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Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-Growth

NAV as of Oct 20, 2025Returns since inceptionET Money RankAUM (Fund size)
7.54% p.a.
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26 Cr

Historical NAV & returns

NAV: ₹16.2184 as on Oct 20, 2025
This fund Category average
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This fund Category average

Aditya Birla Sun Life Retirement Fund - The 50s Plan overview

Expense ratio0.61% as on Sep 30, 2025
Exit load0%
AUM (Fund size)26 Cr
Lock-in Period5 Years
Age6 yrs 8 m since Feb 19, 2019
BenchmarkCRISIL Short Term Debt Hybrid 75+25 Index
Min. investment

SIP: 500 & Lumpsum: 1000

RiskModerately HighModerately High Risk

Aditya Birla Sun Life Retirement Fund - The 50s Plan Returns calculator

Investment type
Investment period
Investment period
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
  • Total investment ₹ 12 lakh
  • Profit ₹12 lakhs
  • Total corpus ₹1 lakh
  • Absolute return 52.69%

Trailing returns as on Oct 25, 2025

PeriodThis fundCategory average
1 Month 1.31% 1.91%
3 Months 2.01% 2.07%
6 Months 4.68% 6.09%
1 Year 7.65% 6.89%
2 Years 10.99% 14.92%
3 Years 10.13% 13.38%
4 Years 7.95% 10.22%
5 Years 7.12% 13.26%

Asset allocationas on Sep 30, 2025

Large Cap 16.71%

Mid Cap 3.81%

Small Cap 4.18%

Other Cap 0%

Top sectors

Financial 10.46%

Healthcare 4.09%

Capital Goods 1.42%

Automobile 1.36%

SOV 57.35169755%

Cash & Call Money 10.02484015%

AAA 7.92064816%

Top Debt Holdings

GOI 54.29%

HDFC Bank Ltd. 7.92%

Rajasthan State 3.07%

Allocation by Instruments

GOI Securities 54.28403793%

Debenture 7.92064816%

Reverse Repo 7.81265153%

State Development Loan 3.06765962%

Other Holdings

Others 7.81%

Key risk & return ratios Compared to other funds in the category

Alpha 0.54 vs. 3.81 Underperformed at beating benchmark
Sharpe 0.95 vs. 3.65 Poor risk-adjusted returns
Beta 0.87 vs. 0.99 Less sensitive to market ups & downs
Standard deviation 3.41 vs. 6.26 More stable returns

Compare Aditya Birla Sun Life Retirement Fund - The 50s Plan in detail with

ET Money rank

in Retirement Solutions
#NA
Ranking for this fund is unavailable.
  • Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
  • AUM Growth: This fund has the highest AUM growth in the last 12 months in Retirement Solutions category.
  • Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
  • Expense Ratio: This fund has the 2nd lowest expense ratio amongst actively/passively managed Retirement Solutions funds.
  • Exit Load: This fund has no exit load.
  • Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.