Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Credit Risk Fund Direct-Growth is a 10 yrs 9 m old fund and has delivered average annual returns of 8.89% since inception. Baroda BNP Paribas Credit Risk Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.08% 8.83% 10.39% 8.65% 8.89%

Question 1

What is the current NAV of Baroda BNP Paribas Credit Risk Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Baroda BNP Paribas Credit Risk Fund - Direct Growth plan is approximately ₹25.0678 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Baroda BNP Paribas Credit Risk Fund Direct-Growth is a 10 yrs 9 m old fund and has delivered average annual returns of 8.89% since inception.

Baroda BNP Paribas Credit Risk Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.08%	8.83%	10.39%	8.65%	8.89%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Baroda BNP Paribas Credit Risk Fund - Direct Growth has an expense ratio of 0.85%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Baroda BNP Paribas Credit Risk Fund currently has assets under management (AUM) or fund size valued at approximately 196 Cr as on Sep 30, 2025.

Question 5

To whom does Baroda BNP Paribas Credit Risk Fund lend to?

Accepted Answer

The top 3 debt holdings of Baroda BNP Paribas Credit Risk Fund are as follows

Holding Name	Percentage of Portfolio
GOI	15.56%
Tata Projects Ltd.	7.75%
Vedanta Ltd.	7.66%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Credit Risk Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AA	56.62%
SOV	17.56%
AAA	10.88%

Question 7

What is risk level of Baroda BNP Paribas Credit Risk Fund?

Accepted Answer

This is a Credit Risk fund comes with Moderately High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Baroda BNP Paribas Credit Risk Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Baroda BNP Paribas Credit Risk Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Baroda BNP Paribas Credit Risk Fund is complete.

Question 10

How can I redeem my investments in Baroda BNP Paribas Credit Risk Fund?

Accepted Answer

Redeeming your investments in the Baroda BNP Paribas Credit Risk Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.85% as on Sep 30, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹196 Cr
Lock-in Period	Nil
Age	10 yrs 9 m since Jan 08, 2015
Benchmark	CRISIL Credit Risk Debt B-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.67%	0.77%
3 Months	1.86%	1.81%
6 Months	4.14%	4.92%
1 Year	9.08%	10.45%
2 Years	9.22%	9.75%
3 Years	8.83%	9.15%
4 Years	7.79%	9.76%
5 Years	10.39%	9.82%
7 Years	8.28%	6.71%
10 Years	8.65%	7.16%

Alpha	5.02 vs. 5.66 Underperformed at beating benchmark
Sharpe	2.89 vs. 6.19 Poor risk-adjusted returns
Beta	1.63 vs. 3.51 Less sensitive to market ups & downs
Standard deviation	0.72 vs. 1.99 More stable returns

Fund AUM	196 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

Baroda BNP Paribas Credit Risk Fund Direct-Growth

Historical NAV & returns

Baroda BNP Paribas Credit Risk Fund overview

Baroda BNP Paribas Credit Risk Fund Returns calculator

Trailing returns as on Oct 25, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

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About Baroda BNP Paribas Credit Risk Fund

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Baroda BNP Paribas Mutual Fund details

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Baroda BNP Paribas Credit Risk Fund Direct-Growth Returns

ET Money rank

Fund name	ETM Rank	AUM	1Y	3Y
Baroda BNP Paribas Corporate Bond Fund	N.A.	434 Cr	8.91%	8.38%
Baroda BNP Paribas Short Duration Fund	N.A.	272 Cr	8.65%	8.31%
Baroda BNP Paribas Dynamic Bond Fund	N.A.	191 Cr	6.76%	8.12%
Baroda BNP Paribas Low Duration Fund	N.A.	289 Cr	7.87%	7.73%
Baroda BNP Paribas Ultra Short Duration Fund	N.A.	1,258 Cr	7.39%	7.49%