Baroda BNP Paribas ELSS Tax Saver Fund-Growth

Q: What are the returns of Baroda BNP Paribas ELSS Tax Saver Fund?

The Baroda BNP Paribas ELSS Tax Saver Fund is a 19 yrs 8 m old fund and has delivered average annual returns of 11.91% since inception. Baroda BNP Paribas ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 1.6% 18.0% 19.37% 11.6% 11.91%

Previously called: Baroda BNP Paribas ELSS-G

NAV as of Jul 30, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹94.7205+0.35% 1 day change	11.91% p.a.	#NA View Ranked Funds	₹912 Cr

Historical NAV & returns

NAV: ₹94.7205 as on Jul 30, 2025

This fund Category average

Baroda BNP Paribas ELSS Tax Saver Fund overview

Expense ratio	2.23% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹912 Cr
Lock-in Period	3 Years
Age	19 yrs 8 m since Nov 14, 2005
Benchmark	NIFTY 500 TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Baroda BNP Paribas ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Aug 01, 2025

Period	This fund	Category average
1 Month	-1.05%	-1.44%
3 Months	5.73%	5.76%
6 Months	6.26%	7.57%
1 Year	1.6%	-0.57%
2 Years	20.14%	17.64%
3 Years	18.0%	17.77%
4 Years	13.75%	14.53%
5 Years	19.37%	22.24%
7 Years	14.05%	14.44%
10 Years	11.6%	13.23%

Asset allocationas on May 31, 2025

Large Cap 59.03%

Mid Cap 16.32%

Small Cap 17.82%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.0%

ICICI Bank Ltd.6.51%

Reliance Industries Ltd.4.43%

Bharti Airtel Ltd.3.1%

Top sectors

Financial 27.7%

Services 10.86%

Capital Goods 9.27%

Energy 7.619999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 6.86%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Bifurcation by Holding is not available for this fund

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas ELSS Tax Saver Fund	N.A.	912 Cr	19 yrs 8 m	2.23%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	6 yrs	0.62%
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	12 yrs 7 m	1.05%
SBI Long Term Equity Fund	N.A.	28,506 Cr	12 yrs 7 m	0.93%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	12 yrs 7 m	0.74%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	12 yrs 7 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas ELSS Tax Saver Fund	-1.05%	6.26%	1.6%	18.0%	19.37%	11.6%
Parag Parikh ELSS Tax Saver Fund	-1.73%	6.63%	6.12%	20.74%	24.41%	13.08%
HDFC ELSS Tax Saver Fund	-1.26%	9.21%	4.29%	23.27%	26.61%	13.9%
SBI Long Term Equity Fund	-1.59%	7.24%	-1.24%	25.93%	26.98%	14.77%
DSP ELSS Tax Saver Fund	-1.23%	9.12%	0.84%	21.16%	25.71%	16.39%
Kotak ELSS Tax Saver Fund	-1.38%	8.87%	-2.37%	18.53%	23.63%	14.97%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas ELSS Tax Saver Fund	13.97	0.94	1.09	1.52
Parag Parikh ELSS Tax Saver Fund	9.79	0.64	1.64	2.46
HDFC ELSS Tax Saver Fund	11.92	0.83	1.6	2.57
SBI Long Term Equity Fund	13.7	0.94	1.58	2.49
DSP ELSS Tax Saver Fund	13.64	0.94	1.32	2.13
Kotak ELSS Tax Saver Fund	13.44	0.92	1.17	1.57

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.64 vs. 7.03 Underperformed at beating benchmark
Sharpe	1.09 vs. 7.57 Poor risk-adjusted returns
Beta	0.94 vs. 1.13 Less sensitive to market ups & downs
Standard deviation	13.97 vs. 12.46 More volatile performance

Compare Baroda BNP Paribas ELSS Tax Saver Fund in detail with

About this fund

About Baroda BNP Paribas ELSS Tax Saver Fund

Baroda BNP Paribas ELSS Tax Saver Fund-Growth is a ELSS mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 19 yrs 8 m, having been launched on 14/11/2005. Baroda BNP Paribas ELSS Tax Saver Fund-Growth has ₹912 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas ELSS Tax Saver Fund-Growth as of 30/07/2025 is ₹94.72. The fund has an expense ratio of 2.23%, which is higher than what most other Elss funds charge.

Baroda BNP Paribas ELSS Tax Saver Fund-Growth returns of last 1-year are 1.62%. Since launch, it has delivered 11.84% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Baroda BNP Paribas ELSS Tax Saver Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Services, Capital Goods, Energy, Technology sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Bharti Airtel Ltd., Infosys Ltd..

...

Fund AUM	912 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Sanjay Chawla

Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS Pilani. Prior to joining Baroda BNP Paribas Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Pratish Krishnan

Mr. Krishnan has done MMS in Finance Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

Investment objective

The scheme aims to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent from time to time.

Baroda BNP Paribas Mutual Fund details

No. of schemes	37 view all schemes
Total AUM	48,441 Cr as on Jun 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Baroda BNP Paribas Midcap Fund	N.A.	2,137 Cr	-0.4%	27.96%
Baroda BNP Paribas Multi Cap Fund	N.A.	2,840 Cr	0.09%	26.15%
Baroda BNP Paribas Large & Mid Cap Fund	N.A.	1,581 Cr	-0.79%	N.A.
Baroda BNP Paribas India Consumption Fund	N.A.	1,434 Cr	-2.34%	21.91%
Baroda BNP Paribas ELSS Tax Saver Fund	N.A.	912 Cr	2.83%	20.85%
Baroda BNP Paribas Focused Fund	N.A.	685 Cr	-3.41%	20.59%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas ELSS Tax Saver Fund - Direct Growth plan is approximately ₹94.7205 as of Jul 30, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas ELSS Tax Saver Fund is a 19 yrs 8 m old fund and has delivered average annual returns of 11.91% since inception.

Baroda BNP Paribas ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
1.6%	18.0%	19.37%	11.6%	11.91%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas ELSS Tax Saver Fund - Direct Growth has an expense ratio of 2.23%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 912 Cr as on May 31, 2025.

What are the top stock holdings of Baroda BNP Paribas ELSS Tax Saver Fund?

The Baroda BNP Paribas ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.0%
ICICI Bank Ltd.	6.51%
Reliance Industries Ltd.	4.43%
Bharti Airtel Ltd.	3.1%
Infosys Ltd.	2.96%
Hitachi Energy India Ltd.	2.87%
Max Financial Services Ltd.	2.36%
Linde India Ltd.	2.32%
PB Fintech Ltd.	2.19%
State Bank of India	2.16%

What are the top sectors Baroda BNP Paribas ELSS Tax Saver Fund has invested in?

The Baroda BNP Paribas ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.7%
Services	10.86%
Capital Goods	9.27%
Energy	7.619999999999999%
Technology	6.79%
Healthcare	5.9%
Consumer Staples	5.23%
Automobile	4.42%
Chemicals	3.8099999999999996%
Metals & Mining	3.2%

What is risk level of Baroda BNP Paribas ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in Baroda BNP Paribas ELSS Tax Saver Fund?

Baroda BNP Paribas ELSS Tax Saver Fund-Growth is the regular plan of the fund. For this plan of you pay 2.23% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.02%. That's 1.21% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.21% if you opt for direct plan of Baroda BNP Paribas ELSS Tax Saver Fund

How can I redeem my investments in Baroda BNP Paribas ELSS Tax Saver Fund?

Redeeming your investments in Baroda BNP Paribas ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Baroda BNP Paribas ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.