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ICICI Prudential Banking & PSU Debt Direct-Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹34.8737+0.04% 1 day change | 8.2% | App exclusive   | ₹9,744 Cr |
Historical NAV & returns
NAV: ₹34.8737 as on Oct 20, 2025
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ICICI Prudential Banking & PSU Debt Fund overview
| Expense ratio | 0.39% as on Sep 30, 2025 |
| Exit load | 0% |
| AUM (Fund size) | ₹9,744 Cr |
| Lock-in Period | Nil |
| Age | 12 yrs 9 m since Jan 01, 2013 |
| Benchmark | Nifty Banking & PSU Debt Index A-II |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Moderate |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
ICICI Prudential Banking & PSU Debt Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 25, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.79% | 0.79% |
| 3 Months | 1.38% | 1.31% |
| 6 Months | 3.21% | 3.13% |
| 1 Year | 8.35% | 8.19% |
| 2 Years | 8.27% | 8.34% |
| 3 Years | 8.01% | 7.89% |
| 4 Years | 7.05% | 6.65% |
| 5 Years | 6.71% | 6.18% |
| 7 Years | 7.78% | 7.53% |
| 10 Years | 7.8% | 7.46% |
Asset allocationas on Sep 30, 2025
Large Cap 0%
Mid Cap 0%
Small Cap 0%
Other Cap 0%
Top holdings
Bifurcation by Holding is not available for this fund
Top sectors
Bifurcation by Sector is not available for this fund
AAA 80.74702533%
SOV 12.83754968%
Cash & Call Money 4.04030691%
A1+ 1.24430229%
Top Debt Holdings
National Bank For Agriculture & Rural Development 6.04%
Small Industries Devp. Bank of India Ltd. 4.84%
LIC Housing Finance Ltd. 4.68%
Power Finance Corporation Ltd. 4.48%
Allocation by Instruments
Debenture 35.99373421999999%
Non Convertible Debenture 21.09349357%
Bonds 13.50069041%
Cash Margin 12.31581095%
Other Holdings
Others 2.88%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from ICICI Prudential Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
- Return Outperformance: This fund has generated highest return amongst Banking and PSU funds in the last 10 Years.
- Chance: This fund has generated a 7.22% annual return in 70% of times for investors holding for at least 5 years.
- Exit Load: This fund has no exit load.
- Return/Risk: The fund is performing poorly than its category.