Aditya Birla Sun Life Short Term Fund

Q: What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Short Term Fund is a 22 yrs 6 m old fund and has delivered average annual returns of 7.26% since inception. Aditya Birla Sun Life Short Term Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.1% 7.64% 6.16% 7.33% 7.26%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹48.6255+0.05% 1 day change	7.26% p.a.	App exclusive #NA View Ranked Funds	₹10,696 Cr

Historical NAV & returns

NAV: ₹48.6255 as on Oct 20, 2025

This fund Category average

Aditya Birla Sun Life Short Term Fund overview

AUM (Fund size)	₹10,696 Cr
Exit load	0%
Lock-in Period	Nil
Age	22 yrs 6 m since Apr 22, 2003
Benchmark	NIFTY SD Debt Index A-II
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.99% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Aditya Birla Sun Life Short Term Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.73%	0.63%
3 Months	1.31%	1.2%
6 Months	3.14%	3.07%
1 Year	8.1%	7.95%
2 Years	8.17%	7.97%
3 Years	7.64%	7.57%
4 Years	6.56%	6.44%
5 Years	6.16%	6.07%
7 Years	7.32%	6.7%
10 Years	7.33%	6.73%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 66.03583275%

SOV 13.77511679%

AA 12.01835596%

AA+ 4.22274773%

Top Debt Holdings

GOI 11.74%

National Bank For Agriculture & Rural Development 5.13%

Tata Capital Housing Finance Ltd. 4.92%

REC Ltd. 4.5%

Allocation by Instruments

Debenture 43.23449321000001%

Bonds 24.915017090000006%

GOI Securities 11.745991600000002%

Non Convertible Debenture 8.763191600000004%

Other Holdings

Others 0.27%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Short Term Fund	0.73%	3.14%	8.1%	7.64%	6.16%	7.33%
UTI Short Duration Fund	0.62%	3.1%	7.79%	7.58%	6.91%	6.26%
ICICI Prudential Short Term Fund	0.64%	3.32%	8.2%	7.82%	6.37%	7.43%
Sundaram Short Duration Fund	0.57%	2.97%	7.69%	7.53%	7.14%	6.22%
SBI Short Term Debt Fund	0.63%	3.28%	8.23%	7.63%	5.76%	6.94%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Short Term Fund	0.96	2.35	0.97	1.58
UTI Short Duration Fund	0.89	2.25	1.04	1.95
ICICI Prudential Short Term Fund	0.78	1.79	1.5	2.53
Sundaram Short Duration Fund	1.02	2.5	0.88	1.59
SBI Short Term Debt Fund	0.96	2.45	0.99	1.81

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Short Term Fund	N.A.	10,696 Cr	22 yrs 6 m	0.99%
UTI Short Duration Fund	N.A.	3,231 Cr	18 yrs 1 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,387 Cr	24 yrs	1.05%
Sundaram Short Duration Fund	N.A.	195 Cr	22 yrs 5 m	0.89%
SBI Short Term Debt Fund	N.A.	16,277 Cr	18 yrs 3 m	0.82%

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.17 vs. 4.2 Higher outperformance against benchmark
Sharpe	0.97 vs. 3.83 Poor risk-adjusted returns
Beta	2.35 vs. 1.92 More sensitive to market's ups & downs
Standard deviation	0.96 vs. 1.01 More stable returns

Compare Aditya Birla Sun Life Short Term Fund in detail with

About this fund

About Aditya Birla Sun Life Short Term Fund

Aditya Birla Sun Life Short Term Fund is a Short Duration mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 22 yrs 6 m, having been launched on 22/04/2003. Aditya Birla Sun Life Short Term Fund has ₹10,696 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Short Term Fund as of 20/10/2025 is ₹48.63. The fund has an expense ratio of 0.99%, which is higher than what most other Short Duration funds charge.

Aditya Birla Sun Life Short Term Fund returns of last 1-year are 8.15%. Since launch, it has delivered 7.29% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Aditya Birla Sun Life Short Term Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, National Bank For Agriculture & Rural Development, Tata Capital Housing Finance Ltd., REC Ltd., JTPM Metal Traders Ltd..

...

Fund AUM	10,696 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Mohit Sharma

Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta). Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Kaustubh Gupta

Mr. Gupta is a B.Com and a Chartered Accountant. Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.

Investment objective

The scheme seeks to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	89 view all schemes
Total AUM	4,28,066 Cr as on Sep 30, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Aditya Birla Sun Life Credit Risk Fund	N.A.	1,053 Cr	13.46%	10.8%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,734 Cr	11.25%	9.63%
Aditya Birla Sun Life Corporate Bond Fund	N.A.	27,069 Cr	7.89%	7.95%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,918 Cr	7.66%	7.88%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,402 Cr	7.79%	7.74%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Short Term Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Short Term Fund plan is approximately ₹48.6255 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Short Term Fund is a 22 yrs 6 m old fund and has delivered average annual returns of 7.26% since inception.

Aditya Birla Sun Life Short Term Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.1%	7.64%	6.16%	7.33%	7.26%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Short Term Fund has an expense ratio of 0.99%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Short Term Fund currently has assets under management (AUM) or fund size valued at approximately 10,696 Cr as on Sep 30, 2025.

To whom does Aditya Birla Sun Life Short Term Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Short Term Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.74%
National Bank For Agriculture & Rural Development	5.13%
Tata Capital Housing Finance Ltd.	4.92%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Short Term Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	66.03583275%
SOV	13.77511679%
AA	12.01835596%

What is risk level of Aditya Birla Sun Life Short Term Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Aditya Birla Sun Life Short Term Fund?

Redeeming your investments in the Aditya Birla Sun Life Short Term Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Short Duration

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Short Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.