Bandhan Flexi Cap Fund

Q: What are the returns of this mutual fund scheme?

The Bandhan Flexi Cap Fund is a 20 yrs 4 m old fund and has delivered average annual returns of 16.14% since inception. Bandhan Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.78% 15.51% 13.34% 12.03% 16.14%

Q: How much does this mutual fund charge as expense ratio?

The Bandhan Flexi Cap Fund has an expense ratio of 1.86% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹207.836-0.73% 1 day change	16.14% p.a.	App exclusive #NA View Ranked Funds	₹7,708 Cr

Historical NAV & returns

NAV: ₹207.836 as on Feb 02, 2026

This fund Category average

Bandhan Flexi Cap Fund overview

AUM (Fund size)	₹7,708 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	20 yrs 4 m since Sep 05, 2005
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	1.86% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bandhan Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-4.14%	-7.25%
3 Months	-2.92%	-7.38%
6 Months	0.81%	-4.32%
1 Year	7.78%	1.89%
2 Years	9.83%	6.18%
3 Years	15.51%	14.37%
4 Years	10.59%	9.87%
5 Years	13.34%	12.45%
7 Years	13.18%	13.0%
10 Years	12.03%	12.7%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 67.6%

Mid Cap 14.54%

Small Cap 15.25%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.74%

ICICI Bank Ltd.7.49%

Infosys Ltd.4.4%

Reliance Industries Ltd.3.87%

Top sectors

Financial 28.99%

Services 12.09%

Technology 9.05%

Energy 7.9%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.02%

Allocation by Instruments

Reverse Repo 2.77%

Cash Margin 0.03%

Margin Money 0.02%

Cash 6.2274E-4%

Other Holdings

Others 2.77%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Flexi Cap Fund	-4.14%	0.81%	7.78%	15.51%	13.34%	12.03%
HDFC Flexi Cap Fund	-3.19%	3.23%	11.78%	21.17%	20.75%	18.04%
Parag Parikh Flexi Cap Fund	-2.34%	1.27%	5.9%	19.36%	18.07%	18.03%
JM Flexicap Fund	-5.7%	-4.29%	-4.42%	19.05%	16.98%	17.12%
Franklin India Flexi Cap Fund	-4.64%	-1.15%	5.12%	17.55%	15.83%	14.67%
Edelweiss Flexi Cap Fund	-4.49%	2.5%	8.78%	18.25%	15.81%	15.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Flexi Cap Fund	11.35	0.85	0.84	1.23
HDFC Flexi Cap Fund	10.29	0.77	1.37	2.3
Parag Parikh Flexi Cap Fund	8.28	0.59	1.59	2.46
JM Flexicap Fund	14.77	1.03	0.89	1.23
Franklin India Flexi Cap Fund	12.11	0.92	0.95	1.38
Edelweiss Flexi Cap Fund	13.03	0.98	0.97	1.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Flexi Cap Fund	N.A.	7,708 Cr	20 yrs 4 m	1.86%
HDFC Flexi Cap Fund	N.A.	96,295 Cr	31 yrs 1 m	1.33%
Parag Parikh Flexi Cap Fund	N.A.	1,33,309 Cr	12 yrs 8 m	1.28%
JM Flexicap Fund	N.A.	5,463 Cr	17 yrs 6 m	1.84%
Franklin India Flexi Cap Fund	N.A.	19,972 Cr	31 yrs 4 m	1.7%
Edelweiss Flexi Cap Fund	N.A.	3,127 Cr	11 yrs	1.89%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.09 vs. 3.93 Underperformed at beating benchmark
Sharpe	0.84 vs. 3.98 Poor risk-adjusted returns
Beta	0.85 vs. 0.82 More sensitive to market's ups & downs
Standard deviation	11.35 vs. 9.68 More volatile performance

Compare Bandhan Flexi Cap Fund in detail with

About this fund

About Bandhan Flexi Cap Fund

Bandhan Flexi Cap Fund is a Flexi Cap mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 20 yrs 4 m, having been launched on 05/09/2005. Bandhan Flexi Cap Fund has ₹7,708 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Flexi Cap Fund as of 02/02/2026 is ₹207.84. The fund has an expense ratio of 1.86%, which is higher than what most other Flexi Cap funds charge.

Bandhan Flexi Cap Fund returns of last 1-year are 7.96%. Since launch, it has delivered 16.07% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Bandhan Flexi Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Services, Technology, Energy, Consumer Staples sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Reliance Industries Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	7,708 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Manish Gunwani

Mr. Gunwani is a B.Tech. and PGDM. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he has worked with Nippon India Mutual Fund, ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities.

Viraj Kulkarni

Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance). Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Investment objective

The scheme aims to generate long-term capital growth from an actively managed portfolio of predominantly equity and equity related instruments. It would invest in small and medium size businesses with good long term potential, which are available at cheap valuations.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bandhan Small Cap Fund	N.A.	18,990 Cr	3.83%	23.1%
Bandhan Infrastructure Fund	N.A.	1,522 Cr	-0.83%	22.36%
Bandhan Value Fund	N.A.	10,463 Cr	4.98%	19.66%
Bandhan Large & Mid Cap Fund	N.A.	13,636 Cr	9.42%	19.21%
Bandhan ELSS Tax Saver Fund	N.A.	7,333 Cr	7.49%	16.26%
Bandhan Transportation and Logistics Fund	N.A.	685 Cr	16.77%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Flexi Cap Fund?

The current Net Asset Value (NAV) of the Bandhan Flexi Cap Fund plan is approximately ₹207.836 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bandhan Flexi Cap Fund is a 20 yrs 4 m old fund and has delivered average annual returns of 16.14% since inception.

Bandhan Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.78%	15.51%	13.34%	12.03%	16.14%

How much does this mutual fund charge as expense ratio?

The Bandhan Flexi Cap Fund has an expense ratio of 1.86%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 7,708 Cr as on Dec 31, 2025.

What are the top stock holdings of Bandhan Flexi Cap Fund?

The Bandhan Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.74%
ICICI Bank Ltd.	7.49%
Infosys Ltd.	4.4%
Reliance Industries Ltd.	3.87%
Kotak Mahindra Bank Ltd.	3.4%
Tata Consultancy Services Ltd.	3.12%
Axis Bank Ltd.	2.14%
State Bank of India	2.07%
Hindustan Unilever Ltd.	2.01%
Info Edge (India) Ltd.	1.99%

What are the top sectors Bandhan Flexi Cap Fund has invested in?

The Bandhan Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.99%
Services	12.09%
Technology	9.05%
Energy	7.9%
Consumer Staples	6.930000000000001%
Automobile	6.87%
Healthcare	6.1000000000000005%
Insurance	3.82%
Consumer Discretionary	3.28%
Materials	3.2600000000000002%

What is risk level of Bandhan Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Flexi Cap Fund?

Redeeming your investments in the Bandhan Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 12.29% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.