HSBC Medium to Long Duration Fund Direct-Growth

Q: What are the returns of HSBC Medium to Long Duration Fund?

The HSBC Medium to Long Duration Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 7.19% since inception. HSBC Medium to Long Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 11.75% 7.72% 6.1% 6.85% 7.19%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹47.0588+0.03% 1 day change	7.19% p.a.	#NA View Ranked Funds	2

Historical NAV & returns

NAV: ₹47.0588 as on Apr 23, 2025

This fund Category average

HSBC Medium to Long Duration Fund overview

VRO rating	2
Expense ratio	0.6% as on Mar 31, 2025
Exit load	0% Exit load of 0.75% if redeemed / switched out within 6 months from the date of investment.!
AUM (Fund size)	₹49 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY Medium to Long Duration Debt Index A-III
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

HSBC Medium to Long Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	2.6%	2.29%
3 months	4.2%	3.8%
6 months	5.97%	5.51%
1 year	11.75%	11.29%
3 years	7.72%	8.15%
5 years	6.1%	7.02%
7 years	7.39%	7.43%
10 years	6.85%	7.29%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 60.72%

AAA 35.62%

Cash & Call Money 3.38%

Others 0.28%

Top Debt Holdings

GOI 50.17%

Gujarat State 10.55%

REC Ltd. 8.93%

Small Industries Devp. Bank of India Ltd. 8.59%

Allocation by Instruments

GOI Securities 50.17%

Bonds 26.689999999999998%

State Development Loan 10.55%

Debenture 8.93%

Other Holdings

Others 0.28%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
HSBC Medium to Long Duration Fund	N.A.	₹49 Crs	12 yrs 3 m	0.6%
Nippon India Income Fund	N.A.	₹420 Crs	12 yrs 3 m	0.67%
SBI Magnum Income Fund	N.A.	₹1,918 Crs	12 yrs 3 m	0.77%
ICICI Prudential Bond Fund	N.A.	₹2,816 Crs	12 yrs 3 m	0.62%
Canara Robeco Income Fund	N.A.	₹119 Crs	12 yrs 3 m	0.8%
LIC MF Medium to Long Duration Fund	N.A.	₹191 Crs	12 yrs 3 m	0.21%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Medium to Long Duration Fund	2.6%	5.97%	11.75%	7.72%	6.1%	6.85%
Nippon India Income Fund	2.42%	5.67%	11.59%	8.63%	6.86%	8.03%
SBI Magnum Income Fund	2.41%	5.57%	11.23%	8.31%	7.54%	8.37%
ICICI Prudential Bond Fund	2.42%	6.07%	11.73%	8.59%	7.54%	8.05%
Canara Robeco Income Fund	2.1%	5.2%	11.0%	7.62%	6.61%	7.53%
LIC MF Medium to Long Duration Fund	2.64%	6.07%	12.25%	8.66%	6.56%	7.08%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Medium to Long Duration Fund	2.45	1.5	0.13	0.19
Nippon India Income Fund	2.17	1.3	0.73	1.31
SBI Magnum Income Fund	1.84	1.14	0.61	0.89
ICICI Prudential Bond Fund	1.8	1.1	0.81	1.28
Canara Robeco Income Fund	2.2	1.39	0.25	0.38
LIC MF Medium to Long Duration Fund	2.31	1.43	0.59	0.95

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.43 vs. 1.95 Underperformed at beating benchmark
Sharpe	0.13 vs. 1.98 Poor risk-adjusted returns
Beta	1.5 vs. 0.95 More sensitive to market's ups & downs
Standard deviation	2.45 vs. 2.02 More volatile performance

Compare HSBC Medium to Long Duration Fund in detail with

About this fund

About HSBC Medium to Long Duration Fund

HSBC Medium to Long Duration Fund Direct-Growth is a Medium to Long Duration mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. HSBC Medium to Long Duration Fund Direct-Growth has ₹49 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC Medium to Long Duration Fund Direct-Growth as of 23/04/2025 is ₹47.06. The fund has an expense ratio of 0.6%, which is close to what most other Medium To Long Duration funds charge.

HSBC Medium to Long Duration Fund Direct-Growth returns of last 1-year are 11.68%. Since launch, it has delivered 7.19% average annual returns. The fund has doubled the money invested in it every 11 yrs.
HSBC Medium to Long Duration Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Gujarat State, REC Ltd., Small Industries Devp. Bank of India Ltd., National Bank For Agriculture & Rural Development.

...

Fund AUM	₹49 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Shriram Ramanathan

Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA. Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Asif Rizwi

Mr. Rizwi has done B.Tech and PGDM from IIM-C Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank

Investment objective

The scheme seeks to generate regular income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 4 years to 7 years.

HSBC Mutual Fund details

No. of schemes	42 view all schemes
Total AUM	₹1,24,514 Crs as on Mar 31, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
HSBC Gilt Fund	N.A.	₹251 Crs	12.7%	8.56%
HSBC Dynamic Bond Fund	N.A.	₹152 Crs	12.44%	8.29%
HSBC Medium Duration Fund	N.A.	₹658 Crs	10.77%	8.01%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	N.A.	₹1,894 Crs	9.97%	7.49%
HSBC Corporate Bond Fund	N.A.	₹5,808 Crs	9.96%	7.4%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of HSBC Medium to Long Duration Fund?

The current Net Asset Value (NAV) of the HSBC Medium to Long Duration Fund - Direct Growth plan is approximately ₹47.0588 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The HSBC Medium to Long Duration Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 7.19% since inception.

HSBC Medium to Long Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
11.75%	7.72%	6.1%	6.85%	7.19%

How much does this mutual fund charge as expense ratio?

The HSBC Medium to Long Duration Fund - Direct Growth has an expense ratio of 0.6%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HSBC Medium to Long Duration Fund currently has assets under management (AUM) or fund size valued at approximately ₹49 Crs crore as of Mar 31, 2025.

To whom does HSBC Medium to Long Duration Fund lend to?

The top 3 debt holdings of HSBC Medium to Long Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	50.17%
Gujarat State	10.55%
REC Ltd.	8.93%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HSBC Medium to Long Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	60.72%
AAA	35.62%
Cash & Call Money	3.38%

What is risk level of HSBC Medium to Long Duration Fund?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HSBC Medium to Long Duration Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HSBC Medium to Long Duration Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in HSBC Medium to Long Duration Fund is complete.

How can I redeem my investments in HSBC Medium to Long Duration Fund?

Redeeming your investments in HSBC Medium to Long Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HSBC Medium to Long Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Medium to Long Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium to Long Duration funds in the last 2 Years.
Age: This is the 3rd oldest Medium to Long Duration fund.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.