Q: What are the returns of Baroda BNP Paribas Retirement Fund?

The Baroda BNP Paribas Retirement Fund is a 1 yrs 1 m old fund and has delivered average annual returns of 12.37% since inception. Baroda BNP Paribas Retirement Fund Returns 1-Year Since Inception 12.06% 12.37%

Question 1

What is the current NAV of Baroda BNP Paribas Retirement Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Baroda BNP Paribas Retirement Fund - Direct Growth plan is approximately ₹11.2616 as of Jun 05, 2025.

Question 2

What are the returns of Baroda BNP Paribas Retirement Fund?

Accepted Answer

The Baroda BNP Paribas Retirement Fund is a 1 yrs 1 m old fund and has delivered average annual returns of 12.37% since inception.

Baroda BNP Paribas Retirement Fund Returns

1-Year	Since Inception
12.06%	12.37%

Question 3

How much does Baroda BNP Paribas Retirement Fund charge as the expense ratio?

Accepted Answer

The Baroda BNP Paribas Retirement Fund - Direct Growth has an expense ratio of 0.47%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Baroda BNP Paribas Retirement Fund?

Accepted Answer

The Baroda BNP Paribas Retirement Fund currently has assets under management (AUM) or fund size valued at approximately ₹372 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of Baroda BNP Paribas Retirement Fund?

Accepted Answer

The Baroda BNP Paribas Retirement Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.69%
ICICI Bank Ltd.	4.48%
Reliance Industries Ltd.	3.43%
Infosys Ltd.	2.28%
Bharti Airtel Ltd.	2.19%
Divi's Laboratories Ltd.	2.16%
Hitachi Energy India Ltd.	1.53%
Bharat Heavy Electricals Ltd.	1.52%
Kotak Mahindra Bank Ltd.	1.48%
AWL Agri Business Ltd.	1.48%

Question 6

What are the top sectors Baroda BNP Paribas Retirement Fund has invested in?

Accepted Answer

The Baroda BNP Paribas Retirement Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.69%
ICICI Bank Ltd.	4.48%
Reliance Industries Ltd.	3.43%
Infosys Ltd.	2.28%
Bharti Airtel Ltd.	2.19%
Divi's Laboratories Ltd.	2.16%
Hitachi Energy India Ltd.	1.53%
Bharat Heavy Electricals Ltd.	1.52%
Kotak Mahindra Bank Ltd.	1.48%
AWL Agri Business Ltd.	1.48%

Question 7

To whom does Baroda BNP Paribas Retirement Fund lend to?

Accepted Answer

The top 3 debt holdings of Baroda BNP Paribas Retirement Fund are as follows

Holding Name	Percentage of Portfolio
GOI	20.11%
Jamnagar Utilities and Power Pvt. Ltd.	2.74%
Others	2.27%

Question 8

What is the quality of borrowers Baroda BNP Paribas Retirement Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Baroda BNP Paribas Retirement Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	20.11%
Jamnagar Utilities and Power Pvt. Ltd.	2.74%
Others	2.27%

Question 9

What is the risk level of Baroda BNP Paribas Retirement Fund?

Accepted Answer

This is a Retirement Solutions fund comes with Very High risk.

Question 10

Is there any lock-in period in Baroda BNP Paribas Retirement Fund?

Accepted Answer

Yes, this fund comes with a mandatory lock-in period of 5 years.

Question 11

How do I invest in Baroda BNP Paribas Retirement Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Baroda BNP Paribas Retirement Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Baroda BNP Paribas Retirement Fund is complete.

Question 12

How can I redeem my investments in Baroda BNP Paribas Retirement Fund?

Accepted Answer

Redeeming your investments in Baroda BNP Paribas Retirement Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Baroda BNP Paribas Retirement Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.47% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹372 Crs
Lock-in	5 Years
Age	1 yrs 1 m since May 08, 2024
Benchmark	CRISIL Hybrid 35+65 Aggressive Index
Min. investment	This scheme is currently not buyable
Risk	Very High

Period	This fund	Category average
1 Month	3.75%	3.03%
3 Months	10.18%	8.23%
6 Months	-0.15%	1.75%
1 Year	12.06%	10.3%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Baroda BNP Paribas Retirement Fund	N.A.	₹372 Crs	1 yrs 1 m	0.47%
UTI Retirement Fund	N.A.	₹4,668 Crs	12 yrs 5 m	1.02%
HDFC Retirement Savings Fund - Hybrid Debt Plan	N.A.	₹159 Crs	9 yrs 4 m	1.02%
HDFC Retirement Savings Fund - Hybrid Equity Plan	N.A.	₹1,567 Crs	9 yrs 4 m	0.9%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan	N.A.	₹790 Crs	6 yrs 4 m	0.81%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan	N.A.	₹78 Crs	6 yrs 4 m	0.78%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Retirement Fund	3.75%	-0.15%	12.06%	N.A.	N.A.	N.A.
UTI Retirement Fund	2.08%	2.53%	11.37%	14.58%	15.75%	10.54%
HDFC Retirement Savings Fund - Hybrid Debt Plan	1.51%	3.2%	9.54%	11.57%	10.81%	9.29%
HDFC Retirement Savings Fund - Hybrid Equity Plan	3.37%	0.31%	9.52%	18.66%	21.48%	15.88%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan	5.95%	0.95%	9.41%	22.86%	23.4%	10.75%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan	2.19%	3.4%	9.69%	12.16%	10.97%	6.39%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Retirement Fund	N.A.	N.A.	N.A.	N.A.
UTI Retirement Fund	5.96	0.6	1.24	1.89
HDFC Retirement Savings Fund - Hybrid Debt Plan	3.64	0.85	1.27	2.06
HDFC Retirement Savings Fund - Hybrid Equity Plan	9.1	0.74	1.24	1.96
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan	12.78	1.02	1.11	1.69
ICICI Prudential Retirement Fund - Hybrid Conservative Plan	4.48	1.01	1.12	1.55

Baroda BNP Paribas Retirement Fund Direct - Growth

Historical NAV & returns

Baroda BNP Paribas Retirement Fund overview

Baroda BNP Paribas Retirement Fund Returns calculator

Trailing returns as on Jun 04, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

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About this fund

About Baroda BNP Paribas Retirement Fund

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Investment objective

Baroda BNP Paribas Mutual Fund details

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Baroda BNP Paribas Retirement Fund Returns

ET Money rank

Fund AUM	₹372 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	37 view all schemes
Total AUM	₹45,541 Crs as on Mar 31, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Baroda BNP Paribas Aggressive Hybrid Fund	N.A.	₹1,180 Crs	10.37%	20.08%
Baroda BNP Paribas Balanced Advantage Fund	N.A.	₹4,155 Crs	11.96%	18.62%
Baroda BNP Paribas Equity Savings Fund	N.A.	₹271 Crs	10.32%	10.61%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	₹739 Crs	10.11%	10.04%
Baroda BNP Paribas Multi Asset Fund	N.A.	₹1,162 Crs	11.92%	N.A.
Baroda BNP Paribas Arbitrage Fund	N.A.	₹1,027 Crs	7.49%	6.03%

Sector	Percentage of Portfolio
Financial	21.13%
Capital Goods	7.660000000000001%
Consumer Staples	7.15%
Services	5.67%
Energy	5.5%
Technology	5.27%
Healthcare	4.7%
Automobile	3.76%
Chemicals	3.01%
Materials	2.37%

Credit Quality	Percentage of Portfolio
SOV	20.11%
AAA	2.74%
Cash & Call Money	2.17%