Bandhan Floating Rate Fund Direct-Growth

Q: What are the returns of Bandhan Floating Rate Fund?

The Bandhan Floating Rate Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 6.66% since inception. Bandhan Floating Rate Fund Returns 1-Year 3-Year Since Inception 10.34% 8.1% 6.66%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹13.1963+0.05% 1 day change	6.66% p.a.	#NA View Ranked Funds	₹286 Crs

Historical NAV & returns

NAV: ₹13.1963 as on Jun 05, 2025

This fund Category average

Bandhan Floating Rate Fund overview

Expense ratio	0.31% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹286 Crs
Lock-in	No Lockin
Age	4 yrs 3 m since Feb 10, 2021
Benchmark	NIFTY SD Debt Index A-II
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Floating Rate Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	0.97%	0.89%
3 Months	3.62%	3.42%
6 Months	5.48%	5.08%
1 Year	10.34%	9.81%
2 Years	8.75%	8.83%
3 Years	8.1%	8.24%
4 Years	6.82%	6.93%

Asset allocationas on Dec 31, 2024

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 37.56%

AA 24.59%

AAA 19.14%

AA+ 12.29%

Top Debt Holdings

GOI 37.56%

Export-Import Bank Of India 8.72%

Tata Capital Housing Finance Ltd. 6.92%

Nirma Ltd. 5.29%

Allocation by Instruments

GOI Securities 37.56%

Debenture 33.21%

Non Convertible Debenture 14.03%

Additional Tier 2 Bond 5.28%

Other Holdings

Others 2.87%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bandhan Floating Rate Fund	N.A.	₹286 Crs	4 yrs 3 m	0.31%
Franklin India Floating Rate Fund	N.A.	₹323 Crs	12 yrs 5 m	0.23%
UTI Floater Fund	N.A.	₹1,395 Crs	6 yrs 7 m	0.41%
Aditya Birla Sun Life Floating Rate Fund	N.A.	₹13,438 Crs	12 yrs 5 m	0.22%
HDFC Floating Rate Debt Fund	N.A.	₹14,724 Crs	12 yrs 5 m	0.26%
ICICI Prudential Floating Interest Fund	N.A.	₹6,964 Crs	12 yrs 5 m	0.55%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Floating Rate Fund	0.97%	5.48%	10.34%	8.1%	N.A.	N.A.
Franklin India Floating Rate Fund	0.82%	5.41%	10.3%	8.67%	7.04%	7.06%
UTI Floater Fund	0.93%	4.62%	8.53%	7.45%	6.3%	4.58%
Aditya Birla Sun Life Floating Rate Fund	0.82%	4.58%	8.85%	7.88%	6.75%	7.63%
HDFC Floating Rate Debt Fund	0.92%	4.86%	9.47%	8.27%	7.16%	7.64%
ICICI Prudential Floating Interest Fund	0.83%	4.58%	9.29%	8.62%	7.51%	8.03%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Floating Rate Fund	0.84	2.05	1.73	3.72
Franklin India Floating Rate Fund	0.86	1.8	2.35	4.49
UTI Floater Fund	0.54	1.26	1.64	3.08
Aditya Birla Sun Life Floating Rate Fund	0.49	1.08	2.62	4.72
HDFC Floating Rate Debt Fund	0.68	1.15	2.41	3.42
ICICI Prudential Floating Interest Fund	1.02	0.62	1.9	2.33

View all Floater funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.36 vs. 4.72 Higher outperformance against benchmark
Sharpe	1.73 vs. 5.63 Poor risk-adjusted returns
Beta	2.05 vs. 2.66 Less sensitive to market ups & downs
Standard deviation	0.84 vs. 0.88 More stable returns

Compare Bandhan Floating Rate Fund in detail with

About this fund

About Bandhan Floating Rate Fund

Bandhan Floating Rate Fund Direct-Growth is a Floater mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 4 yrs 3 m, having been launched on 10/02/2021. Bandhan Floating Rate Fund Direct-Growth has ₹286 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Floating Rate Fund Direct-Growth as of 05/06/2025 is ₹13.20. The fund has an expense ratio of 0.31%, which is close to what most other Floater funds charge.

Bandhan Floating Rate Fund Direct-Growth returns of last 1-year are 10.44%. Since launch, it has delivered 6.67% average annual returns.
Bandhan Floating Rate Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Export-Import Bank Of India, Tata Capital Housing Finance Ltd., Nirma Ltd., Tata Projects Ltd..

...

Fund AUM	₹286 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Brijesh Shah

Mr. Shah is a Post Graduate Diploma in Finance. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Debraj Lahiri

Mr. Lahiri has done B.Tech and MBA Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda

Investment objective

The scheme seeks to generate returns by creating a portfolio that is primarily invested in floating rate instruments, including fixed rate instrument.

Bandhan Mutual Fund details

No. of schemes	66 view all schemes
Total AUM	₹1,67,339 Crs as on Mar 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	₹360 Crs	12.54%	9.85%
Bandhan GSF Investment Fund	N.A.	₹3,841 Crs	10.63%	9.37%
Bandhan Dynamic Bond Fund	N.A.	₹3,076 Crs	10.35%	9.13%
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	₹4,704 Crs	10.0%	8.49%
Bandhan Bond Fund Medium Term Plan	N.A.	₹1,475 Crs	10.57%	8.36%
Bandhan Bond Fund Short Term Plan	N.A.	₹9,728 Crs	10.28%	8.32%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Floating Rate Fund?

The current Net Asset Value (NAV) of the Bandhan Floating Rate Fund - Direct Growth plan is approximately ₹13.1963 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Floating Rate Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 6.66% since inception.

Bandhan Floating Rate Fund Returns

1-Year	3-Year	Since Inception
10.34%	8.1%	6.66%

How much does this mutual fund charge as expense ratio?

The Bandhan Floating Rate Fund - Direct Growth has an expense ratio of 0.31%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan Floating Rate Fund currently has assets under management (AUM) or fund size valued at approximately ₹286 Crs crore as of Mar 31, 2025.

To whom does Bandhan Floating Rate Fund lend to?

The top 3 debt holdings of Bandhan Floating Rate Fund are as follows

Holding Name	Percentage of Portfolio
GOI	37.56%
Export-Import Bank Of India	8.72%
Tata Capital Housing Finance Ltd.	6.92%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Floating Rate Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	37.56%
AA	24.59%
AAA	19.14%

What is risk level of Bandhan Floating Rate Fund?

This is a Floater fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Floating Rate Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Floating Rate Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bandhan Floating Rate Fund is complete.

How can I redeem my investments in Bandhan Floating Rate Fund?

Redeeming your investments in Bandhan Floating Rate Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan Floating Rate Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Floater

#NA

Return Outperformance: This fund has generated highest return amongst Floater funds in the last 3 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.