Bank of India Mid Cap Fund

Q: How much does this mutual fund charge as expense ratio?

The Bank of India Mid Cap Fund has an expense ratio of 2.4% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹9.79-0.41% 1 day change	-1.9%	App exclusive #NA View Ranked Funds	₹691 Cr

Historical NAV & returns

NAV: ₹9.79 as on Dec 04, 2025

This fund Category average

Bank of India Mid Cap Fund overview

AUM (Fund size)	₹691 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 60 days.!
Lock-in Period	Nil
Age	4 m since Jul 31, 2025
Benchmark	NIFTY Midcap 150 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.4% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Mid Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	-1.87%	0.22%
3 Months	-0.3%	2.0%

Asset allocationas on Oct 31, 2025

Large Cap 10.45%

Mid Cap 70.77%

Small Cap 14.55%

Other Cap 0%

Top holdings

Bharti Hexacom Ltd.4.52%

Multi Commodity Exchange Of India Ltd.4.04%

ICICI Bank Ltd.3.99%

Indian Bank3.91%

Top sectors

Financial 20.66%

Capital Goods 17.35%

Services 13.26%

Healthcare 9.2%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 5.12%

Other Holdings

Others 5.12%

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Mid Cap Fund	-1.87%	N.A.	N.A.	N.A.	N.A.	N.A.
Nippon India Growth Mid Cap Fund	-0.62%	5.04%	3.41%	23.51%	26.04%	18.18%
HDFC Mid Cap Fund	1.09%	8.5%	7.6%	24.83%	26.43%	18.48%
Motilal Oswal Midcap Fund	-0.92%	3.88%	-6.16%	24.95%	29.55%	17.92%
Kotak Midcap Fund	-2.05%	5.47%	1.22%	20.32%	23.37%	17.93%
Edelweiss Mid Cap Fund	0.19%	6.28%	3.71%	24.1%	25.95%	18.39%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Mid Cap Fund	N.A.	N.A.	N.A.	N.A.
Nippon India Growth Mid Cap Fund	15.5	0.96	1.09	1.62
HDFC Mid Cap Fund	13.85	0.86	1.27	1.8
Motilal Oswal Midcap Fund	17.71	0.92	1.04	1.3
Kotak Midcap Fund	15.08	0.89	0.94	1.18
Edelweiss Mid Cap Fund	15.57	0.95	1.11	1.45

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Mid Cap Fund	N.A.	691 Cr	4 m	2.4%
Nippon India Growth Mid Cap Fund	N.A.	41,268 Cr	30 yrs 2 m	1.53%
HDFC Mid Cap Fund	N.A.	89,383 Cr	18 yrs 7 m	1.36%
Motilal Oswal Midcap Fund	N.A.	37,501 Cr	11 yrs 10 m	1.54%
Kotak Midcap Fund	N.A.	60,385 Cr	18 yrs 9 m	1.38%
Edelweiss Mid Cap Fund	N.A.	12,647 Cr	18 yrs 1 m	1.67%

View all Mid Cap funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bank of India Mid Cap Fund in detail with

About this fund

About Bank of India Mid Cap Fund

Bank of India Mid Cap Fund is a Mid Cap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 4 m, having been launched on 31/07/2025. Bank of India Mid Cap Fund has ₹691 Crores worth of assets under management (AUM) as on 31/10/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Mid Cap Fund as of 04/12/2025 is ₹9.79. The fund has an expense ratio of 2.4%, which is higher than what most other Mid Cap funds charge.

The fund has the majority of its money invested in Financial, Capital Goods, Services, Healthcare, Automobile sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Hexacom Ltd., Multi Commodity Exchange Of India Ltd., ICICI Bank Ltd., Indian Bank, Hero Motocorp Ltd..

...

Fund AUM	691 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Alok Singh

Mr. Singh is a CFA and PGDBA from ICFAI Business School. Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank

Investment objective

The scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be achieved.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	13,428 Cr as on Sep 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Manufacturing & Infrastructure Fund	N.A.	659 Cr	2.16%	25.91%
Bank of India Small Cap Fund	N.A.	2,016 Cr	-9.07%	24.77%
Bank of India Flexi Cap Fund	N.A.	2,261 Cr	-2.83%	22.08%
Bank of India ELSS Tax Saver Fund	N.A.	1,417 Cr	-6.56%	18.5%
Bank of India Large & Mid Cap Fund	N.A.	437 Cr	1.71%	18.02%
Bank of India Multi Cap Fund	N.A.	968 Cr	2.95%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Mid Cap Fund?

The current Net Asset Value (NAV) of the Bank of India Mid Cap Fund plan is approximately ₹9.79 as of Dec 04, 2025.

How much does this mutual fund charge as expense ratio?

The Bank of India Mid Cap Fund has an expense ratio of 2.4%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bank of India Mid Cap Fund currently has assets under management (AUM) or fund size valued at approximately 691 Cr as on Oct 31, 2025.

What are the top stock holdings of Bank of India Mid Cap Fund?

The Bank of India Mid Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Hexacom Ltd.	4.52%
Multi Commodity Exchange Of India Ltd.	4.04%
ICICI Bank Ltd.	3.99%
Indian Bank	3.91%
Hero Motocorp Ltd.	3.77%
Abbott India Ltd.	3.36%
Jindal Stainless Ltd.	3.27%
UNO Minda Ltd.	3.0%
CreditAccess Grameen Ltd.	2.95%
Bharat Dynamics Ltd.	2.88%

What are the top sectors Bank of India Mid Cap Fund has invested in?

The Bank of India Mid Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	20.66%
Capital Goods	17.35%
Services	13.26%
Healthcare	9.2%
Automobile	9.0%
Metals & Mining	7.2%
Consumer Staples	4.5600000000000005%
Communication	4.52%
Materials	3.43%
Technology	2.21%

What is risk level of Bank of India Mid Cap Fund?

This is a Mid Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bank of India Mid Cap Fund?

Redeeming your investments in the Bank of India Mid Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.