Bandhan Bond Fund Short Term Plan

Q: What are the returns of this mutual fund scheme?

The Bandhan Bond Fund Short Term Plan is a 24 yrs 10 m old fund and has delivered average annual returns of 7.34% since inception. Bandhan Bond Fund Short Term Plan Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.98% 7.65% 5.7% 6.89% 7.34%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹58.3017+0.08% 1 day change	7.34% p.a.	App exclusive #NA View Ranked Funds	₹10,673 Cr

Historical NAV & returns

NAV: ₹58.3017 as on Oct 20, 2025

This fund Category average

Bandhan Bond Fund Short Term Plan overview

AUM (Fund size)	₹10,673 Cr
Exit load	0%
Lock-in Period	Nil
Age	24 yrs 10 m since Dec 13, 2000
Benchmark	NIFTY SD Debt Index A-II
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.82% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Bond Fund Short Term Plan Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.6%	0.63%
3 Months	0.96%	1.2%
6 Months	2.96%	3.07%
1 Year	7.98%	7.95%
2 Years	8.2%	7.97%
3 Years	7.65%	7.57%
4 Years	6.19%	6.44%
5 Years	5.7%	6.07%
7 Years	7.02%	6.7%
10 Years	6.89%	6.73%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 47.97%

AAA 36.02%

A1+ 13.68%

Cash & Call Money 2.05%

Top Debt Holdings

Uttar Pradesh State 4.34%

Tata Capital Financial Services Ltd. 4.16%

Bajaj Finance Ltd. 3.82%

Union Bank of India 2.98%

Allocation by Instruments

GOI Securities 42.69%

Debenture 18.500000000000004%

Certificate of Deposit 13.680000000000003%

Bonds 10.719999999999999%

Other Holdings

Others 0.04%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Bond Fund Short Term Plan	0.6%	2.96%	7.98%	7.65%	5.7%	6.89%
UTI Short Duration Fund	0.62%	3.1%	7.79%	7.58%	6.91%	6.26%
ICICI Prudential Short Term Fund	0.64%	3.32%	8.2%	7.82%	6.37%	7.43%
Sundaram Short Duration Fund	0.57%	2.97%	7.69%	7.53%	7.14%	6.22%
SBI Short Term Debt Fund	0.63%	3.28%	8.23%	7.63%	5.76%	6.94%
Aditya Birla Sun Life Short Term Fund	0.73%	3.14%	8.1%	7.64%	6.16%	7.33%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Bond Fund Short Term Plan	1.19	3.03	0.83	1.23
UTI Short Duration Fund	0.89	2.25	1.04	1.95
ICICI Prudential Short Term Fund	0.78	1.79	1.5	2.53
Sundaram Short Duration Fund	1.02	2.5	0.88	1.59
SBI Short Term Debt Fund	0.96	2.45	0.99	1.81
Aditya Birla Sun Life Short Term Fund	0.96	2.35	0.97	1.58

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Bond Fund Short Term Plan	N.A.	10,673 Cr	24 yrs 10 m	0.82%
UTI Short Duration Fund	N.A.	3,231 Cr	18 yrs 1 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,387 Cr	24 yrs	1.05%
Sundaram Short Duration Fund	N.A.	195 Cr	22 yrs 5 m	0.89%
SBI Short Term Debt Fund	N.A.	16,277 Cr	18 yrs 3 m	0.82%
Aditya Birla Sun Life Short Term Fund	N.A.	10,696 Cr	22 yrs 6 m	0.99%

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.43 vs. 4.2 Higher outperformance against benchmark
Sharpe	0.83 vs. 3.83 Poor risk-adjusted returns
Beta	3.03 vs. 1.92 More sensitive to market's ups & downs
Standard deviation	1.19 vs. 1.01 More volatile performance

Compare Bandhan Bond Fund Short Term Plan in detail with

About this fund

About Bandhan Bond Fund Short Term Plan

Bandhan Bond Fund Short Term Plan is a Short Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 24 yrs 10 m, having been launched on 13/12/2000. Bandhan Bond Fund Short Term Plan has ₹10,673 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Bond Fund Short Term Plan as of 20/10/2025 is ₹58.30. The fund has an expense ratio of 0.82%, which is higher than what most other Short Duration funds charge.

Bandhan Bond Fund Short Term Plan returns of last 1-year are 8.05%. Since launch, it has delivered 7.35% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Bandhan Bond Fund Short Term Plan scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Uttar Pradesh State, Tata Capital Financial Services Ltd., Bajaj Finance Ltd., Union Bank of India, HDFC Bank Ltd..

...

Fund AUM	10,673 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Suyash Choudhary

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Investment objective

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	341 Cr	8.19%	8.66%
Bandhan Fixed Term Plan Series 179	N.A.	356 Cr	8.14%	8.56%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	492 Cr	7.47%	N.A.
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,294 Cr	8.15%	8.01%
Bandhan CRISIL IBX Gilt June 2027 Index Fund	N.A.	6,420 Cr	7.97%	7.8%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	441 Cr	8.52%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Bond Fund Short Term Plan?

The current Net Asset Value (NAV) of the Bandhan Bond Fund Short Term Plan plan is approximately ₹58.3017 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Bond Fund Short Term Plan is a 24 yrs 10 m old fund and has delivered average annual returns of 7.34% since inception.

Bandhan Bond Fund Short Term Plan Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.98%	7.65%	5.7%	6.89%	7.34%

How much does this mutual fund charge as expense ratio?

The Bandhan Bond Fund Short Term Plan has an expense ratio of 0.82%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Bond Fund Short Term Plan currently has assets under management (AUM) or fund size valued at approximately 10,673 Cr as on Sep 30, 2025.

To whom does Bandhan Bond Fund Short Term Plan lend to?

The top 3 debt holdings of Bandhan Bond Fund Short Term Plan are as follows

Holding Name	Percentage of Portfolio
Uttar Pradesh State	4.34%
Tata Capital Financial Services Ltd.	4.16%
Bajaj Finance Ltd.	3.82%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Bond Fund Short Term Plan allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	47.97%
AAA	36.02%
A1+	13.68%

What is risk level of Bandhan Bond Fund Short Term Plan?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Bond Fund Short Term Plan?

Redeeming your investments in the Bandhan Bond Fund Short Term Plan is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Short Duration

#NA

Return Outperformance: This fund has generated highest return amongst Short Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.