Baroda BNP Paribas Money Market Fund

Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Money Market Fund is a 6 yrs 6 m old fund and has delivered average annual returns of 5.52% since inception. Baroda BNP Paribas Money Market Fund Returns 1-Year 3-Year 5-Year Since Inception 7.42% 7.2% 5.67% 5.52%

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1417.7299+0.01% 1 day change	5.52% p.a.	App exclusive #NA View Ranked Funds	₹4,335 Cr

Historical NAV & returns

NAV: ₹1417.7299 as on Dec 04, 2025

This fund Category average

Baroda BNP Paribas Money Market Fund overview

AUM (Fund size)	₹4,335 Cr
Exit load	0%
Lock-in Period	Nil
Age	6 yrs 6 m since Jun 13, 2019
Benchmark	CRISIL Money Market A-I Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.37% as on Nov 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Baroda BNP Paribas Money Market Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	0.48%	0.44%
3 Months	1.51%	1.4%
6 Months	3.15%	2.99%
1 Year	7.42%	7.27%
2 Years	7.36%	7.39%
3 Years	7.2%	7.27%
4 Years	6.38%	6.5%
5 Years	5.67%	5.86%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 85.31%

SOV 9.83%

Cash & Call Money 4.77%

Others 0.09%

Top Debt Holdings

Others 9.42%

Kotak Mahindra Bank Ltd. 6.2%

Union Bank of India 5.97%

Small Industries Devp. Bank of India Ltd. 5.65%

Allocation by Instruments

Certificate of Deposit 56.30000000000001%

Commercial Paper 29.009999999999998%

CBLO 9.42%

State Development Loan 5.35%

Other Holdings

Others 0.09%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Money Market Fund	0.48%	3.15%	7.42%	7.2%	5.67%	N.A.
UTI Money Market Fund	0.49%	3.14%	7.56%	7.56%	6.21%	6.75%
Sundaram Money Market Fund	0.48%	3.1%	7.43%	7.29%	5.93%	4.42%
Nippon India Money Market Fund	0.49%	3.12%	7.52%	7.53%	6.22%	6.75%
Tata Money Market Fund	0.48%	3.11%	7.5%	7.52%	6.19%	5.97%
Aditya Birla Sun Life Money Manager Fund	0.49%	3.15%	7.49%	7.55%	6.21%	6.84%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Money Market Fund	0.31	0.81	2.52	5.81
UTI Money Market Fund	0.33	0.85	3.4	7.51
Sundaram Money Market Fund	0.33	0.92	2.6	5.37
Nippon India Money Market Fund	0.33	0.87	3.23	7.1
Tata Money Market Fund	0.33	0.89	3.2	6.65
Aditya Birla Sun Life Money Manager Fund	0.32	0.83	3.45	6.84

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Money Market Fund	N.A.	4,335 Cr	6 yrs 6 m	0.37%
UTI Money Market Fund	N.A.	20,352 Cr	16 yrs 5 m	0.22%
Sundaram Money Market Fund	N.A.	1,988 Cr	7 yrs 3 m	0.29%
Nippon India Money Market Fund	N.A.	23,261 Cr	20 yrs 5 m	0.38%
Tata Money Market Fund	N.A.	38,053 Cr	22 yrs 6 m	0.4%
Aditya Birla Sun Life Money Manager Fund	N.A.	29,882 Cr	20 yrs 2 m	0.36%

View all Money Market funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.14 vs. 3.31 Underperformed at beating benchmark
Sharpe	2.52 vs. 3.35 Poor risk-adjusted returns
Beta	0.81 vs. 2.5 Less sensitive to market ups & downs
Standard deviation	0.31 vs. 0.28 More volatile performance

Compare Baroda BNP Paribas Money Market Fund in detail with

About this fund

About Baroda BNP Paribas Money Market Fund

Baroda BNP Paribas Money Market Fund is a Money Market mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 6 yrs 6 m, having been launched on 13/06/2019. Baroda BNP Paribas Money Market Fund has ₹4,335 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Money Market Fund as of 04/12/2025 is ₹1417.73. The fund has an expense ratio of 0.37%, which is higher than what most other Money Market funds charge.

Baroda BNP Paribas Money Market Fund returns of last 1-year are 7.42%. Since launch, it has delivered 5.55% average annual returns.
Baroda BNP Paribas Money Market Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Kotak Mahindra Bank Ltd., Union Bank of India, Small Industries Devp. Bank of India Ltd., Punjab National Bank, Axis Bank Ltd..

...

Fund AUM	4,335 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Vikram Pamnani

Mr. Pamnani holds PGDM in Finance. Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Investment objective

The scheme seeks to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made in money market instruments.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Baroda BNP Paribas Corporate Bond Fund	N.A.	437 Cr	8.68%	7.99%
Baroda BNP Paribas Credit Risk Fund	N.A.	199 Cr	8.16%	7.9%
Baroda BNP Paribas Short Duration Fund	N.A.	301 Cr	7.7%	7.43%
Baroda BNP Paribas Gilt Fund	N.A.	1,342 Cr	5.38%	7.34%
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund	N.A.	30 Cr	7.95%	N.A.
Baroda BNP Paribas Ultra Short Duration Fund	N.A.	1,207 Cr	7.11%	7.26%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Money Market Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Money Market Fund plan is approximately ₹1417.7299 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Money Market Fund is a 6 yrs 6 m old fund and has delivered average annual returns of 5.52% since inception.

Baroda BNP Paribas Money Market Fund Returns

1-Year	3-Year	5-Year	Since Inception
7.42%	7.2%	5.67%	5.52%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Money Market Fund has an expense ratio of 0.37%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 4,335 Cr as on Oct 31, 2025.

To whom does Baroda BNP Paribas Money Market Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas Money Market Fund are as follows

Holding Name	Percentage of Portfolio
Others	9.42%
Kotak Mahindra Bank Ltd.	6.2%
Union Bank of India	5.97%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	85.31%
SOV	9.83%
Cash & Call Money	4.77%

What is risk level of Baroda BNP Paribas Money Market Fund?

This is a Money Market fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Money Market Fund?

Redeeming your investments in the Baroda BNP Paribas Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Money Market

#NA

Return Outperformance: This fund has generated highest return amongst Money Market funds in the last 1 Year.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.