Long Duration Fund has ₹48 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC Medium to Long Duration Fund as of 20/10/2025 is ₹42.60. The fund has an expense ratio of 1.28%, which is higher than what most other Medium To Long Duration funds charge.

HSBC Medium to Long Duration Fund returns of last 1-year are 6.24%. Since launch, it has delivered 6.54% average annual returns. The fund has doubled the money invested in it every 12 yrs.
HSBC Medium to Long Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Indian Railway Finance Corporation Ltd., LIC Housing Finance Ltd., Power Finance Corporation Ltd., Bajaj Finance Ltd..

...

Fund AUM	48 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Shriram Ramanathan

Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA. Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Asif Rizwi

Mr. Rizwi has done B.Tech and PGDM from IIM-C Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank

Investment objective

The scheme seeks to generate regular income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 4 years to 7 years.

HSBC Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	1,36,405 Cr as on Sep 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
HSBC Credit Risk Fund	N.A.	562 Cr	20.58%	11.25%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	N.A.	1,885 Cr	8.15%	8.04%
HSBC Corporate Bond Fund	N.A.	6,170 Cr	8.32%	7.9%
HSBC Income Plus Arbitrage Active FoF	N.A.	629 Cr	5.6%	7.51%
HSBC Short Duration Fund	N.A.	4,455 Cr	8.13%	7.46%
HSBC Banking and PSU Debt Fund	N.A.	4,426 Cr	8.03%	7.36%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of HSBC Medium to Long Duration Fund?

The current Net Asset Value (NAV) of the HSBC Medium to Long Duration Fund plan is approximately ₹42.6015 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The HSBC Medium to Long Duration Fund is a 22 yrs 11 m old fund and has delivered average annual returns of 6.47% since inception.

HSBC Medium to Long Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.26%	6.68%	4.25%	5.65%	6.47%

How much does this mutual fund charge as expense ratio?

The HSBC Medium to Long Duration Fund has an expense ratio of 1.28%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HSBC Medium to Long Duration Fund currently has assets under management (AUM) or fund size valued at approximately 48 Cr as on Sep 30, 2025.

To whom does HSBC Medium to Long Duration Fund lend to?

The top 3 debt holdings of HSBC Medium to Long Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	50.9%
Indian Railway Finance Corporation Ltd.	8.84%
LIC Housing Finance Ltd.	6.82%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HSBC Medium to Long Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	50.9%
AAA	46.12%
Cash & Call Money	2.69%

What is risk level of HSBC Medium to Long Duration Fund?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in HSBC Medium to Long Duration Fund?

Redeeming your investments in the HSBC Medium to Long Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium to Long Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium to Long Duration funds in the last 1 Year.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.