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Previously called: Axis Retirement Savings-Aggressive Plan Direct-G
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹20.62+0.44% 1 day change | 13.18% p.a. | App exclusive | ₹758 Cr |
| Expense ratio | 1.07% as on Sep 30, 2025 |
| Exit load | 0% |
| AUM (Fund size) | ₹758 Cr |
| Lock-in Period | 5 Years |
| Age | 5 yrs 10 m since Nov 29, 2019 |
| Benchmark | CRISIL Hybrid 25+75 Aggressive Index |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Very High |
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 2.54% | 1.91% |
| 3 Months | 2.39% | 2.07% |
| 6 Months | 6.24% | 6.09% |
| 1 Year | 5.75% | 6.89% |
| 2 Years | 19.59% | 14.92% |
| 3 Years | 15.66% | 13.38% |
| 4 Years | 9.74% | 10.22% |
| 5 Years | 15.36% | 13.26% |

Large Cap 58.98%
Mid Cap 12.11%
Small Cap 6.87%
Other Cap 0%
Financial 21.029999999999998%
Energy 9.200000000000001%
Healthcare 7.9%
Capital Goods 6.5200000000000005%
SOV 17.65901187%
Cash & Call Money 3.2142078%
AA+ 0.6712919%
GOI 17.65%
Others 2.79%
Muthoot Finance Ltd. 0.67%
GOI Securities 17.659011869999997%
CBLO 2.79070356%
Debenture 0.6712919%
Infrastructure Investment Trust 0.49729078%
Indus Infra Trust 0.5%
Others 0.42%

| Alpha | 0.48 vs. 3.81 Underperformed at beating benchmark |
| Sharpe | 0.73 vs. 3.65 Poor risk-adjusted returns |
| Beta | 0.88 vs. 0.99 Less sensitive to market ups & downs |
| Standard deviation | 10.36 vs. 6.26 More volatile performance |
| Fund AUM | 758 Cr as on Sep 30, 2025 |
| Scheme document | View Scheme Document |
The schemes seeks to generate capital appreciation by predominantly investing in equity and equity related instruments.
| No. of schemes | 70 view all schemes |
| Total AUM | 3,54,362 Cr as on Sep 30, 2025 |
| Address | 23rd Floor, One Lodha Place, S. B. Road, Lower Parel. Mumbai, 400013 |
| Phone | 022-24255161 |
| Fund name | ETM Rank | AUM | 1Y | 5Y |
|---|---|---|---|---|
| Axis Retirement Fund - Dynamic Plan | N.A. | 310 Cr | 4.95% | 16.72% |
| Axis Multi Asset Allocation Fund | N.A. | 1,612 Cr | 13.19% | 15.69% |
| Axis Aggressive Hybrid Fund | N.A. | 1,538 Cr | 6.77% | 14.79% |
| Axis Balanced Advantage Fund | N.A. | 3,591 Cr | 7.82% | 14.55% |
| Axis Equity Savings Fund | N.A. | 936 Cr | 7.01% | 11.94% |
The current Net Asset Value (NAV) of the Axis Retirement Fund - Aggressive Plan - Direct Growth plan is approximately ₹20.62 as of Oct 20, 2025.
The Axis Retirement Fund - Aggressive Plan Direct-Growth is a 5 yrs 10 m old fund and has delivered average annual returns of 13.18% since inception.
| 1-Year | 3-Year | 5-Year | Since Inception |
|---|---|---|---|
| 5.75% | 15.66% | 15.36% | 13.18% |
The Axis Retirement Fund - Aggressive Plan - Direct Growth has an expense ratio of 1.07%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.
The Axis Retirement Fund - Aggressive Plan currently has assets under management (AUM) or fund size valued at approximately 758 Cr as on Sep 30, 2025.
The Axis Retirement Fund - Aggressive Plan's equity portion has been invested in the stocks of the following companies
| Company | Percentage of Portfolio |
|---|---|
| HDFC Bank Ltd. | 5.83% |
| Reliance Industries Ltd. | 5.18% |
| ICICI Bank Ltd. | 4.5% |
| Infosys Ltd. | 3.69% |
| Bharti Airtel Ltd. | 2.61% |
| State Bank of India | 2.6% |
| Larsen & Toubro Ltd. | 2.57% |
| Mahindra & Mahindra Ltd. | 2.34% |
| Bajaj Finance Ltd. | 2.27% |
| Divi's Laboratories Ltd. | 1.84% |
The Axis Retirement Fund - Aggressive Plan's equity portion is primarily invested in the following sectors -
| Sector | Percentage of Portfolio |
|---|---|
| Financial | 21.029999999999998% |
| Energy | 9.200000000000001% |
| Healthcare | 7.9% |
| Capital Goods | 6.5200000000000005% |
| Technology | 5.8% |
| Chemicals | 5.49% |
| Automobile | 5.369999999999999% |
| Construction | 3.7699999999999996% |
| Services | 3.54% |
| Consumer Staples | 3.21% |
The top 3 debt holdings of Axis Retirement Fund - Aggressive Plan are as follows
| Holding Name | Percentage of Portfolio |
| GOI | 17.65% |
| Others | 2.79% |
| Muthoot Finance Ltd. | 0.67% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Axis Retirement Fund - Aggressive Plan's debt portion's allocation by credit quality is given below| Credit Quality | Percentage of Portfolio |
| SOV | 17.65901187% |
| Cash & Call Money | 3.2142078% |
| AA+ | 0.6712919% |
This is a Retirement Solutions fund comes with Very High risk.
Yes, this fund comes with a mandatory lock-in period of 5 years.
It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:
For the Desktop Version:
For the Mobile Version:
That's it. Your investment in the Axis Retirement Fund - Aggressive Plan is complete.
Redeeming your investments in the Axis Retirement Fund - Aggressive Plan is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.
If you have invested from anywhere else, you can go to the fund house website and put a request through it.
