HSBC Consumption Fund Direct - Growth

Q: What are the returns of HSBC Consumption Fund?

The HSBC Consumption Fund is a 1 yrs 8 m old fund and has delivered average annual returns of 24.12% since inception. HSBC Consumption Fund Returns 1-Year Since Inception 13.06% 24.12%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹14.2759+0.34% 1 day change	24.12% p.a.	#NA View Ranked Funds	N.A.

Historical NAV & returns

NAV: ₹14.2759 as on Apr 23, 2025

This fund Category average

HSBC Consumption Fund overview

VRO rating	N.A.
Expense ratio	0.75% as on Mar 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹1,438 Crs
Lock-in	No Lockin
Age	1 yrs 8 m since Aug 10, 2023
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

HSBC Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 10, 2025

Period	This fund	Category average
1 month	5.16%	5.85%
3 months	3.63%	3.89%
6 months	-3.59%	-3.07%
1 year	13.06%	11.58%

Asset allocationas on Mar 31, 2025

Large Cap 38.731961999999996%

Mid Cap 17.325411%

Small Cap 41.112627%

Other Cap 0.0%

Top holdings

Bharti Airtel Ltd.6.44%

Varun Beverages Ltd.4.8%

Multi Commodity Exchange Of India Ltd.3.98%

PB Fintech Ltd.3.72%

Top sectors

Services 25.79%

Consumer Staples 23.489999999999995%

Consumer Discretionary 13.41%

Healthcare 7.35%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 3.08%

Other Holdings

Others 3.08%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
HSBC Consumption Fund	N.A.	₹1,438 Crs	1 yrs 8 m	0.75%
SBI Consumption Opportunities Fund	N.A.	₹2,904 Crs	12 yrs 3 m	0.94%
Nippon India Consumption Fund	N.A.	₹2,183 Crs	12 yrs 3 m	0.57%
ICICI Prudential Bharat Consumption Fund	N.A.	₹2,967 Crs	6 yrs	1.28%
Mirae Asset Great Consumer Fund	N.A.	₹3,872 Crs	12 yrs 3 m	0.52%
Baroda BNP Paribas India Consumption Fund	N.A.	₹1,369 Crs	6 yrs 8 m	0.66%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Consumption Fund	5.16%	-3.59%	13.06%	N.A.	N.A.	N.A.
SBI Consumption Opportunities Fund	4.99%	-5.15%	10.89%	19.51%	29.78%	16.85%
Nippon India Consumption Fund	8.35%	0.06%	13.17%	22.33%	29.72%	16.03%
ICICI Prudential Bharat Consumption Fund	4.83%	-3.69%	8.44%	19.65%	24.06%	10.05%
Mirae Asset Great Consumer Fund	6.23%	-5.5%	10.61%	19.95%	26.75%	16.59%
Baroda BNP Paribas India Consumption Fund	5.35%	-0.99%	14.83%	19.61%	24.53%	13.16%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Consumption Fund	N.A.	N.A.	N.A.	N.A.
SBI Consumption Opportunities Fund	14.85	0.77	0.75	1.04
Nippon India Consumption Fund	14.73	0.77	0.82	1.14
ICICI Prudential Bharat Consumption Fund	12.71	0.65	0.89	1.16
Mirae Asset Great Consumer Fund	15.87	0.85	0.73	1.04
Baroda BNP Paribas India Consumption Fund	14.86	0.8	0.74	1.08

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare HSBC Consumption Fund in detail with

About this fund

About HSBC Consumption Fund

HSBC Consumption Fund Direct - Growth is a Thematic-Consumption mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 1 yrs 8 m, having been launched on 10/08/2023. HSBC Consumption Fund Direct - Growth has ₹1,438 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC Consumption Fund Direct - Growth as of 23/04/2025 is ₹14.28. The fund has an expense ratio of 0.75%, which is close to what most other Thematic-consumption funds charge.

HSBC Consumption Fund Direct - Growth returns of last 1-year are 13.71%. Since launch, it has delivered 24.13% average annual returns.
The fund has the majority of its money invested in Services, Consumer Staples, Consumer Discretionary, Healthcare, Communication sectors. It has taken less exposure in Services, Consumer Staples sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., Varun Beverages Ltd., Multi Commodity Exchange Of India Ltd., PB Fintech Ltd., Godrej Consumer Products Ltd..

...

Fund AUM	₹1,438 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Gautam Bhupal

Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons) Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.

Anish Goenka

Mr. Goenka has done B.Com and MBA Prior to joining HSBC Mutual Fund, he has worked with L&T Mutual Fund and IIFL AMC

Investment objective

The scheme seeks to generate long-term capital growth from an actively managed portfolio of equity and equity related securities of companies engaged in or expected to benefi t from consumption and consumption related activities.

HSBC Mutual Fund details

No. of schemes	42 view all schemes
Total AUM	₹1,24,514 Crs as on Mar 31, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
HSBC Small Cap Fund	N.A.	₹14,493 Crs	3.48%	37.6%
HSBC Infrastructure Fund	N.A.	₹2,229 Crs	5.37%	33.18%
HSBC Value Fund	N.A.	₹12,600 Crs	10.95%	32.1%
HSBC Business Cycles Fund	N.A.	₹967 Crs	12.74%	30.37%
HSBC Midcap Fund	N.A.	₹10,362 Crs	10.14%	28.75%
HSBC Large and Mid Cap Fund	N.A.	₹3,769 Crs	8.12%	26.65%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HSBC Consumption Fund?

The current Net Asset Value (NAV) of the HSBC Consumption Fund - Direct Growth plan is approximately ₹14.2759 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The HSBC Consumption Fund is a 1 yrs 8 m old fund and has delivered average annual returns of 24.12% since inception.

HSBC Consumption Fund Returns

1-Year	Since Inception
13.06%	24.12%

How much does this mutual fund charge as expense ratio?

The HSBC Consumption Fund - Direct Growth has an expense ratio of 0.75%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HSBC Consumption Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,438 Crs crore as of Mar 31, 2025.

What are the top stock holdings of HSBC Consumption Fund?

The HSBC Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	6.44%
Varun Beverages Ltd.	4.8%
Multi Commodity Exchange Of India Ltd.	3.98%
PB Fintech Ltd.	3.72%
Godrej Consumer Products Ltd.	3.39%
Titan Company Ltd.	3.33%
Radico Khaitan Ltd.	3.27%
Global Health Ltd.	3.2%
Amber Enterprises India Ltd.	3.14%
Eternal Ltd.	3.06%

What are the top sectors HSBC Consumption Fund has invested in?

The HSBC Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Services	25.79%
Consumer Staples	23.489999999999995%
Consumer Discretionary	13.41%
Healthcare	7.35%
Communication	6.44%
Capital Goods	5.49%
Automobile	5.140000000000001%
Construction	4.28%
Textiles	2.99%
Financial	1.63%

What is risk level of HSBC Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HSBC Consumption Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HSBC Consumption Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in HSBC Consumption Fund is complete.

How can I redeem my investments in HSBC Consumption Fund?

Redeeming your investments in HSBC Consumption Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HSBC Consumption Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 1 Year.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.