Bandhan Medium to Long Duration Fund

Q: What are the returns of this mutual fund scheme?

The Bandhan Medium to Long Duration Fund is a 25 yrs 7 m old fund and has delivered average annual returns of 7.64% since inception. Bandhan Medium to Long Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.44% 5.57% 4.2% 6.31% 7.64%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹65.144-0.04% 1 day change	7.64% p.a.	App exclusive #NA View Ranked Funds	₹478 Cr

Historical NAV & returns

NAV: ₹65.144 as on Feb 02, 2026

This fund Category average

Bandhan Medium to Long Duration Fund overview

AUM (Fund size)	₹478 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.!
Lock-in Period	Nil
Age	25 yrs 7 m since Jun 13, 2000
Benchmark	NIFTY Medium to Long Duration Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	1.98% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Medium to Long Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.06%	-0.19%
3 Months	0.16%	0.09%
6 Months	0.25%	0.31%
1 Year	3.44%	4.38%
2 Years	5.02%	5.88%
3 Years	5.57%	6.27%
4 Years	4.8%	5.61%
5 Years	4.2%	5.01%
7 Years	5.98%	6.32%
10 Years	6.31%	6.47%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 76.51%

AAA 20.52%

Cash & Call Money 2.67%

Others 0.3000209%

Top Debt Holdings

GOI 76.51%

Tata Capital Housing Finance Ltd. 7.4%

Bajaj Finance Ltd. 5.3%

Bajaj Housing Finance Ltd. 4.23%

Allocation by Instruments

GOI Securities 76.51%

Debenture 11.63%

Bonds 5.3%

Non Convertible Debenture 3.59%

Other Holdings

Others 2.1%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Medium to Long Duration Fund	-0.06%	0.25%	3.44%	5.57%	4.2%	6.31%
SBI Medium to Long Duration Fund	-0.26%	0.45%	4.61%	6.62%	5.62%	7.36%
ICICI Prudential Bond Fund	-0.18%	0.64%	5.65%	7.35%	5.94%	7.17%
LIC MF Medium to Long Duration Fund	-0.1%	0.17%	4.94%	6.85%	5.34%	6.32%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	0.07%	1.94%	6.78%	7.18%	5.85%	7.06%
Nippon India Medium to Long Duration Fund	-0.38%	-0.02%	3.71%	6.17%	5.09%	6.8%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Medium to Long Duration Fund	2.52	1.47	-0.2	-0.29
SBI Medium to Long Duration Fund	1.99	1.14	0.27	0.42
ICICI Prudential Bond Fund	1.98	1.12	0.61	0.78
LIC MF Medium to Long Duration Fund	2.34	1.32	0.32	0.47
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	1.2	N.A.	0.73	1.21
Nippon India Medium to Long Duration Fund	2.44	1.41	0.07	0.09

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Medium to Long Duration Fund	N.A.	478 Cr	25 yrs 7 m	1.98%
SBI Medium to Long Duration Fund	N.A.	2,159 Cr	27 yrs 3 m	1.49%
ICICI Prudential Bond Fund	N.A.	2,922 Cr	17 yrs 5 m	1.03%
LIC MF Medium to Long Duration Fund	N.A.	199 Cr	26 yrs 10 m	0.5%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	N.A.	1,351 Cr	19 yrs 1 m	0.42%
Nippon India Medium to Long Duration Fund	N.A.	390 Cr	28 yrs 1 m	1.53%

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.09 vs. 2.27 Underperformed at beating benchmark
Sharpe	-0.2 vs. 1.85 Poor risk-adjusted returns
Beta	1.47 vs. 0.67 More sensitive to market's ups & downs
Standard deviation	2.52 vs. 2.03 More volatile performance

Compare Bandhan Medium to Long Duration Fund in detail with

About this fund

About Bandhan Medium to Long Duration Fund

Bandhan Medium to Long Duration Fund is a Medium to Long Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 25 yrs 7 m, having been launched on 13/06/2000. Bandhan Medium to Long Duration Fund has ₹478 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Medium to Long Duration Fund as of 02/02/2026 is ₹65.14. The fund has an expense ratio of 1.98%, which is higher than what most other Medium To Long Duration funds charge.

Bandhan Medium to Long Duration Fund returns of last 1-year are 3.42%. Since launch, it has delivered 7.60% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Bandhan Medium to Long Duration Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Tata Capital Housing Finance Ltd., Bajaj Finance Ltd., Bajaj Housing Finance Ltd., Tata Capital Financial Services Ltd..

...

Fund AUM	478 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Suyash Choudhary

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Investment objective

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF	N.A.	136 Cr	9.28%	N.A.
Bandhan Fixed Term Plan Series 179	N.A.	363 Cr	7.52%	7.97%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	438 Cr	6.57%	N.A.
Bandhan Gilt Fund with 10 year Constant Duration Fund	N.A.	340 Cr	6.11%	7.78%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	420 Cr	5.81%	7.7%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund	N.A.	150 Cr	7.35%	7.53%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Medium to Long Duration Fund?

The current Net Asset Value (NAV) of the Bandhan Medium to Long Duration Fund plan is approximately ₹65.144 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bandhan Medium to Long Duration Fund is a 25 yrs 7 m old fund and has delivered average annual returns of 7.64% since inception.

Bandhan Medium to Long Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.44%	5.57%	4.2%	6.31%	7.64%

How much does this mutual fund charge as expense ratio?

The Bandhan Medium to Long Duration Fund has an expense ratio of 1.98%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Medium to Long Duration Fund currently has assets under management (AUM) or fund size valued at approximately 478 Cr as on Dec 31, 2025.

To whom does Bandhan Medium to Long Duration Fund lend to?

The top 3 debt holdings of Bandhan Medium to Long Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	76.51%
Tata Capital Housing Finance Ltd.	7.4%
Bajaj Finance Ltd.	5.3%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Medium to Long Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	76.51%
AAA	20.52%
Cash & Call Money	2.67%

What is risk level of Bandhan Medium to Long Duration Fund?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Medium to Long Duration Fund?

Redeeming your investments in the Bandhan Medium to Long Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium to Long Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium to Long Duration funds in the last 3 Months .
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.