DSP Floater Fund Direct - Growth

Q: What are the returns of this mutual fund scheme?

The DSP Floater Fund Direct - Growth is a 4 yrs 9 m old fund and has delivered average annual returns of 6.89% since inception. DSP Floater Fund Direct - Growth Returns 1-Year 3-Year Since Inception 7.93% 8.53% 6.89%

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹13.7461+0.0% 1 day change	6.89% p.a.	App exclusive #NA View Ranked Funds	₹524 Cr

Historical NAV & returns

NAV: ₹13.7461 as on Dec 04, 2025

This fund Category average

DSP Floater Fund overview

Expense ratio	0.25% as on Nov 30, 2025
Exit load	0%
AUM (Fund size)	₹524 Cr
Lock-in Period	Nil
Age	4 yrs 9 m since Mar 04, 2021
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

DSP Floater Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	0.45%	0.39%
3 Months	1.78%	1.68%
6 Months	2.65%	2.92%
1 Year	7.93%	8.05%
2 Years	8.88%	8.43%
3 Years	8.53%	8.15%
4 Years	7.08%	7.16%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 71.45%

AAA 19.34%

AA+ 4.94%

Cash & Call Money 3.62%

Top Debt Holdings

GOI 43.53%

Bharti Telecom Ltd. 9.59%

Muthoot Finance Ltd. 4.94%

Bajaj Finance Ltd. 4.88%

Allocation by Instruments

GOI Securities 43.53%

GOI Securities Floating Rate Bond 26.89%

Debenture 19.41%

Bonds 4.87%

Other Holdings

Others 0.65%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Floater Fund	0.45%	2.65%	7.93%	8.53%	N.A.	N.A.
Franklin India Floating Rate Fund	0.48%	3.0%	8.62%	8.58%	6.93%	7.03%
UTI Floater Fund	0.53%	2.89%	7.64%	7.49%	6.11%	4.87%
HDFC Floating Rate Debt Fund	0.56%	3.2%	8.26%	8.21%	6.79%	7.54%
Aditya Birla Sun Life Floating Rate Fund	0.64%	3.36%	8.13%	7.98%	6.53%	7.52%
ICICI Prudential Floating Interest Fund	0.82%	3.78%	8.53%	8.53%	7.11%	7.95%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Floater Fund	0.98	2.22	2.05	4.13
Franklin India Floating Rate Fund	0.98	2.23	2.12	2.78
UTI Floater Fund	0.59	1.38	1.76	2.44
HDFC Floating Rate Debt Fund	0.62	1.34	2.78	4.51
Aditya Birla Sun Life Floating Rate Fund	0.45	1.08	3.3	6.18
ICICI Prudential Floating Interest Fund	0.69	0.76	2.86	4.76

Fund name	ETM Rank	AUM	Fund age	Expense ratio
DSP Floater Fund	N.A.	524 Cr	4 yrs 9 m	0.25%
Franklin India Floating Rate Fund	N.A.	327 Cr	12 yrs 11 m	0.25%
UTI Floater Fund	N.A.	1,504 Cr	7 yrs 2 m	0.4%
HDFC Floating Rate Debt Fund	N.A.	15,549 Cr	12 yrs 11 m	0.26%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,126 Cr	12 yrs 11 m	0.24%
ICICI Prudential Floating Interest Fund	N.A.	7,153 Cr	12 yrs 11 m	0.3%

View all Floater funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.74 vs. 4.75 Higher outperformance against benchmark
Sharpe	2.05 vs. 5.84 Poor risk-adjusted returns
Beta	2.22 vs. 2.87 Less sensitive to market ups & downs
Standard deviation	0.98 vs. 0.88 More volatile performance

Compare DSP Floater Fund in detail with

About this fund

About DSP Floater Fund

DSP Floater Fund Direct - Growth is a Floater mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 4 yrs 9 m, having been launched on 04/03/2021. DSP Floater Fund Direct - Growth has ₹524 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Floater Fund Direct - Growth as of 04/12/2025 is ₹13.75. The fund has an expense ratio of 0.25%, which is close to what most other Floater funds charge.

DSP Floater Fund Direct - Growth returns of last 1-year are 7.86%. Since launch, it has delivered 6.98% average annual returns.
DSP Floater Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Bharti Telecom Ltd., Muthoot Finance Ltd., Bajaj Finance Ltd., REC Ltd..

...

Fund AUM	524 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Shantanu Godambe

Mr. Godambehas done B.Com, MS (Finance) and CFA Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited

Karan Mundhra

Mr. Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Investment objective

The scheme seeks to generate regular income through investment predominantly in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives).

DSP Mutual Fund details

No. of schemes	54 view all schemes
Total AUM	2,12,960 Cr as on Sep 30, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
DSP Income Plus Arbitrage Omni FoF	N.A.	1,868 Cr	4.8%	10.18%
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund	N.A.	322 Cr	7.34%	N.A.
DSP Strategic Bond Fund	N.A.	1,435 Cr	4.6%	8.04%
DSP Bond Fund	N.A.	318 Cr	8.46%	7.96%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	N.A.	2,057 Cr	8.16%	7.94%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of DSP Floater Fund Direct - Growth?

The current Net Asset Value (NAV) of the DSP Floater Fund - Direct Growth plan is approximately ₹13.7461 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The DSP Floater Fund Direct - Growth is a 4 yrs 9 m old fund and has delivered average annual returns of 6.89% since inception.

DSP Floater Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
7.93%	8.53%	6.89%

How much does this mutual fund charge as expense ratio?

The DSP Floater Fund - Direct Growth has an expense ratio of 0.25%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The DSP Floater Fund currently has assets under management (AUM) or fund size valued at approximately 524 Cr as on Oct 31, 2025.

To whom does DSP Floater Fund lend to?

The top 3 debt holdings of DSP Floater Fund are as follows

Holding Name	Percentage of Portfolio
GOI	43.53%
Bharti Telecom Ltd.	9.59%
Muthoot Finance Ltd.	4.94%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Floater Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	71.45%
AAA	19.34%
AA+	4.94%

What is risk level of DSP Floater Fund?

This is a Floater fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in DSP Floater Fund Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for DSP Floater Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the DSP Floater Fund is complete.

How can I redeem my investments in DSP Floater Fund?

Redeeming your investments in the DSP Floater Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Floater

#NA

Return Outperformance: This fund has generated highest return amongst Floater funds in the last 3 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.