DSP Low Duration Fund Direct-Growth

Q: What are the returns of DSP Low Duration Fund?

The DSP Low Duration Fund is a 10 yrs 1 m old fund and has delivered average annual returns of 7.2% since inception. DSP Low Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.18% 7.04% 6.2% 7.16% 7.2%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹20.2273+0.03% 1 day change	7.2% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹20.2273 as on Apr 23, 2025

This fund Category average

DSP Low Duration Fund overview

VRO rating	3
Expense ratio	0.3% as on Mar 31, 2025
Exit load	0%
AUM (Fund size)	₹4,196 Crs
Lock-in	No Lockin
Age	10 yrs 1 m since Feb 27, 2015
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

DSP Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	1.09%	1.14%
3 months	2.39%	2.43%
6 months	4.14%	4.22%
1 year	8.18%	8.31%
3 years	7.04%	7.18%
5 years	6.2%	6.76%
7 years	6.78%	6.68%
10 years	7.16%	7.07%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 59.43%

A1+ 24.09%

SOV 14.6%

Cash & Call Money 1.53%

Top Debt Holdings

GOI 7.94%

Power Finance Corporation Ltd. 7.07%

Small Industries Devp. Bank of India Ltd. 6.2%

Axis Bank Ltd. 5.79%

Allocation by Instruments

Debenture 38.519999999999996%

Certificate of Deposit 18.97%

Non Convertible Debenture 14.049999999999999%

GOI Securities 7.9399999999999995%

Other Holdings

Others 0.68%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
DSP Low Duration Fund	N.A.	₹4,196 Crs	10 yrs 1 m	0.3%
Sundaram Low Duration Fund	N.A.	₹342 Crs	12 yrs 3 m	0.39%
HDFC Low Duration Fund	N.A.	₹18,185 Crs	12 yrs 3 m	0.45%
Mahindra Manulife Low Duration Fund	N.A.	₹557 Crs	8 yrs 2 m	0.3%
Mirae Asset Low Duration Fund	N.A.	₹1,415 Crs	12 yrs 3 m	0.19%
SBI Magnum Low Duration Fund	N.A.	₹14,392 Crs	12 yrs 3 m	0.43%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Low Duration Fund	1.09%	4.14%	8.18%	7.04%	6.2%	7.16%
Sundaram Low Duration Fund	1.14%	4.27%	8.52%	7.29%	7.77%	6.66%
HDFC Low Duration Fund	1.21%	4.27%	8.42%	7.42%	6.91%	7.45%
Mahindra Manulife Low Duration Fund	1.13%	4.29%	8.43%	7.29%	6.38%	5.63%
Mirae Asset Low Duration Fund	1.14%	4.29%	8.47%	7.22%	6.36%	6.73%
SBI Magnum Low Duration Fund	1.17%	4.17%	8.27%	7.17%	6.3%	7.1%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Low Duration Fund	0.57	1.3	0.82	0.81
Sundaram Low Duration Fund	0.51	1.07	1.42	1.69
HDFC Low Duration Fund	0.63	1.24	1.24	1.15
Mahindra Manulife Low Duration Fund	0.58	1.26	1.17	1.06
Mirae Asset Low Duration Fund	0.56	1.24	1.12	1.05
SBI Magnum Low Duration Fund	0.57	1.28	1.01	0.92

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.17 vs. 3.26 Underperformed at beating benchmark
Sharpe	0.82 vs. 3.12 Poor risk-adjusted returns
Beta	1.3 vs. 1.01 More sensitive to market's ups & downs
Standard deviation	0.57 vs. 0.54 More volatile performance

Compare DSP Low Duration Fund in detail with

About this fund

About DSP Low Duration Fund

DSP Low Duration Fund Direct-Growth is a Low Duration mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 10 yrs 1 m, having been launched on 27/02/2015. DSP Low Duration Fund Direct-Growth has ₹4,196 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Low Duration Fund Direct-Growth as of 23/04/2025 is ₹20.23. The fund has an expense ratio of 0.3%, which is close to what most other Low Duration funds charge.

DSP Low Duration Fund Direct-Growth returns of last 1-year are 8.18%. Since launch, it has delivered 7.20% average annual returns. The fund has doubled the money invested in it every 11 yrs.
DSP Low Duration Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Power Finance Corporation Ltd., Small Industries Devp. Bank of India Ltd., Axis Bank Ltd., REC Ltd..

...

Fund AUM	₹4,196 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Karan Mundhra

Mr. Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Shalini Vasanta

Mr. Vasanta has done BA and MBA (Finance) Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

Investment objective

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

DSP Mutual Fund details

No. of schemes	50 view all schemes
Total AUM	₹1,87,436 Crs as on Mar 31, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
DSP Gilt Fund	N.A.	₹1,566 Crs	13.67%	9.19%
DSP Strategic Bond Fund	N.A.	₹1,504 Crs	13.33%	8.97%
DSP 10Y G-Sec Fund	N.A.	₹59 Crs	12.06%	8.21%
DSP Floater Fund	N.A.	₹537 Crs	10.63%	8.16%
DSP Bond Fund	N.A.	₹305 Crs	10.3%	7.63%
DSP Banking & PSU Debt Fund	N.A.	₹3,409 Crs	10.49%	7.57%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of DSP Low Duration Fund?

The current Net Asset Value (NAV) of the DSP Low Duration Fund - Direct Growth plan is approximately ₹20.2273 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The DSP Low Duration Fund is a 10 yrs 1 m old fund and has delivered average annual returns of 7.2% since inception.

DSP Low Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.18%	7.04%	6.2%	7.16%	7.2%

How much does this mutual fund charge as expense ratio?

The DSP Low Duration Fund - Direct Growth has an expense ratio of 0.3%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The DSP Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately ₹4,196 Crs crore as of Mar 31, 2025.

To whom does DSP Low Duration Fund lend to?

The top 3 debt holdings of DSP Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	7.94%
Power Finance Corporation Ltd.	7.07%
Small Industries Devp. Bank of India Ltd.	6.2%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	59.43%
A1+	24.09%
SOV	14.6%

What is risk level of DSP Low Duration Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in DSP Low Duration Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for DSP Low Duration Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in DSP Low Duration Fund is complete.

How can I redeem my investments in DSP Low Duration Fund?

Redeeming your investments in DSP Low Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP Low Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Low Duration

#NA

Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.