Axis Credit Risk Fund

Q: What are the returns of this mutual fund scheme?

The Axis Credit Risk Fund is a 11 yrs 7 m old fund and has delivered average annual returns of 7.15% since inception. Axis Credit Risk Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.1% 7.75% 6.74% 6.8% 7.15%

Q: How much does this mutual fund charge as expense ratio?

The Axis Credit Risk Fund has an expense ratio of 1.57% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹22.291-0.03% 1 day change	7.15% p.a.	App exclusive #NA View Ranked Funds	₹368 Cr

Historical NAV & returns

NAV: ₹22.291 as on Feb 02, 2026

This fund Category average

Axis Credit Risk Fund overview

AUM (Fund size)	₹368 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 months.!
Lock-in Period	Nil
Age	11 yrs 7 m since Jun 25, 2014
Benchmark	CRISIL Credit Risk Debt B-II Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	1.57% as on Jan 29, 2026
Plan type	Regular
Risk	High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Axis Credit Risk Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.13%	0.13%
3 Months	1.18%	0.85%
6 Months	3.15%	2.29%
1 Year	8.1%	6.85%
2 Years	8.05%	7.22%
3 Years	7.75%	7.18%
4 Years	6.94%	6.47%
5 Years	6.74%	6.18%
7 Years	6.55%	6.73%
10 Years	6.8%	7.02%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AA 38.732497%

A+ 17.16365005%

AA- 10.90336469%

AAA 8.21946638%

Top Debt Holdings

GOI 7.76%

Vedanta Ltd. 4.65%

Others 4.6%

JTPM Metal Traders Ltd. 4.2%

Allocation by Instruments

Debenture 62.6483718%

GOI Securities 7.75950072%

Non Convertible Debenture 6.857925679999999%

CBLO 4.6043902%

Other Holdings

Capital Infra Trust 1.68%

Knowledge Realty Trust 1.52%

Indus Infra Trust 0.91%

Others 0.49%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Axis Credit Risk Fund	0.13%	3.15%	8.1%	7.75%	6.74%	6.8%
Bank of India Credit Risk Fund	5.14%	7.78%	11.49%	7.67%	27.14%	2.03%
Baroda BNP Paribas Credit Risk Fund	0.2%	2.72%	7.39%	7.74%	9.28%	7.62%
ICICI Prudential Credit Risk Fund	0.3%	3.77%	8.96%	8.42%	7.32%	7.86%
SBI Credit Risk Fund	0.13%	2.33%	7.27%	7.96%	6.77%	7.27%
Aditya Birla Sun Life Credit Risk Fund	0.08%	6.69%	16.43%	11.79%	9.79%	8.49%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Axis Credit Risk Fund	0.74	0.9	1.87	3.35
Bank of India Credit Risk Fund	2.78	-4.25	0.47	4.23
Baroda BNP Paribas Credit Risk Fund	0.76	0.94	1.8	3.1
ICICI Prudential Credit Risk Fund	0.95	0.88	2.05	5.17
SBI Credit Risk Fund	1.24	1.01	1.28	3.13
Aditya Birla Sun Life Credit Risk Fund	2.91	-1.99	1.75	7.21

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Axis Credit Risk Fund	N.A.	368 Cr	11 yrs 7 m	1.57%
Bank of India Credit Risk Fund	N.A.	107 Cr	10 yrs 11 m	1.52%
Baroda BNP Paribas Credit Risk Fund	N.A.	185 Cr	11 yrs	1.61%
ICICI Prudential Credit Risk Fund	N.A.	5,920 Cr	15 yrs 2 m	1.4%
SBI Credit Risk Fund	N.A.	2,175 Cr	21 yrs 6 m	1.55%
Aditya Birla Sun Life Credit Risk Fund	N.A.	1,092 Cr	10 yrs 10 m	1.67%

View all Credit Risk funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.08 vs. 4.33 Underperformed at beating benchmark
Sharpe	1.87 vs. 4.14 Poor risk-adjusted returns
Beta	0.9 vs. 2.76 Less sensitive to market ups & downs
Standard deviation	0.74 vs. 2.19 More stable returns

Compare Axis Credit Risk Fund in detail with

About this fund

About Axis Credit Risk Fund

Axis Credit Risk Fund is a Credit Risk mutual fund scheme from Axis Mutual Fund. This fund has been in existence for 11 yrs 7 m, having been launched on 25/06/2014. Axis Credit Risk Fund has ₹368 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Axis Credit Risk Fund as of 02/02/2026 is ₹22.29. The fund has an expense ratio of 1.57%, which is higher than what most other Credit Risk funds charge.

Axis Credit Risk Fund returns of last 1-year are 8.17%. Since launch, it has delivered 7.18% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Axis Credit Risk Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Vedanta Ltd., JTPM Metal Traders Ltd., Narayana Hrudayalaya Ltd., Altius Telecom Infrastructure Trust.

...

Fund AUM	368 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Akhil Bipin Thakker

Mr. Thakker has done MBA in Finance from K J Somaiya Institute of Management Prior to joining Axis Mutual Fund, he has worked with CRISIL Ltd and Credit Analysis & Research Ltd.

Devang Shah

Mr. Shah is B.Com and ACA. Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Investment objective

The scheme seeks to generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum.

Axis Mutual Fund details

No. of schemes	70 view all schemes
Total AUM	3,65,749 Cr as on Dec 31, 2025
Address	23rd Floor, One Lodha Place, S. B. Road, Lower Parel. Mumbai, 400013
Phone	022-24255161

More funds from Axis Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Axis Strategic Bond Fund	N.A.	2,059 Cr	7.5%	7.82%
Axis Floater Fund	N.A.	151 Cr	6.75%	7.67%
Axis CRISIL IBX 50:50 Gilt Plus SDL Jun 2028 Index Fund	N.A.	67 Cr	7.47%	7.63%
Axis Income Plus Arbitrage Active FoF	N.A.	2,268 Cr	7.26%	7.6%
Axis CRISIL IBX SDL May 2027 Index Fund	N.A.	1,955 Cr	7.41%	7.58%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Axis Credit Risk Fund?

The current Net Asset Value (NAV) of the Axis Credit Risk Fund plan is approximately ₹22.291 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Axis Credit Risk Fund is a 11 yrs 7 m old fund and has delivered average annual returns of 7.15% since inception.

Axis Credit Risk Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.1%	7.75%	6.74%	6.8%	7.15%

How much does this mutual fund charge as expense ratio?

The Axis Credit Risk Fund has an expense ratio of 1.57%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Axis Credit Risk Fund currently has assets under management (AUM) or fund size valued at approximately 368 Cr as on Dec 31, 2025.

To whom does Axis Credit Risk Fund lend to?

The top 3 debt holdings of Axis Credit Risk Fund are as follows

Holding Name	Percentage of Portfolio
GOI	7.76%
Vedanta Ltd.	4.65%
Others	4.6%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Axis Credit Risk Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AA	38.732497%
A+	17.16365005%
AA-	10.90336469%

What is risk level of Axis Credit Risk Fund?

This is a Credit Risk fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Axis Credit Risk Fund?

Redeeming your investments in the Axis Credit Risk Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Credit Risk

#NA

Return Outperformance: This fund has generated highest return amongst Credit Risk funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 months.