Question 1

What is the current NAV of Bandhan Government Securities Fund Constant Maturity Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Bandhan Government Securities Fund Constant Maturity Plan - Direct Growth plan is approximately ₹47.2828 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Bandhan Government Securities Fund Constant Maturity Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 8.96% since inception.

Bandhan Government Securities Fund Constant Maturity Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.43%	8.89%	5.59%	8.4%	8.96%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Bandhan Government Securities Fund Constant Maturity Plan - Direct Growth has an expense ratio of 0.26%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Bandhan Government Securities Fund Constant Maturity Plan currently has assets under management (AUM) or fund size valued at approximately 341 Cr as on Sep 30, 2025.

Question 5

To whom does Bandhan Government Securities Fund Constant Maturity Plan lend to?

Accepted Answer

The top 3 debt holdings of Bandhan Government Securities Fund Constant Maturity Plan are as follows

Holding Name	Percentage of Portfolio
GOI	0.13%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Government Securities Fund Constant Maturity Plan allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	97.67%
Cash & Call Money	2.33%
Others	2.932E-5%

Question 7

What is risk level of Bandhan Government Securities Fund Constant Maturity Plan?

Accepted Answer

This is a Gilt With 10 Year Constant Duration fund comes with Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Bandhan Government Securities Fund Constant Maturity Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Government Securities Fund Constant Maturity Plan - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bandhan Government Securities Fund Constant Maturity Plan is complete.

Question 10

How can I redeem my investments in Bandhan Government Securities Fund Constant Maturity Plan?

Accepted Answer

Redeeming your investments in the Bandhan Government Securities Fund Constant Maturity Plan is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.26% as on Sep 30, 2025
Exit load	0%
AUM (Fund size)	₹341 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	Crisil 10-Year Gilt
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.57%	0.43%
3 Months	0.64%	0.46%
6 Months	1.6%	1.45%
1 Year	8.43%	8.16%
2 Years	9.8%	9.41%
3 Years	8.89%	8.72%
4 Years	6.39%	6.42%
5 Years	5.59%	5.72%
7 Years	8.58%	8.41%
10 Years	8.4%	8.35%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Government Securities Fund Constant Maturity Plan	0.57%	1.6%	8.43%	8.89%	5.59%	8.4%
ICICI Prudential Constant Maturity Gilt Fund	0.45%	1.59%	8.48%	8.76%	5.83%	8.33%
SBI Magnum Constant Maturity Fund	0.34%	1.25%	7.82%	8.6%	5.74%	8.31%
UTI Gilt Fund with 10 year Constant Duration	0.37%	1.36%	7.92%	8.62%	5.14%	2.54%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Government Securities Fund Constant Maturity Plan	2.74	0.75	0.74	1.23
ICICI Prudential Constant Maturity Gilt Fund	2.61	0.7	0.75	1.27
SBI Magnum Constant Maturity Fund	2.63	0.72	0.68	1.12
UTI Gilt Fund with 10 year Constant Duration	2.57	0.7	0.72	1.24

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	341 Cr	12 yrs 9 m	0.26%
ICICI Prudential Constant Maturity Gilt Fund	N.A.	2,585 Cr	11 yrs 2 m	0.24%
SBI Magnum Constant Maturity Fund	N.A.	1,856 Cr	12 yrs 9 m	0.31%
UTI Gilt Fund with 10 year Constant Duration	N.A.	141 Cr	3 yrs 3 m	0.22%

Bandhan Government Securities Fund Constant Maturity Direct-Growth

Historical NAV & returns

Bandhan Government Securities Fund Constant Maturity Plan overview

Bandhan Government Securities Fund Constant Maturity Plan Returns calculator

Trailing returns as on Oct 25, 2025

Asset allocationas on Sep 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Bandhan Government Securities Fund Constant Maturity Plan in detail with

About this fund

About Bandhan Government Securities Fund Constant Maturity Plan

Fund managers

Investment objective

Bandhan Mutual Fund details

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Frequently asked questions

Bandhan Government Securities Fund Constant Maturity Direct-Growth Returns

ET Money rank

Alpha	0.49 vs. 1.7 Underperformed at beating benchmark
Sharpe	0.74 vs. 2.93 Poor risk-adjusted returns
Beta	0.75 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	2.74 vs. 1.76 More volatile performance

Fund AUM	341 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,294 Cr	8.42%	8.28%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	492 Cr	7.66%	N.A.
Bandhan Bond Fund Short Term Plan	N.A.	10,673 Cr	8.5%	8.17%
Bandhan Floater Fund	N.A.	298 Cr	8.71%	8.12%
Bandhan CRISIL IBX Gilt June 2027 Index Fund	N.A.	6,420 Cr	8.24%	8.07%