HDFC Balanced Advantage Fund-Growth

Q: What are the returns of HDFC Balanced Advantage Fund?

The HDFC Balanced Advantage Fund is a 25 yrs 1 m old fund and has delivered average annual returns of 17.1% since inception. HDFC Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 0.13% 18.25% 22.99% 15.29% 17.1%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹513.333+0.44% 1 day change	17.1% p.a.	App exclusive #NA View Ranked Funds	₹1,00,299 Cr

Historical NAV & returns

NAV: ₹513.333 as on Sep 03, 2025

This fund Category average

HDFC Balanced Advantage Fund overview

Expense ratio	1.33% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹1,00,299 Cr
Lock-in Period	Nil
Age	25 yrs 1 m since Jul 20, 2000
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High

HDFC Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.15%	0.03%
3 Months	-0.23%	0.74%
6 Months	9.63%	9.72%
1 Year	0.13%	1.0%
2 Years	16.88%	12.25%
3 Years	18.25%	11.72%
4 Years	17.74%	9.74%
5 Years	22.99%	13.04%
7 Years	15.15%	10.13%
10 Years	15.29%	10.19%

Asset allocationas on May 31, 2025

Large Cap 48.43%

Mid Cap 6.79%

Small Cap 5.46%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.53%

ICICI Bank Ltd.4.03%

Reliance Industries Ltd.3.22%

Bharti Airtel Ltd.3.15%

Top sectors

Financial 20.27%

Energy 8.850000000000001%

Technology 5.83%

Automobile 4.89%

AAA 17.86095529%

SOV 8.95629617%

Cash 6.2042071%

Cash & Call Money 4.16674136%

Top Debt Holdings

GOI 9.09%

HDFC Bank Ltd. 1.09%

Small Industries Devp. Bank of India Ltd. 1.0%

State Bank of India 0.75%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 1.94%

Embassy Office Parks REIT 0.76%

Brookfield India Real Estate Trust REIT 0.48%

Powergrid Infrastructure Investment Trust 0.21%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HDFC Balanced Advantage Fund	N.A.	1,00,299 Cr	25 yrs 1 m	1.33%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	18 yrs 10 m	1.44%
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 7 m	1.71%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	21 yrs 10 m	2.01%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	20 yrs 10 m	1.74%
Axis Balanced Advantage Fund	N.A.	3,431 Cr	8 yrs 1 m	1.92%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Balanced Advantage Fund	-0.15%	9.63%	0.13%	18.25%	22.99%	15.29%
ICICI Prudential Balanced Advantage Fund	1.32%	11.01%	5.77%	12.93%	14.37%	11.45%
Tata Balanced Advantage Fund	-0.25%	7.51%	-0.05%	10.49%	12.57%	7.34%
Franklin India Dynamic Asset Allocation FoF	-0.3%	8.19%	2.55%	13.12%	18.34%	10.42%
Nippon India Balanced Advantage Fund	0.53%	9.71%	1.93%	11.87%	13.47%	10.64%
Axis Balanced Advantage Fund	0.05%	7.55%	1.56%	13.09%	13.08%	7.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Balanced Advantage Fund	9.18	0.87	1.16	2.14
ICICI Prudential Balanced Advantage Fund	5.54	0.55	1.06	1.62
Tata Balanced Advantage Fund	6.59	0.67	0.55	0.88
Franklin India Dynamic Asset Allocation FoF	6.49	0.63	0.95	1.5
Nippon India Balanced Advantage Fund	7.02	0.71	0.69	1.08
Axis Balanced Advantage Fund	7.64	0.75	0.78	1.32

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.87 vs. 2.63 Higher outperformance against benchmark
Sharpe	1.16 vs. 2.91 Poor risk-adjusted returns
Beta	0.87 vs. 0.65 More sensitive to market's ups & downs
Standard deviation	9.18 vs. 5.63 More volatile performance

Compare HDFC Balanced Advantage Fund in detail with

About this fund

About HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund-Growth is a Dynamic Asset Allocation mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 25 yrs 1 m, having been launched on 20/07/2000. HDFC Balanced Advantage Fund-Growth has ₹1,00,299 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Balanced Advantage Fund-Growth as of 03/09/2025 is ₹513.33. The fund has an expense ratio of 1.33%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 60.68% allocation to equity and 27.54% to Debt.

HDFC Balanced Advantage Fund-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Financial, Energy, Technology, Automobile, Construction sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, ICICI Bank Ltd., Reliance Industries Ltd., Bharti Airtel Ltd., State Bank of India.

...

Fund AUM	1,00,299 Cr as on May 31, 2025
Scheme document	View Scheme Document
Product Presentation	View Product Presentation

Fund managers

Anil Bamboli

Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI. Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Gopal Agrawal

Mr.Agrawal is a B.E and MBM. Prior to joining HDFC Mutual Fund he has worked with DSP Mutual Fund, Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.

Srinivasan Ramamurthy

Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta. Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Arun Agarwal

Mr. Agarwal is a B.Com. and Chartered Accountant Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.

Nirman S. Morakhia

Mr. Morakhia has done BMS and MBA - Financial Markets Prior to joining HDFC Mutual Fund, he has worked with Mirae Asset Global Investment Management India Pvt. Ltd.

Investment objective

The Scheme seeks to provide long term capital appreciation / income from a dynamic mix of equity and debt investments.

HDFC Mutual Fund details

No. of schemes	77 view all schemes
Total AUM	8,37,348 Cr as on Jun 30, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HDFC Retirement Savings Fund - Hybrid Equity Plan	N.A.	1,657 Cr	-1.15%	17.63%
HDFC Hybrid Equity Fund	N.A.	24,461 Cr	0.47%	17.26%
HDFC Multi Asset Fund	N.A.	4,375 Cr	6.21%	15.23%
HDFC Multi-Asset Active FoF	N.A.	4,046 Cr	7.95%	N.A.
HDFC Equity Savings Fund	N.A.	5,546 Cr	2.88%	12.2%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Balanced Advantage Fund?

The current Net Asset Value (NAV) of the HDFC Balanced Advantage Fund - Direct Growth plan is approximately ₹513.333 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The HDFC Balanced Advantage Fund is a 25 yrs 1 m old fund and has delivered average annual returns of 17.1% since inception.

HDFC Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
0.13%	18.25%	22.99%	15.29%	17.1%

How much does this mutual fund charge as expense ratio?

The HDFC Balanced Advantage Fund - Direct Growth has an expense ratio of 1.33%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 1,00,299 Cr as on May 31, 2025.

What are the top stock holdings of HDFC Balanced Advantage Fund?

The HDFC Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.53%
ICICI Bank Ltd.	4.03%
Reliance Industries Ltd.	3.22%
Bharti Airtel Ltd.	3.15%
State Bank of India	2.74%
Infosys Ltd.	2.73%
Larsen & Toubro Ltd.	2.35%
NTPC Ltd.	2.25%
Axis Bank Ltd.	2.08%
Coal India Ltd.	1.94%

What are the top sectors HDFC Balanced Advantage Fund has invested in?

The HDFC Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	20.27%
Energy	8.850000000000001%
Technology	5.83%
Automobile	4.89%
Healthcare	4.1899999999999995%
Communication	3.46%
Construction	3.26%
Services	3.2599999999999993%
Consumer Staples	2.58%
Capital Goods	2.56%

To whom does HDFC Balanced Advantage Fund lend to?

The top 3 debt holdings of HDFC Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	9.09%
HDFC Bank Ltd.	1.09%
Small Industries Devp. Bank of India Ltd.	1.0%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	17.86095529%
SOV	8.95629617%
Cash	6.2042071%

What is risk level of HDFC Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Balanced Advantage Fund?

HDFC Balanced Advantage Fund-Growth is the regular plan of the fund. For this plan of you pay 1.33% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.72%. That's 0.6100000000000001% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.6100000000000001% if you opt for direct plan of HDFC Balanced Advantage Fund

How can I redeem my investments in HDFC Balanced Advantage Fund?

Redeeming your investments in HDFC Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 10 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year.