DSP Strategic Bond Direct Plan-Growth

Q: What are the returns of DSP Strategic Bond Fund?

The DSP Strategic Bond Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 8.23% since inception. DSP Strategic Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.51% 8.68% 6.31% 7.92% 8.23%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3617.501+0.09% 1 day change	8.23% p.a.	#NA View Ranked Funds	₹1,601 Cr

Historical NAV & returns

NAV: ₹3617.501 as on Jul 21, 2025

This fund Category average

DSP Strategic Bond Fund overview

Expense ratio	0.53% as on May 31, 2025
Exit load	0% Exit load of 0.10% if redeemed within 7 days!
AUM (Fund size)	₹1,601 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	CRISIL Dynamic Bond A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

DSP Strategic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	1.04%	0.84%
3 Months	-0.43%	0.75%
6 Months	4.26%	4.97%
1 Year	8.51%	9.38%
2 Years	8.96%	8.81%
3 Years	8.68%	8.47%
4 Years	7.16%	7.17%
5 Years	6.31%	6.57%
7 Years	8.42%	7.76%
10 Years	7.92%	7.88%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 84.41%

AAA 10.26%

AA+ 3.22%

Cash & Call Money 1.79%

Top Debt Holdings

GOI 64.61%

State Bank of India 6.82%

Power Finance Corporation Ltd. 3.43%

Bank of India 3.22%

Allocation by Instruments

GOI Securities 64.61%

Central Government Loan 19.799999999999997%

Bonds 6.83%

Debenture 3.43%

Other Holdings

Others 0.32%

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
DSP Strategic Bond Fund	N.A.	1,601 Cr	12 yrs 6 m	0.53%
ICICI Prudential All Seasons Bond Fund	N.A.	14,981 Cr	12 yrs 6 m	0.59%
PGIM India Dynamic Bond Fund	N.A.	120 Cr	12 yrs 6 m	0.42%
JM Dynamic Bond Fund	N.A.	47 Cr	12 yrs 6 m	0.52%
360 ONE Dynamic Bond Fund	N.A.	686 Cr	12 yrs 1 m	0.27%
HSBC Dynamic Bond Fund	N.A.	185 Cr	12 yrs 6 m	0.22%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Strategic Bond Fund	1.04%	4.26%	8.51%	8.68%	6.31%	7.92%
ICICI Prudential All Seasons Bond Fund	0.82%	5.47%	10.22%	9.14%	7.48%	9.1%
PGIM India Dynamic Bond Fund	0.81%	5.12%	9.73%	8.63%	6.63%	8.36%
JM Dynamic Bond Fund	0.55%	5.46%	10.03%	7.97%	6.29%	7.35%
360 ONE Dynamic Bond Fund	0.83%	6.05%	10.94%	8.72%	7.4%	7.72%
HSBC Dynamic Bond Fund	0.76%	4.88%	9.44%	8.06%	5.93%	7.89%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Strategic Bond Fund	3.21	1.94	0.58	0.92
ICICI Prudential All Seasons Bond Fund	1.25	0.71	2.06	4.05
PGIM India Dynamic Bond Fund	2.13	1.29	0.89	1.48
JM Dynamic Bond Fund	1.98	1.16	0.68	1.2
360 ONE Dynamic Bond Fund	1.79	1.05	1.13	1.87
HSBC Dynamic Bond Fund	2.23	1.35	0.64	1.01

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.14 vs. 2.92 Underperformed at beating benchmark
Sharpe	0.58 vs. 3.01 Poor risk-adjusted returns
Beta	1.94 vs. 1.22 More sensitive to market's ups & downs
Standard deviation	3.21 vs. 2.26 More volatile performance

Compare DSP Strategic Bond Fund in detail with

About this fund

About DSP Strategic Bond Fund

DSP Strategic Bond Direct Plan-Growth is a Dynamic Bond mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. DSP Strategic Bond Direct Plan-Growth has ₹1,601 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Strategic Bond Direct Plan-Growth as of 21/07/2025 is ₹3617.50. The fund has an expense ratio of 0.53%, which is close to what most other Dynamic Bond funds charge.

DSP Strategic Bond Direct Plan-Growth returns of last 1-year are 8.61%. Since launch, it has delivered 8.24% average annual returns. The fund has doubled the money invested in it every 10 yrs.
DSP Strategic Bond Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, State Bank of India, Power Finance Corporation Ltd., Bank of India.

...

Fund AUM	1,601 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Sandeep Yadav

Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder. Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Shantanu Godambe

Mr. Godambehas done B.Com, MS (Finance) and CFA Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited

Investment objective

The scheme seeks to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. It would invest across the range of debt instruments across the maturity range.

DSP Mutual Fund details

No. of schemes	50 view all schemes
Total AUM	1,98,256 Cr as on Jun 30, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
DSP Income Plus Arbitrage FoF	N.A.	684 Cr	8.93%	10.79%
DSP 10Y G-Sec Fund	N.A.	60 Cr	10.27%	8.91%
DSP Gilt Fund	N.A.	1,904 Cr	8.78%	8.86%
DSP Floater Fund	N.A.	580 Cr	9.66%	8.58%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	N.A.	2,173 Cr	9.51%	8.32%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of DSP Strategic Bond Fund?

The current Net Asset Value (NAV) of the DSP Strategic Bond Fund - Direct Growth plan is approximately ₹3617.501 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The DSP Strategic Bond Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 8.23% since inception.

DSP Strategic Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.51%	8.68%	6.31%	7.92%	8.23%

How much does this mutual fund charge as expense ratio?

The DSP Strategic Bond Fund - Direct Growth has an expense ratio of 0.53%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The DSP Strategic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 1,601 Cr as on May 31, 2025.

To whom does DSP Strategic Bond Fund lend to?

The top 3 debt holdings of DSP Strategic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	64.61%
State Bank of India	6.82%
Power Finance Corporation Ltd.	3.43%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Strategic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	84.41%
AAA	10.26%
AA+	3.22%

What is risk level of DSP Strategic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in DSP Strategic Bond Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for DSP Strategic Bond Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in DSP Strategic Bond Fund is complete.

How can I redeem my investments in DSP Strategic Bond Fund?

Redeeming your investments in DSP Strategic Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP Strategic Bond Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Dynamic Bond

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 10 Years.
Age: This is the oldest Dynamic Bond fund.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.