Q: What are the returns of this mutual fund scheme?

The Bajaj Finserv Banking and PSU Fund Direct-Growth is a 1 yrs 11 m old fund and has delivered average annual returns of 8.51% since inception. Bajaj Finserv Banking and PSU Fund Direct-Growth Returns 1-Year Since Inception 8.01% 8.51%

Question 1

What is the current NAV of Bajaj Finserv Banking and PSU Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Bajaj Finserv Banking and PSU Fund - Direct Growth plan is approximately ₹11.6766 as of Sep 29, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Bajaj Finserv Banking and PSU Fund Direct-Growth is a 1 yrs 11 m old fund and has delivered average annual returns of 8.51% since inception.

Bajaj Finserv Banking and PSU Fund Direct-Growth Returns

1-Year	Since Inception
8.01%	8.51%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Bajaj Finserv Banking and PSU Fund - Direct Growth has an expense ratio of 0.34%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Bajaj Finserv Banking and PSU Fund currently has assets under management (AUM) or fund size valued at approximately 148 Cr as on Aug 31, 2025.

Question 5

To whom does Bajaj Finserv Banking and PSU Fund lend to?

Accepted Answer

The top 3 debt holdings of Bajaj Finserv Banking and PSU Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	10.31%
REC Ltd.	7.12%
Others	7.09%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Banking and PSU Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	82.38%
SOV	8.98%
Cash & Call Money	8.37%

Question 7

What is risk level of Bajaj Finserv Banking and PSU Fund?

Accepted Answer

This is a Banking And Psu fund comes with Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Bajaj Finserv Banking and PSU Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bajaj Finserv Banking and PSU Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bajaj Finserv Banking and PSU Fund is complete.

Question 10

How can I redeem my investments in Bajaj Finserv Banking and PSU Fund?

Accepted Answer

Redeeming your investments in the Bajaj Finserv Banking and PSU Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.34% as on Aug 31, 2025
Exit load	0%
AUM (Fund size)	₹148 Cr
Lock-in Period	Nil
Age	1 yrs 11 m since Oct 25, 2023
Benchmark	Nifty Banking & PSU Debt Index A-II
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.68%	0.64%
3 Months	1.1%	1.14%
6 Months	3.87%	3.77%
1 Year	8.01%	7.88%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Banking and PSU Fund	0.68%	3.87%	8.01%	N.A.	N.A.	N.A.
ICICI Prudential Banking & PSU Debt Fund	0.6%	3.79%	8.25%	7.91%	6.86%	7.81%
Axis Banking & PSU Debt Fund	0.54%	3.79%	8.02%	7.55%	6.16%	7.49%
Bandhan Banking and PSU Fund	0.6%	3.62%	7.69%	7.52%	6.19%	7.44%
Aditya Birla Sun Life Banking & PSU Debt Fund	0.65%	3.7%	7.88%	7.78%	6.49%	7.78%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Banking and PSU Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Banking & PSU Debt Fund	0.87	1.76	1.46	2.24
Axis Banking & PSU Debt Fund	1.06	2.6	0.73	1.16
Bandhan Banking and PSU Fund	0.94	2.39	0.9	1.57
Aditya Birla Sun Life Banking & PSU Debt Fund	1.17	2.69	0.87	1.33

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Banking and PSU Fund	N.A.	148 Cr	1 yrs 11 m	0.34%
ICICI Prudential Banking & PSU Debt Fund	N.A.	10,157 Cr	12 yrs 8 m	0.39%
Axis Banking & PSU Debt Fund	N.A.	13,112 Cr	12 yrs 8 m	0.35%
Bandhan Banking and PSU Fund	N.A.	13,253 Cr	12 yrs 7 m	0.33%
Aditya Birla Sun Life Banking & PSU Debt Fund	N.A.	9,139 Cr	12 yrs 8 m	0.39%

Bajaj Finserv Banking and PSU Fund Direct-Growth

Historical NAV & returns

Bajaj Finserv Banking and PSU Fund overview

Bajaj Finserv Banking and PSU Fund Returns calculator

Trailing returns as on Sep 11, 2025

Asset allocationas on Aug 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

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About this fund

About Bajaj Finserv Banking and PSU Fund

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Bajaj Finserv Mutual Fund details

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Bajaj Finserv Banking and PSU Fund Direct-Growth Returns

ET Money rank

Fund AUM	148 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

No. of schemes	15 view all schemes
Total AUM	24,110 Cr as on Jun 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Money Market Fund	N.A.	6,563 Cr	7.88%	N.A.
Bajaj Finserv Liquid Fund	N.A.	5,096 Cr	6.85%	N.A.
Bajaj Finserv Overnight Fund	N.A.	755 Cr	6.11%	N.A.
Bajaj Finserv Gilt Fund	N.A.	29 Cr	N.A.	N.A.