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| NAV as of Feb 02, 2026 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹16.1865-0.35% 1 day change | 7.21% p.a. | App exclusive | ₹26 Cr |
| Expense ratio | 0.61% as on Feb 02, 2026 |
| Exit load | 0% |
| AUM (Fund size) | ₹26 Cr |
| Lock-in Period | 5 Years |
| Age | 6 yrs 11 m since Feb 19, 2019 |
| Benchmark | CRISIL Short Term Debt Hybrid 75+25 Index |
| Min. investment | SIP: ₹500 & Lumpsum: ₹1000 |
| Risk | Moderately High |
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.79% | -2.24% |
| 3 Months | -0.47% | -2.03% |
| 6 Months | 1.95% | 0.29% |
| 1 Year | 7.58% | 6.73% |
| 2 Years | 8.13% | 8.99% |
| 3 Years | 9.41% | 12.34% |
| 4 Years | 7.9% | 9.91% |
| 5 Years | 7.03% | 10.1% |

Large Cap 16.5%
Mid Cap 3.59%
Small Cap 4.42%
Other Cap 0%
Financial 10.139999999999999%
Healthcare 3.9700000000000006%
Automobile 1.5299999999999998%
Capital Goods 1.3800000000000001%
SOV 56.92163119%
Cash & Call Money 10.71207242%
AAA 7.84992741%
GOI 53.89%
HDFC Bank Ltd. 7.85%
Rajasthan State 3.02%
GOI Securities 53.89983319%
Reverse Repo 8.22889443%
Debenture 7.84992741%
State Development Loan 3.021798%
Others 8.23%

| Fund name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 50s Plan | -0.79% | 1.95% | 7.58% | 9.41% | 7.03% | N.A. |
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan | -0.78% | 3.57% | 10.41% | 12.56% | 9.31% | 6.93% |
| UTI Retirement Fund | -1.53% | 1.37% | 6.42% | 12.24% | 11.71% | 10.57% |
| HDFC Retirement Savings Fund - Hybrid Equity Plan | -3.47% | 0.55% | 6.83% | 14.71% | 14.26% | 15.92% |
| HDFC Retirement Savings Fund - Hybrid Debt Plan | -1.1% | 1.01% | 5.95% | 9.4% | 8.59% | 9.43% |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | -3.65% | 3.69% | 14.6% | 22.91% | 17.43% | 11.42% |
| Fund name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 50s Plan | 3.39 | 0.85 | 0.94 | 1.48 |
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 4.04 | 0.97 | 1.49 | 2.01 |
| UTI Retirement Fund | 5.6 | 0.62 | 1.07 | 1.57 |
| HDFC Retirement Savings Fund - Hybrid Equity Plan | 8.59 | 0.78 | 0.99 | 1.49 |
| HDFC Retirement Savings Fund - Hybrid Debt Plan | 3.45 | 0.87 | 0.93 | 1.45 |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 12.34 | 1.1 | 1.27 | 1.82 |
| Fund name | ETM Rank | AUM | Fund age | Expense ratio |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 50s Plan | N.A. | 26 Cr | 6 yrs 11 m | 0.61% |
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan | N.A. | 90 Cr | 6 yrs 11 m | 0.94% |
| UTI Retirement Fund | N.A. | 4,789 Cr | 13 yrs 1 m | 1.13% |
| HDFC Retirement Savings Fund - Hybrid Equity Plan | N.A. | 1,744 Cr | 9 yrs 11 m | 0.94% |
| HDFC Retirement Savings Fund - Hybrid Debt Plan | N.A. | 161 Cr | 9 yrs 11 m | 1.13% |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | N.A. | 1,082 Cr | 6 yrs 11 m | 0.8% |
| Alpha | 0.54 vs. 3.96 Underperformed at beating benchmark |
| Sharpe | 0.94 vs. 3.77 Poor risk-adjusted returns |
| Beta | 0.85 vs. 0.98 Less sensitive to market ups & downs |
| Standard deviation | 3.39 vs. 6.2 More stable returns |
| Fund AUM | 26 Cr as on Dec 31, 2025 |
| Scheme document | View Scheme Document |
The Scheme seeks to invests predominantly in debt and money market instruments with marginal allocation to equity and equity related instruments.
| No. of schemes | 88 view all schemes |
| Total AUM | 4,47,038 Cr as on Dec 31, 2025 |
| Address | One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013 |
| Fund name | ETM Rank | AUM | 1Y | 5Y |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi-Asset Omni FoF | N.A. | 295 Cr | 19.71% | 15.6% |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF | N.A. | 234 Cr | 10.06% | 14.22% |
| Aditya Birla Sun Life Equity Hybrid '95 Fund | N.A. | 7,533 Cr | 8.0% | 12.11% |
| Aditya Birla Sun Life Aggressive Hybrid Omni FoF | N.A. | 40 Cr | 8.41% | 11.93% |
| Aditya Birla Sun Life Balanced Advantage Fund | N.A. | 8,944 Cr | 10.58% | 11.89% |
| Aditya Birla Sun Life Multi - Asset Passive FoF | N.A. | 23 Cr | 16.3% | N.A. |
The current Net Asset Value (NAV) of the Aditya Birla Sun Life Retirement Fund - The 50s Plan - Direct Growth plan is approximately ₹16.1865 as of Feb 02, 2026.
The Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-Growth is a 6 yrs 11 m old fund and has delivered average annual returns of 7.21% since inception.
| 1-Year | 3-Year | 5-Year | Since Inception |
|---|---|---|---|
| 7.58% | 9.41% | 7.03% | 7.21% |
The Aditya Birla Sun Life Retirement Fund - The 50s Plan - Direct Growth has an expense ratio of 0.61%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.
The Aditya Birla Sun Life Retirement Fund - The 50s Plan currently has assets under management (AUM) or fund size valued at approximately 26 Cr as on Dec 31, 2025.
The Aditya Birla Sun Life Retirement Fund - The 50s Plan's equity portion has been invested in the stocks of the following companies
| Company | Percentage of Portfolio |
|---|---|
| HDFC Bank Ltd. | 2.24% |
| ICICI Bank Ltd. | 1.77% |
| Bharti Airtel Ltd. | 1.19% |
| Hindalco Industries Ltd. | 1.17% |
| Fortis Healthcare Ltd. | 1.09% |
| Metropolis Healthcare Ltd. | 1.09% |
| State Bank of India | 1.05% |
| Max Financial Services Ltd. | 0.93% |
| Bajaj Finance Ltd. | 0.93% |
| Ultratech Cement Ltd. | 0.84% |
The Aditya Birla Sun Life Retirement Fund - The 50s Plan's equity portion is primarily invested in the following sectors -
| Sector | Percentage of Portfolio |
|---|---|
| Financial | 10.139999999999999% |
| Healthcare | 3.9700000000000006% |
| Automobile | 1.5299999999999998% |
| Capital Goods | 1.3800000000000001% |
| Communication | 1.19% |
| Metals & Mining | 1.17% |
| Technology | 1.04% |
| Materials | 0.84% |
| Construction | 0.74% |
| Consumer Staples | 0.74% |
The top 3 debt holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plan are as follows
| Holding Name | Percentage of Portfolio |
| GOI | 53.89% |
| HDFC Bank Ltd. | 7.85% |
| Rajasthan State | 3.02% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Aditya Birla Sun Life Retirement Fund - The 50s Plan's debt portion's allocation by credit quality is given below| Credit Quality | Percentage of Portfolio |
| SOV | 56.92163119% |
| Cash & Call Money | 10.71207242% |
| AAA | 7.84992741% |
This is a Retirement Solutions fund comes with Moderately High risk.
Yes, this fund comes with a mandatory lock-in period of 5 years.
It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:
For the Desktop Version:
For the Mobile Version:
That's it. Your investment in the Aditya Birla Sun Life Retirement Fund - The 50s Plan is complete.
Redeeming your investments in the Aditya Birla Sun Life Retirement Fund - The 50s Plan is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.
If you have invested from anywhere else, you can go to the fund house website and put a request through it.
