Bandhan Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Bandhan Balanced Advantage Fund is a 11 yrs 4 m old fund and has delivered average annual returns of 8.17% since inception. Bandhan Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.67% 10.65% 8.52% 8.97% 8.17%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹24.34-0.59% 1 day change	8.17% p.a.	App exclusive #NA View Ranked Funds	₹2,309 Cr

Historical NAV & returns

NAV: ₹24.34 as on Feb 02, 2026

This fund Category average

Bandhan Balanced Advantage Fund overview

AUM (Fund size)	₹2,309 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	11 yrs 4 m since Sep 17, 2014
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	2.02% as on Feb 02, 2026
Plan type	Regular
Risk	Moderately High

Bandhan Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-2.88%	-2.78%
3 Months	-1.65%	-2.21%
6 Months	0.95%	0.4%
1 Year	5.67%	5.64%
2 Years	7.8%	6.8%
3 Years	10.65%	11.19%
4 Years	7.7%	9.03%
5 Years	8.52%	9.51%
7 Years	9.55%	10.25%
10 Years	8.97%	9.99%

Asset allocationas on Dec 31, 2025

Large Cap 33.13%

Mid Cap 9.03%

Small Cap 5.32%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.5.03%

Bajaj Finance Ltd.4.77%

Reliance Industries Ltd.3.49%

ICICI Bank Ltd.3.36%

Top sectors

Financial 23.550000000000004%

Technology 6.83%

Communication 6.470000000000001%

Services 5.89%

Cash 33.14129661%

SOV 11.19668602%

A1+ 3.83295288%

AAA 1.87910169%

Top Debt Holdings

GOI 11.2%

Power Finance Corporation Ltd. 2.13%

Tata Motors Finance Ltd. 1.43%

Small Industries Devp. Bank of India Ltd. 1.06%

Allocation by Instruments

Cash Margin 33.14129661%

GOI Securities 11.19668602%

Commercial Paper 2.12712763%

Certificate of Deposit 1.70582525%

Other Holdings

Others 1.65%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Balanced Advantage Fund	-2.88%	0.95%	5.67%	10.65%	8.52%	8.97%
ICICI Prudential Balanced Advantage Fund	-2.3%	3.64%	10.16%	13.1%	11.69%	11.91%
Franklin India Dynamic Asset Allocation Active FoF	-2.57%	-0.02%	5.51%	12.65%	14.0%	10.49%
Axis Balanced Advantage Fund	-2.62%	1.83%	5.74%	13.92%	10.53%	7.71%
Tata Balanced Advantage Fund	-2.85%	1.02%	5.5%	10.42%	9.73%	7.47%
DSP Dynamic Asset Allocation Fund	-1.4%	2.34%	8.1%	12.24%	8.8%	9.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Balanced Advantage Fund	6.45	0.65	0.74	0.96
ICICI Prudential Balanced Advantage Fund	5.47	0.56	1.22	1.74
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.01	1.53
Axis Balanced Advantage Fund	7.26	0.73	1.06	1.73
Tata Balanced Advantage Fund	6.51	0.68	0.67	0.99
DSP Dynamic Asset Allocation Fund	5.63	0.55	1.04	2.05

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Balanced Advantage Fund	N.A.	2,309 Cr	11 yrs 4 m	2.02%
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	19 yrs 2 m	1.43%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	22 yrs 3 m	2.14%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	1.91%
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	1.73%
DSP Dynamic Asset Allocation Fund	N.A.	3,709 Cr	12 yrs	1.88%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.36 vs. 3.26 Underperformed at beating benchmark
Sharpe	0.74 vs. 3.04 Poor risk-adjusted returns
Beta	0.65 vs. 0.68 Less sensitive to market ups & downs
Standard deviation	6.45 vs. 5.55 More volatile performance

Compare Bandhan Balanced Advantage Fund in detail with

About this fund

About Bandhan Balanced Advantage Fund

Bandhan Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 11 yrs 4 m, having been launched on 17/09/2014. Bandhan Balanced Advantage Fund has ₹2,309 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Balanced Advantage Fund as of 02/02/2026 is ₹24.34. The fund has an expense ratio of 2.02%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 47.48% allocation to equity and 18.01% to Debt.

Bandhan Balanced Advantage Fund returns of last 1-year are 5.75%. Since launch, it has delivered 8.17% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Bandhan Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Technology, Communication, Services, Healthcare sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, Bharti Airtel Ltd., Bajaj Finance Ltd., Reliance Industries Ltd., ICICI Bank Ltd..

...

Fund AUM	2,309 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Brijesh Shah

Mr. Shah is a Post Graduate Diploma in Finance. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Vishal Biraia

Mr. Biraia has done B.E and CFA Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.

Manish Gunwani

Mr. Gunwani is a B.Tech. and PGDM. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he has worked with Nippon India Mutual Fund, ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities.

Investment objective

The scheme seeks to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bandhan Aggressive Hybrid Passive FoF	N.A.	19 Cr	4.85%	10.49%
Bandhan Multi-Asset Passive FoF	N.A.	19 Cr	8.62%	9.64%
Bandhan Conservative Hybrid Passive FoF	N.A.	6 Cr	7.22%	7.08%
Bandhan Equity Savings Fund	N.A.	399 Cr	5.14%	6.63%
Bandhan Multi Asset Allocation Fund	N.A.	2,702 Cr	20.21%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Balanced Advantage Fund?

The current Net Asset Value (NAV) of the Bandhan Balanced Advantage Fund plan is approximately ₹24.34 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bandhan Balanced Advantage Fund is a 11 yrs 4 m old fund and has delivered average annual returns of 8.17% since inception.

Bandhan Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.67%	10.65%	8.52%	8.97%	8.17%

How much does this mutual fund charge as expense ratio?

The Bandhan Balanced Advantage Fund has an expense ratio of 2.02%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 2,309 Cr as on Dec 31, 2025.

What are the top stock holdings of Bandhan Balanced Advantage Fund?

The Bandhan Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Bharti Airtel Ltd.	5.03%
Bajaj Finance Ltd.	4.77%
Reliance Industries Ltd.	3.49%
ICICI Bank Ltd.	3.36%
Mahindra & Mahindra Ltd.	3.24%
HDFC Bank Ltd.	3.04%
State Bank of India	2.96%
Tata Consultancy Services Ltd.	2.36%
Titan Company Ltd.	2.14%
One97 Communications Ltd.	2.11%

What are the top sectors Bandhan Balanced Advantage Fund has invested in?

The Bandhan Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	23.550000000000004%
Technology	6.83%
Communication	6.470000000000001%
Services	5.89%
Healthcare	5.84%
Automobile	4.98%
Consumer Staples	4.95%
Energy	4.49%
Capital Goods	3.44%
Metals & Mining	3.1700000000000004%

To whom does Bandhan Balanced Advantage Fund lend to?

The top 3 debt holdings of Bandhan Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.2%
Power Finance Corporation Ltd.	2.13%
Tata Motors Finance Ltd.	1.43%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	33.14129661%
SOV	11.19668602%
A1+	3.83295288%

What is risk level of Bandhan Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Balanced Advantage Fund?

Redeeming your investments in the Bandhan Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 2 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.7% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.