Baroda BNP Paribas Banking and Financial Services Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹49.5237+0.45% 1 day change	12.75% p.a.	App exclusive #NA View Ranked Funds	₹305 Cr

Historical NAV & returns

NAV: ₹49.5237 as on Oct 20, 2025

This fund Category average

Baroda BNP Paribas Banking and Financial Services Fund overview

AUM (Fund size)	₹305 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
Lock-in Period	Nil
Age	13 yrs 4 m since Jun 01, 2012
Benchmark	NIFTY Financial Services TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.41% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Baroda BNP Paribas Banking and Financial Services Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Sep 30, 2025

Large Cap 72.68%

Mid Cap 15.96%

Small Cap 6.36%

Other Cap 0%

Top holdings

HDFC Bank Ltd.24.02%

ICICI Bank Ltd.17.29%

State Bank of India7.76%

Kotak Mahindra Bank Ltd.5.23%

Top sectors

Financial 84.53%

Insurance 5.52%

Services 4.95%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 5.32%

Reserve Bank of India 0.23%

Allocation by Instruments

CBLO 5.32%

Treasury Bills 0.23%

Other Holdings

Bifurcation by Holding is not available for this fund

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Banking and Financial Services Fund	5.31%	7.31%	14.37%	17.01%	19.4%	12.51%
Sundaram Financial Services Opportunities Fund	5.97%	4.68%	10.64%	18.52%	21.97%	14.36%
Nippon India Banking & Financial Services Fund	4.64%	6.8%	14.29%	18.38%	25.83%	13.97%
SBI Banking & Financial Services Fund	4.81%	11.41%	18.61%	19.31%	21.55%	16.75%
Invesco India Financial Services Fund	5.05%	9.6%	13.34%	20.89%	21.83%	15.32%
Tata Banking and Financial Services Fund	5.79%	7.55%	15.2%	18.32%	20.07%	16.13%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Banking and Financial Services Fund	12.66	0.9	0.77	1.57
Sundaram Financial Services Opportunities Fund	13.09	0.91	0.88	1.67
Nippon India Banking & Financial Services Fund	12.0	0.84	0.92	1.76
SBI Banking & Financial Services Fund	11.71	0.81	1.03	1.88
Invesco India Financial Services Fund	12.65	0.82	1.04	1.66
Tata Banking and Financial Services Fund	13.0	0.9	0.85	2.04

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Banking and Financial Services Fund	N.A.	305 Cr	13 yrs 4 m	2.41%
Sundaram Financial Services Opportunities Fund	N.A.	1,514 Cr	17 yrs 6 m	2.1%
Nippon India Banking & Financial Services Fund	N.A.	7,185 Cr	22 yrs 5 m	1.84%
SBI Banking & Financial Services Fund	N.A.	8,693 Cr	10 yrs 8 m	1.78%
Invesco India Financial Services Fund	N.A.	1,422 Cr	17 yrs 5 m	2.13%
Tata Banking and Financial Services Fund	N.A.	2,917 Cr	9 yrs 10 m	1.91%

View all Sectoral-banking funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.99 vs. 5.12 Underperformed at beating benchmark
Sharpe	0.77 vs. 3.91 Poor risk-adjusted returns
Beta	0.9 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	12.66 vs. 7.62 More volatile performance

Compare Baroda BNP Paribas Banking and Financial Services Fund in detail with

About this fund

About Baroda BNP Paribas Banking and Financial Services Fund

Baroda BNP Paribas Banking and Financial Services Fund is a Sectoral-Banking mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 13 yrs 4 m, having been launched on 01/06/2012. Baroda BNP Paribas Banking and Financial Services Fund has ₹305 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Banking and Financial Services Fund as of 20/10/2025 is ₹49.52. The fund has an expense ratio of 2.41%, which is higher than what most other Sectoral-banking funds charge.

Baroda BNP Paribas Banking and Financial Services Fund returns of last 1-year are 11.03%. Since launch, it has delivered 12.74% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Baroda BNP Paribas Banking and Financial Services Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Insurance, Services sectors. It has taken less exposure in Financial, Insurance sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., State Bank of India, Kotak Mahindra Bank Ltd., Axis Bank Ltd..

...

Fund AUM	305 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Sandeep Jain

Mr. jain is a C.A. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with Aditya Birla Sunlife Insurance and Sundaram Mutual Fund.

Arjun Bagga

B.E. & CFA (USA) Prior to Joining the Baroda BNP Paribas asset management ltd. Teamlease Services Ltd, Dolat Capital Market Pvt ltd, Nirmal Bang, Ventura Securities and Ion Trading Pvt Ltd.

Investment objective

The scheme aims to provide long term capital appreciation by investing in equity and equity related securities of companies engaged in banking & financial services sector which are expected to show sustained growth & generate better performance.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Baroda BNP Paribas Midcap Fund	N.A.	2,190 Cr	3.29%	24.6%
Baroda BNP Paribas Multi Cap Fund	N.A.	2,956 Cr	3.47%	23.88%
Baroda BNP Paribas Large & Mid Cap Fund	N.A.	1,607 Cr	1.64%	21.83%
Baroda BNP Paribas India Consumption Fund	N.A.	1,530 Cr	3.42%	20.29%
Baroda BNP Paribas ELSS Tax Saver Fund	N.A.	896 Cr	5.5%	18.36%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Banking and Financial Services Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Banking and Financial Services Fund plan is approximately ₹49.5237 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Banking and Financial Services Fund is a 13 yrs 4 m old fund and has delivered average annual returns of 12.75% since inception.

Baroda BNP Paribas Banking and Financial Services Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
14.37%	17.01%	19.4%	12.51%	12.75%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Banking and Financial Services Fund has an expense ratio of 2.41%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Banking and Financial Services Fund currently has assets under management (AUM) or fund size valued at approximately 305 Cr as on Sep 30, 2025.

What are the top stock holdings of Baroda BNP Paribas Banking and Financial Services Fund?

The Baroda BNP Paribas Banking and Financial Services Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	24.02%
ICICI Bank Ltd.	17.29%
State Bank of India	7.76%
Kotak Mahindra Bank Ltd.	5.23%
Axis Bank Ltd.	4.64%
Bajaj Finance Ltd.	3.43%
Bajaj Finserv Ltd.	2.8%
Aditya Birla Capital Ltd.	2.49%
Multi Commodity Exchange Of India Ltd.	2.17%
SBI Life Insurance Company Ltd.	2.07%

What are the top sectors Baroda BNP Paribas Banking and Financial Services Fund has invested in?

The Baroda BNP Paribas Banking and Financial Services Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	84.53%
Insurance	5.52%
Services	4.95%

What is risk level of Baroda BNP Paribas Banking and Financial Services Fund?

This is a Sectoral-banking fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Banking and Financial Services Fund?

Redeeming your investments in the Baroda BNP Paribas Banking and Financial Services Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Sectoral-Banking

#NA

Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 10 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 30 days.