HSBC Consumption Fund

Q: What are the returns of this mutual fund scheme?

The HSBC Consumption Fund is a 2 yrs 4 m old fund and has delivered average annual returns of 18.34% since inception. HSBC Consumption Fund Returns 1-Year Since Inception -0.9% 18.34%

Q: How much does this mutual fund charge as expense ratio?

The HSBC Consumption Fund has an expense ratio of 2.07% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.6989-0.39% 1 day change	18.34% p.a.	App exclusive #NA View Ranked Funds	₹1,783 Cr

Historical NAV & returns

NAV: ₹14.6989 as on Dec 04, 2025

This fund Category average

HSBC Consumption Fund overview

AUM (Fund size)	₹1,783 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	2 yrs 4 m since Aug 10, 2023
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.07% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HSBC Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 04, 2025

Period	This fund	Category average
1 Month	-1.4%	-0.71%
3 Months	-1.59%	-2.43%
6 Months	6.74%	4.02%
1 Year	-0.9%	-0.88%
2 Years	16.17%	11.35%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 42.76%

Mid Cap 28.12%

Small Cap 26.35%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.6.16%

Multi Commodity Exchange Of India Ltd.5.59%

Eternal Ltd.5.54%

Maruti Suzuki India Ltd.5.03%

Top sectors

Services 25.41%

Consumer Staples 20.7%

Automobile 14.690000000000001%

Consumer Discretionary 13.160000000000002%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 3.02%

Other Holdings

Others 3.02%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Consumption Fund	-1.4%	6.74%	-0.9%	N.A.	N.A.	N.A.
Nippon India Consumption Fund	-0.97%	4.03%	1.2%	15.13%	20.73%	13.46%
ICICI Prudential Bharat Consumption Fund	-0.8%	5.41%	2.45%	16.6%	18.36%	9.98%
Tata India Consumer Fund	-1.97%	5.84%	-0.41%	17.53%	18.22%	16.31%
Baroda BNP Paribas India Consumption Fund	-0.39%	5.44%	0.14%	15.91%	17.51%	12.41%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Consumption Fund	N.A.	N.A.	N.A.	N.A.
Nippon India Consumption Fund	13.43	0.78	0.67	0.84
ICICI Prudential Bharat Consumption Fund	12.43	0.72	0.8	1.01
Tata India Consumer Fund	14.1	0.81	0.81	1.0
Baroda BNP Paribas India Consumption Fund	13.3	0.79	0.69	0.89

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC Consumption Fund	N.A.	1,783 Cr	2 yrs 4 m	2.07%
Nippon India Consumption Fund	N.A.	2,801 Cr	21 yrs 2 m	1.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,273 Cr	6 yrs 8 m	1.99%
Tata India Consumer Fund	N.A.	2,660 Cr	10 yrs	1.95%
Baroda BNP Paribas India Consumption Fund	N.A.	1,552 Cr	7 yrs 3 m	2.08%

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare HSBC Consumption Fund in detail with

About this fund

About HSBC Consumption Fund

HSBC Consumption Fund is a Thematic-Consumption mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 2 yrs 4 m, having been launched on 10/08/2023. HSBC Consumption Fund has ₹1,783 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC Consumption Fund as of 04/12/2025 is ₹14.70. The fund has an expense ratio of 2.07%, which is higher than what most other Thematic-consumption funds charge.

HSBC Consumption Fund returns of last 1-year are -2.40%. Since launch, it has delivered 18.56% average annual returns.
The fund has the majority of its money invested in Services, Consumer Staples, Automobile, Consumer Discretionary, Communication sectors. It has taken less exposure in Services, Consumer Staples sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., Multi Commodity Exchange Of India Ltd., Eternal Ltd., Maruti Suzuki India Ltd., Radico Khaitan Ltd..

...

Fund AUM	1,783 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Anish Goenka

Mr. Goenka has done B.Com and MBA Prior to joining HSBC Mutual Fund, he has worked with L&T Mutual Fund and IIFL AMC

Investment objective

The scheme seeks to generate long-term capital growth from an actively managed portfolio of equity and equity related securities of companies engaged in or expected to benefi t from consumption and consumption related activities.

HSBC Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	1,36,405 Cr as on Sep 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HSBC Small Cap Fund	N.A.	16,548 Cr	-11.68%	25.71%
HSBC Infrastructure Fund	N.A.	2,372 Cr	-8.03%	25.56%
HSBC Value Fund	N.A.	14,342 Cr	3.16%	23.43%
HSBC Midcap Fund	N.A.	12,370 Cr	1.44%	21.54%
HSBC Business Cycles Fund	N.A.	1,161 Cr	-4.12%	20.86%
HSBC Large and Mid Cap Fund	N.A.	4,613 Cr	-1.72%	19.18%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HSBC Consumption Fund?

The current Net Asset Value (NAV) of the HSBC Consumption Fund plan is approximately ₹14.6989 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The HSBC Consumption Fund is a 2 yrs 4 m old fund and has delivered average annual returns of 18.34% since inception.

HSBC Consumption Fund Returns

1-Year	Since Inception
-0.9%	18.34%

How much does this mutual fund charge as expense ratio?

The HSBC Consumption Fund has an expense ratio of 2.07%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HSBC Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 1,783 Cr as on Oct 31, 2025.

What are the top stock holdings of HSBC Consumption Fund?

The HSBC Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	6.16%
Multi Commodity Exchange Of India Ltd.	5.59%
Eternal Ltd.	5.54%
Maruti Suzuki India Ltd.	5.03%
Radico Khaitan Ltd.	3.4%
Varun Beverages Ltd.	3.37%
Titan Company Ltd.	3.29%
Mahindra & Mahindra Ltd.	3.26%
Global Health Ltd.	2.83%
Amber Enterprises India Ltd.	2.82%

What are the top sectors HSBC Consumption Fund has invested in?

The HSBC Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Services	25.41%
Consumer Staples	20.7%
Automobile	14.690000000000001%
Consumer Discretionary	13.160000000000002%
Communication	6.16%
Healthcare	5.3100000000000005%
Capital Goods	4.58%
Construction	2.92%
Financial	2.69%
Materials	1.31%

What is risk level of HSBC Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in HSBC Consumption Fund?

Redeeming your investments in the HSBC Consumption Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.