DSP Bond Direct-Growth

Q: What are the returns of DSP Bond Fund?

The DSP Bond Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 7.22% since inception. DSP Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.73% 8.48% 6.59% 6.92% 7.22%

Q: How much does DSP Bond Fund charge as the expense ratio?

The DSP Bond Fund - Direct Growth has an expense ratio of 0.4% , which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹87.346+0.01% 1 day change	7.22% p.a.	#NA View Ranked Funds	₹375 Crs

Historical NAV & returns

NAV: ₹87.346 as on Jun 05, 2025

This fund Category average

DSP Bond Fund overview

Expense ratio	0.4% as on May 31, 2025
Exit load	0% Exit load of 1% if redeemed within 12 months.!
AUM (Fund size)	₹375 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	CRISIL Medium Duration Debt A-III Index
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

DSP Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	1.25%	0.91%
3 Months	4.39%	3.85%
6 Months	5.95%	5.72%
1 Year	10.73%	10.72%
2 Years	8.71%	8.82%
3 Years	8.48%	8.9%
4 Years	6.7%	7.63%
5 Years	6.59%	7.78%
7 Years	6.38%	7.29%
10 Years	6.92%	7.7%

Asset allocationas on Dec 31, 2024

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 68.86%

SOV 16.27%

A1+ 12.61%

Cash & Call Money 1.99%

Top Debt Holdings

GOI 13.75%

Power Finance Corporation Ltd. 7.13%

Bajaj Housing Finance Ltd. 7.1%

Bajaj Finance Ltd. 7.06%

Allocation by Instruments

Non Convertible Debenture 21.119999999999997%

Debenture 20.490000000000002%

Bonds 20.44%

GOI Securities 13.75%

Other Holdings

Others 1.87%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
DSP Bond Fund	N.A.	₹375 Crs	12 yrs 5 m	0.4%
ICICI Prudential Medium Term Bond Fund	N.A.	₹5,732 Crs	12 yrs 5 m	0.74%
Axis Strategic Bond Fund	N.A.	₹1,930 Crs	12 yrs 5 m	0.55%
SBI Magnum Medium Duration Fund	N.A.	₹6,567 Crs	12 yrs 5 m	0.71%
Bandhan Income Plus Arbitrage FoF	N.A.	₹200 Crs	12 yrs 5 m	0.04%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Bond Fund	1.25%	5.95%	10.73%	8.48%	6.59%	6.92%
ICICI Prudential Medium Term Bond Fund	1.15%	5.71%	10.63%	8.88%	8.17%	8.38%
Axis Strategic Bond Fund	1.03%	5.75%	10.84%	9.04%	8.04%	8.55%
SBI Magnum Medium Duration Fund	0.97%	5.51%	10.37%	8.7%	7.41%	8.84%
Bandhan Income Plus Arbitrage FoF	0.83%	4.7%	9.37%	7.74%	6.46%	7.6%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Bond Fund	1.37	0.83	1.31	2.39
ICICI Prudential Medium Term Bond Fund	1.01	0.65	2.11	3.95
Axis Strategic Bond Fund	1.2	0.81	1.93	3.51
SBI Magnum Medium Duration Fund	1.16	0.77	1.67	2.94
Bandhan Income Plus Arbitrage FoF	0.91	N.A.	1.25	2.19

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.68 vs. 3.8 Underperformed at beating benchmark
Sharpe	1.31 vs. 3.41 Poor risk-adjusted returns
Beta	0.83 vs. 1.38 Less sensitive to market ups & downs
Standard deviation	1.37 vs. 1.79 More stable returns

Compare DSP Bond Fund in detail with

About this fund

About DSP Bond Fund

DSP Bond Direct-Growth is a Medium Duration mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. DSP Bond Direct-Growth has ₹375 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Bond Direct-Growth as of 05/06/2025 is ₹87.35. The fund has an expense ratio of 0.4%, which is less than what most other Medium Duration funds charge.

DSP Bond Direct-Growth returns of last 1-year are 10.83%. Since launch, it has delivered 7.22% average annual returns. The fund has doubled the money invested in it every 11 yrs.
DSP Bond Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Power Finance Corporation Ltd., Bajaj Housing Finance Ltd., Bajaj Finance Ltd., Indian Oil Corporation Ltd..

...

Fund AUM	₹375 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Karan Mundhra

Mr. Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Vivekanand Ramakrishnan

Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California. Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.

Investment objective

The fund aims at reasonable and attractive return consistent with prudent risk from a portfolio of high quality debt instruments. The secondary objective is to generate capital appreciation.

DSP Mutual Fund details

No. of schemes	50 view all schemes
Total AUM	₹1,87,436 Crs as on Mar 31, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
DSP Income Plus Arbitrage FoF	N.A.	₹436 Crs	9.9%	10.33%
DSP Gilt Fund	N.A.	₹1,782 Crs	11.49%	9.47%
DSP 10Y G-Sec Fund	N.A.	₹57 Crs	11.63%	9.45%
DSP Strategic Bond Fund	N.A.	₹1,893 Crs	11.38%	9.18%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	N.A.	₹2,204 Crs	10.26%	8.62%
DSP Floater Fund	N.A.	₹618 Crs	10.53%	8.59%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of DSP Bond Fund?

The current Net Asset Value (NAV) of the DSP Bond Fund - Direct Growth plan is approximately ₹87.346 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The DSP Bond Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 7.22% since inception.

DSP Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.73%	8.48%	6.59%	6.92%	7.22%

How much does this mutual fund charge as expense ratio?

The DSP Bond Fund - Direct Growth has an expense ratio of 0.4%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The DSP Bond Fund currently has assets under management (AUM) or fund size valued at approximately ₹375 Crs crore as of Mar 31, 2025.

To whom does DSP Bond Fund lend to?

The top 3 debt holdings of DSP Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	13.75%
Power Finance Corporation Ltd.	7.13%
Bajaj Housing Finance Ltd.	7.1%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	68.86%
SOV	16.27%
A1+	12.61%

What is risk level of DSP Bond Fund?

This is a Medium Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in DSP Bond Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for DSP Bond Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in DSP Bond Fund is complete.

How can I redeem my investments in DSP Bond Fund?

Redeeming your investments in DSP Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP Bond Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Medium Duration

#NA

Expense Ratio: This fund has the 3rd lowest expense ratio amongst actively/passively managed Medium Duration funds.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.