DSP Strategic Bond Fund

Q: What are the returns of this mutual fund scheme?

The DSP Strategic Bond Fund is a 18 yrs 6 m old fund and has delivered average annual returns of 6.82% since inception. DSP Strategic Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.06% 7.68% 5.31% 6.93% 6.82%

Q: How much does this mutual fund charge as expense ratio?

The DSP Strategic Bond Fund has an expense ratio of 1.21% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3391.4478-0.03% 1 day change	6.82% p.a.	App exclusive #NA View Ranked Funds	₹1,467 Cr

Historical NAV & returns

NAV: ₹3391.4478 as on Oct 20, 2025

This fund Category average

DSP Strategic Bond Fund overview

AUM (Fund size)	₹1,467 Cr
Exit load	0%
Lock-in Period	Nil
Age	18 yrs 6 m since Apr 23, 2007
Benchmark	CRISIL Dynamic Bond A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.21% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

DSP Strategic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.78%	0.76%
3 Months	0.25%	0.6%
6 Months	-0.37%	1.15%
1 Year	5.06%	6.55%
2 Years	8.07%	8.09%
3 Years	7.68%	7.37%
4 Years	5.98%	6.05%
5 Years	5.31%	5.59%
7 Years	7.45%	6.83%
10 Years	6.93%	6.77%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 69.03%

Cash & Call Money 16.45%

AAA 10.6%

AA+ 3.57%

Top Debt Holdings

State Bank of India 7.15%

GOI 4.7%

Bank of India 3.57%

Power Finance Corporation Ltd. 3.45%

Allocation by Instruments

GOI Securities 64.32999999999998%

Reverse Repo 16.18%

Bonds 7.15%

Central Government Loan 4.7%

Other Holdings

Others 0.35%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Strategic Bond Fund	0.78%	-0.37%	5.06%	7.68%	5.31%	6.93%
ICICI Prudential All Seasons Bond Fund	0.73%	2.55%	8.0%	7.88%	6.46%	7.99%
360 ONE Dynamic Bond Fund	0.85%	3.26%	8.77%	8.4%	6.97%	7.01%
JM Dynamic Bond Fund	0.74%	1.62%	7.82%	7.37%	5.68%	6.61%
Aditya Birla Sun Life Dynamic Bond Fund	0.92%	1.92%	7.78%	7.85%	6.92%	6.27%
HSBC Dynamic Bond Fund	0.72%	0.84%	6.65%	7.17%	5.03%	6.76%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Strategic Bond Fund	3.42	1.98	0.29	0.42
ICICI Prudential All Seasons Bond Fund	1.38	0.77	0.87	1.13
360 ONE Dynamic Bond Fund	1.92	1.07	0.87	1.29
JM Dynamic Bond Fund	2.08	1.16	0.35	0.57
Aditya Birla Sun Life Dynamic Bond Fund	2.2	1.26	0.51	0.74
HSBC Dynamic Bond Fund	2.41	1.39	0.24	0.34

Fund name	ETM Rank	AUM	Fund age	Expense ratio
DSP Strategic Bond Fund	N.A.	1,467 Cr	18 yrs 6 m	1.21%
ICICI Prudential All Seasons Bond Fund	N.A.	14,948 Cr	16 yrs 5 m	1.28%
360 ONE Dynamic Bond Fund	N.A.	639 Cr	12 yrs 4 m	0.52%
JM Dynamic Bond Fund	N.A.	60 Cr	22 yrs 4 m	0.98%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,918 Cr	21 yrs 1 m	1.23%
HSBC Dynamic Bond Fund	N.A.	168 Cr	19 yrs 2 m	0.78%

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.31 vs. 2.12 Underperformed at beating benchmark
Sharpe	0.29 vs. 2.23 Poor risk-adjusted returns
Beta	1.98 vs. 0.78 More sensitive to market's ups & downs
Standard deviation	3.42 vs. 2.41 More volatile performance

Compare DSP Strategic Bond Fund in detail with

About this fund

About DSP Strategic Bond Fund

DSP Strategic Bond Fund is a Dynamic Bond mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 18 yrs 6 m, having been launched on 23/04/2007. DSP Strategic Bond Fund has ₹1,467 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Strategic Bond Fund as of 20/10/2025 is ₹3391.45. The fund has an expense ratio of 1.21%, which is higher than what most other Dynamic Bond funds charge.

DSP Strategic Bond Fund returns of last 1-year are 4.93%. Since launch, it has delivered 7.47% average annual returns. The fund has doubled the money invested in it every 11 yrs.
DSP Strategic Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in State Bank of India, GOI, Bank of India, Power Finance Corporation Ltd..

...

Fund AUM	1,467 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Sandeep Yadav

Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder. Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Shantanu Godambe

Mr. Godambehas done B.Com, MS (Finance) and CFA Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited

Investment objective

The scheme seeks to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. It would invest across the range of debt instruments across the maturity range.

DSP Mutual Fund details

No. of schemes	54 view all schemes
Total AUM	2,12,960 Cr as on Sep 30, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
DSP Credit Risk Fund	N.A.	208 Cr	21.59%	14.85%
DSP Income Plus Arbitrage Omni FoF	N.A.	1,689 Cr	6.64%	10.97%
DSP Floater Fund	N.A.	521 Cr	7.99%	8.29%
DSP 10Y G-Sec Fund	N.A.	56 Cr	7.39%	8.1%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	N.A.	2,061 Cr	8.25%	8.06%
DSP Bond Fund	N.A.	317 Cr	8.28%	7.83%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of DSP Strategic Bond Fund?

The current Net Asset Value (NAV) of the DSP Strategic Bond Fund plan is approximately ₹3391.4478 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The DSP Strategic Bond Fund is a 18 yrs 6 m old fund and has delivered average annual returns of 6.82% since inception.

DSP Strategic Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.06%	7.68%	5.31%	6.93%	6.82%

How much does this mutual fund charge as expense ratio?

The DSP Strategic Bond Fund has an expense ratio of 1.21%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The DSP Strategic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 1,467 Cr as on Sep 30, 2025.

To whom does DSP Strategic Bond Fund lend to?

The top 3 debt holdings of DSP Strategic Bond Fund are as follows

Holding Name	Percentage of Portfolio
State Bank of India	7.15%
GOI	4.7%
Bank of India	3.57%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Strategic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	69.03%
Cash & Call Money	16.45%
AAA	10.6%

What is risk level of DSP Strategic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in DSP Strategic Bond Fund?

Redeeming your investments in the DSP Strategic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.