HSBC Financial Services Fund

Q: How much does this mutual fund charge as expense ratio?

The HSBC Financial Services Fund has an expense ratio of 2.32% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹11.9032-0.12% 1 day change	18.9%	App exclusive #NA View Ranked Funds	₹761 Cr

Historical NAV & returns

NAV: ₹11.9032 as on Dec 04, 2025

This fund Category average

HSBC Financial Services Fund overview

AUM (Fund size)	₹761 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	10 m since Feb 06, 2025
Benchmark	BSE Financial Services TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.32% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HSBC Financial Services Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 04, 2025

Period	This fund	Category average
1 Month	0.59%	1.84%
3 Months	8.04%	7.47%
6 Months	6.56%	5.82%

Asset allocationas on Oct 31, 2025

Large Cap 41.45%

Mid Cap 31.44%

Small Cap 16.9%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.32%

ICICI Bank Ltd.6.12%

Nippon Life India Asset Management Ltd.5.91%

State Bank of India5.16%

Top sectors

Financial 77.36999999999999%

Services 10.769999999999998%

Unclassified 1.65%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 10.3%

Other Holdings

Others 10.3%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Financial Services Fund	0.59%	6.56%	N.A.	N.A.	N.A.	N.A.
Sundaram Financial Services Opportunities Fund	1.59%	5.31%	11.55%	17.44%	18.36%	15.05%
Nippon India Banking & Financial Services Fund	1.55%	6.22%	13.99%	17.09%	21.32%	14.57%
SBI Banking & Financial Services Fund	2.08%	10.84%	16.48%	19.11%	17.97%	17.26%
Invesco India Financial Services Fund	1.38%	7.23%	11.45%	19.72%	18.51%	16.14%
Tata Banking and Financial Services Fund	1.33%	7.08%	13.95%	16.14%	16.8%	16.22%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Financial Services Fund	N.A.	N.A.	N.A.	N.A.
Sundaram Financial Services Opportunities Fund	12.96	0.92	0.86	1.61
Nippon India Banking & Financial Services Fund	11.92	0.86	0.9	1.71
SBI Banking & Financial Services Fund	11.71	0.83	1.06	1.93
Invesco India Financial Services Fund	12.61	0.84	1.04	1.64
Tata Banking and Financial Services Fund	12.68	0.89	0.79	2.04

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC Financial Services Fund	N.A.	761 Cr	10 m	2.32%
Sundaram Financial Services Opportunities Fund	N.A.	1,601 Cr	17 yrs 7 m	2.08%
Nippon India Banking & Financial Services Fund	N.A.	7,543 Cr	22 yrs 7 m	1.83%
SBI Banking & Financial Services Fund	N.A.	9,273 Cr	10 yrs 10 m	1.76%
Invesco India Financial Services Fund	N.A.	1,589 Cr	17 yrs 6 m	2.09%
Tata Banking and Financial Services Fund	N.A.	3,125 Cr	10 yrs	1.89%

View all Sectoral-banking funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare HSBC Financial Services Fund in detail with

About this fund

About HSBC Financial Services Fund

HSBC Financial Services Fund is a Sectoral-Banking mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 10 m, having been launched on 06/02/2025. HSBC Financial Services Fund has ₹761 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC Financial Services Fund as of 04/12/2025 is ₹11.90. The fund has an expense ratio of 2.32%, which is higher than what most other Sectoral-banking funds charge.

The fund has the majority of its money invested in Financial, Services, Unclassified sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Nippon Life India Asset Management Ltd., State Bank of India, Multi Commodity Exchange Of India Ltd..

...

Fund AUM	761 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Gautam Bhupal

Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons) Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.

Investment objective

The scheme seeks to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in financial services businesses.

HSBC Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	1,36,405 Cr as on Sep 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HSBC Small Cap Fund	N.A.	16,548 Cr	-11.68%	25.71%
HSBC Infrastructure Fund	N.A.	2,372 Cr	-8.03%	25.56%
HSBC Value Fund	N.A.	14,342 Cr	3.16%	23.43%
HSBC Midcap Fund	N.A.	12,370 Cr	1.44%	21.54%
HSBC Business Cycles Fund	N.A.	1,161 Cr	-4.12%	20.86%
HSBC Large and Mid Cap Fund	N.A.	4,613 Cr	-1.72%	19.18%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HSBC Financial Services Fund?

The current Net Asset Value (NAV) of the HSBC Financial Services Fund plan is approximately ₹11.9032 as of Dec 04, 2025.

How much does this mutual fund charge as expense ratio?

The HSBC Financial Services Fund has an expense ratio of 2.32%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HSBC Financial Services Fund currently has assets under management (AUM) or fund size valued at approximately 761 Cr as on Oct 31, 2025.

What are the top stock holdings of HSBC Financial Services Fund?

The HSBC Financial Services Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.32%
ICICI Bank Ltd.	6.12%
Nippon Life India Asset Management Ltd.	5.91%
State Bank of India	5.16%
Multi Commodity Exchange Of India Ltd.	4.41%
Shriram Finance Ltd	4.35%
Kotak Mahindra Bank Ltd.	4.18%
Axis Bank Ltd.	4.03%
PB Fintech Ltd.	3.55%
HDFC Asset Management Company Ltd.	3.28%

What are the top sectors HSBC Financial Services Fund has invested in?

The HSBC Financial Services Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	77.36999999999999%
Services	10.769999999999998%
Unclassified	1.65%

What is risk level of HSBC Financial Services Fund?

This is a Sectoral-banking fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in HSBC Financial Services Fund?

Redeeming your investments in the HSBC Financial Services Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Sectoral-Banking

#NA

Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.