Axis Credit Risk Fund Direct-Growth

Q: What are the returns of Axis Credit Risk Fund?

The Axis Credit Risk Fund is a 10 yrs 9 m old fund and has delivered average annual returns of 8.26% since inception. Axis Credit Risk Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.86% 7.94% 7.85% 7.99% 8.26%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹23.6048+0.01% 1 day change	8.26% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹23.6048 as on Apr 23, 2025

This fund Category average

Axis Credit Risk Fund overview

VRO rating	3
Expense ratio	0.81% as on Mar 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.!
AUM (Fund size)	₹360 Crs
Lock-in	No Lockin
Age	10 yrs 9 m since Jun 25, 2014
Benchmark	CRISIL Credit Risk Debt B-II Index
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Axis Credit Risk Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	1.55%	1.51%
3 months	3.0%	3.38%
6 months	4.99%	5.24%
1 year	9.86%	10.28%
3 years	7.94%	8.2%
5 years	7.85%	10.01%
7 years	7.49%	6.31%
10 years	7.99%	7.19%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AA 33.51396588%

AA- 20.15716412%

AAA 13.88888624%

A+ 13.55404416%

Top Debt Holdings

GOI 7.22%

Kohima-Mariani Transmission Ltd. 5.47%

Birla Corporation Ltd. 4.5%

Power Finance Corporation Ltd. 4.22%

Allocation by Instruments

Debenture 58.866053359999995%

Non Convertible Debenture 16.34757181%

GOI Securities 7.233257790000001%

Bonds 5.61112441%

Other Holdings

Capital Infra Trust 0.5%

Others 0.48%

Indus Infra Trust 0.47%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Axis Credit Risk Fund	N.A.	₹360 Crs	10 yrs 9 m	0.81%
SBI Credit Risk Fund	N.A.	₹2,255 Crs	12 yrs 3 m	0.89%
Bank of India Credit Risk Fund	N.A.	₹110 Crs	10 yrs 2 m	1.12%
Aditya Birla Sun Life Credit Risk Fund	N.A.	₹970 Crs	10 yrs	0.67%
ICICI Prudential Credit Risk Fund	N.A.	₹6,131 Crs	12 yrs 3 m	0.77%
Baroda BNP Paribas Credit Risk Fund	N.A.	₹173 Crs	10 yrs 3 m	0.79%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Axis Credit Risk Fund	1.55%	4.99%	9.86%	7.94%	7.85%	7.99%
SBI Credit Risk Fund	1.53%	5.11%	9.97%	8.33%	8.03%	8.2%
Bank of India Credit Risk Fund	1.14%	3.42%	5.9%	5.8%	27.38%	2.03%
Aditya Birla Sun Life Credit Risk Fund	1.72%	8.68%	18.16%	11.58%	10.6%	9.14%
ICICI Prudential Credit Risk Fund	1.64%	4.8%	10.02%	8.25%	8.31%	8.65%
Baroda BNP Paribas Credit Risk Fund	1.5%	4.8%	10.03%	8.21%	10.01%	8.83%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Axis Credit Risk Fund	0.98	2.0	1.15	1.13
SBI Credit Risk Fund	1.35	2.02	1.14	1.96
Bank of India Credit Risk Fund	0.89	1.21	-0.72	-1.06
Aditya Birla Sun Life Credit Risk Fund	2.98	1.94	1.52	5.49
ICICI Prudential Credit Risk Fund	1.05	1.95	1.37	2.01
Baroda BNP Paribas Credit Risk Fund	0.93	1.82	1.5	1.5

View all Credit Risk funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.28 vs. 5.04 Higher outperformance against benchmark
Sharpe	1.15 vs. 5.28 Poor risk-adjusted returns
Beta	2.0 vs. 1.94 More sensitive to market's ups & downs
Standard deviation	0.98 vs. 1.83 More stable returns

Compare Axis Credit Risk Fund in detail with

About this fund

About Axis Credit Risk Fund

Axis Credit Risk Fund Direct-Growth is a Credit Risk mutual fund scheme from Axis Mutual Fund. This fund has been in existence for 10 yrs 9 m, having been launched on 25/06/2014. Axis Credit Risk Fund Direct-Growth has ₹360 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Axis Credit Risk Fund Direct-Growth as of 23/04/2025 is ₹23.60. The fund has an expense ratio of 0.81%, which is close to what most other Credit Risk funds charge.

Axis Credit Risk Fund Direct-Growth returns of last 1-year are 9.85%. Since launch, it has delivered 8.29% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Axis Credit Risk Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Kohima-Mariani Transmission Ltd., Birla Corporation Ltd., Power Finance Corporation Ltd., Aditya Birla Renewables Ltd..

...

Fund AUM	₹360 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Akhil Bipin Thakker

Mr. Thakker has done MBA in Finance from K J Somaiya Institute of Management Prior to joining Axis Mutual Fund, he has worked with CRISIL Ltd and Credit Analysis & Research Ltd.

Devang Shah

Mr. Shah is B.Com and ACA. Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Investment objective

The scheme seeks to generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum.

Axis Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	₹3,22,861 Crs as on Mar 31, 2025
Address	23rd Floor, One Lodha Place, S. B. Road, Lower Parel. Mumbai, 400013
Phone	022-24255161

More funds from Axis Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Axis Gilt Fund	N.A.	₹868 Crs	13.49%	8.86%
Axis Floater Fund	N.A.	₹166 Crs	12.77%	8.66%
Axis Strategic Bond Fund	N.A.	₹1,899 Crs	10.81%	8.37%
Axis Long Duration Fund	N.A.	₹392 Crs	13.7%	N.A.
Axis Dynamic Bond Fund	N.A.	₹1,355 Crs	11.45%	8.05%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Axis Credit Risk Fund?

The current Net Asset Value (NAV) of the Axis Credit Risk Fund - Direct Growth plan is approximately ₹23.6048 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Axis Credit Risk Fund is a 10 yrs 9 m old fund and has delivered average annual returns of 8.26% since inception.

Axis Credit Risk Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.86%	7.94%	7.85%	7.99%	8.26%

How much does this mutual fund charge as expense ratio?

The Axis Credit Risk Fund - Direct Growth has an expense ratio of 0.81%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Axis Credit Risk Fund currently has assets under management (AUM) or fund size valued at approximately ₹360 Crs crore as of Mar 31, 2025.

To whom does Axis Credit Risk Fund lend to?

The top 3 debt holdings of Axis Credit Risk Fund are as follows

Holding Name	Percentage of Portfolio
GOI	7.22%
Kohima-Mariani Transmission Ltd.	5.47%
Birla Corporation Ltd.	4.5%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Axis Credit Risk Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AA	33.51396588%
AA-	20.15716412%
AAA	13.88888624%

What is risk level of Axis Credit Risk Fund?

This is a Credit Risk fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Axis Credit Risk Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Axis Credit Risk Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Axis Credit Risk Fund is complete.

How can I redeem my investments in Axis Credit Risk Fund?

Redeeming your investments in Axis Credit Risk Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Axis Credit Risk Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Credit Risk

#NA

Return Outperformance: This fund has generated highest return amongst Credit Risk funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.