Aditya Birla Sun Life Government Securities Fund

Q: What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Government Securities Fund is a 26 yrs 1 m old fund and has delivered average annual returns of 8.36% since inception. Aditya Birla Sun Life Government Securities Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.5% 6.98% 5.11% 7.38% 8.36%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹81.4615+0.16% 1 day change	8.36% p.a.	App exclusive #NA View Ranked Funds	₹1,868 Cr

Historical NAV & returns

NAV: ₹81.4615 as on Oct 20, 2025

This fund Category average

Aditya Birla Sun Life Government Securities Fund overview

AUM (Fund size)	₹1,868 Cr
Exit load	0%
Lock-in Period	Nil
Age	26 yrs 1 m since Sep 23, 1999
Benchmark	NIFTY All Duration G-Sec Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.14% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Aditya Birla Sun Life Government Securities Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.99%	0.75%
3 Months	-0.19%	0.06%
6 Months	-1.12%	-0.36%
1 Year	4.5%	5.28%
2 Years	7.52%	7.68%
3 Years	6.98%	7.06%
4 Years	5.45%	5.67%
5 Years	5.11%	5.07%
7 Years	7.4%	7.17%
10 Years	7.38%	6.94%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 99.45507013%

Cash & Call Money 0.54120705%

Top Debt Holdings

Andhra Pradesh State 6.46%

GOI 1.98%

Maharashtra State 1.32%

Uttar Pradesh State 1.31%

Allocation by Instruments

GOI Securities 88.37723819%

State Development Loan 9.10252304%

Central Government Loan 1.9753089%

Net Receivables 0.54120705%

Other Holdings

Others 0.54%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Government Securities Fund	0.99%	-1.12%	4.5%	6.98%	5.11%	7.38%
SBI Magnum Gilt Fund	0.61%	-0.06%	5.79%	7.61%	5.8%	7.73%
Axis Gilt Fund	0.96%	0.36%	6.48%	7.71%	5.55%	7.19%
ICICI Prudential Gilt Fund	0.72%	1.89%	7.8%	7.95%	6.19%	7.86%
UTI Gilt Fund	0.56%	-0.17%	5.62%	7.1%	5.1%	7.18%
DSP Gilt Fund	0.77%	-0.15%	5.56%	7.75%	5.64%	7.64%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Government Securities Fund	3.6	0.97	0.09	0.11
SBI Magnum Gilt Fund	3.05	0.83	0.32	0.44
Axis Gilt Fund	2.98	0.8	0.31	0.46
ICICI Prudential Gilt Fund	1.92	0.48	0.62	0.73
UTI Gilt Fund	2.95	0.8	0.17	0.2
DSP Gilt Fund	3.54	0.98	0.3	0.41

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Government Securities Fund	N.A.	1,868 Cr	26 yrs 1 m	1.14%
SBI Magnum Gilt Fund	N.A.	11,308 Cr	21 yrs 10 m	0.94%
Axis Gilt Fund	N.A.	679 Cr	13 yrs 9 m	0.82%
ICICI Prudential Gilt Fund	N.A.	9,109 Cr	26 yrs 3 m	1.09%
UTI Gilt Fund	N.A.	566 Cr	23 yrs 9 m	0.93%
DSP Gilt Fund	N.A.	1,494 Cr	26 yrs 1 m	1.17%

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.62 vs. 1.41 Underperformed at beating benchmark
Sharpe	0.09 vs. 2.03 Poor risk-adjusted returns
Beta	0.97 vs. 0.45 More sensitive to market's ups & downs
Standard deviation	3.6 vs. 2.62 More volatile performance

Compare Aditya Birla Sun Life Government Securities Fund in detail with

About this fund

About Aditya Birla Sun Life Government Securities Fund

Aditya Birla Sun Life Government Securities Fund is a Gilt mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 26 yrs 1 m, having been launched on 23/09/1999. Aditya Birla Sun Life Government Securities Fund has ₹1,868 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Government Securities Fund as of 20/10/2025 is ₹81.46. The fund has an expense ratio of 1.14%, which is higher than what most other Gilt funds charge.

Aditya Birla Sun Life Government Securities Fund returns of last 1-year are 4.71%. Since launch, it has delivered 8.39% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Aditya Birla Sun Life Government Securities Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Andhra Pradesh State, GOI, Maharashtra State, Uttar Pradesh State.

...

Fund AUM	1,868 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Bhupesh Bameta

Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA) Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.

Investment objective

The scheme seeks to generate income and capital appreciation through investments in government securities and T-Bills with medium-to-long term maturities.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	89 view all schemes
Total AUM	4,28,066 Cr as on Sep 30, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Aditya Birla Sun Life Credit Risk Fund	N.A.	1,053 Cr	13.44%	10.77%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,734 Cr	11.28%	9.6%
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	N.A.	361 Cr	8.33%	8.15%
Aditya Birla Sun Life Long Duration Fund	N.A.	159 Cr	5.93%	8.13%
Aditya Birla Sun Life Corporate Bond Fund	N.A.	27,069 Cr	7.9%	7.92%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,918 Cr	7.78%	7.85%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Government Securities Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Government Securities Fund plan is approximately ₹81.4615 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Government Securities Fund is a 26 yrs 1 m old fund and has delivered average annual returns of 8.36% since inception.

Aditya Birla Sun Life Government Securities Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.5%	6.98%	5.11%	7.38%	8.36%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Government Securities Fund has an expense ratio of 1.14%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Government Securities Fund currently has assets under management (AUM) or fund size valued at approximately 1,868 Cr as on Sep 30, 2025.

To whom does Aditya Birla Sun Life Government Securities Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Government Securities Fund are as follows

Holding Name	Percentage of Portfolio
Andhra Pradesh State	6.46%
GOI	1.98%
Maharashtra State	1.32%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Government Securities Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	99.45507013%
Cash & Call Money	0.54120705%

What is risk level of Aditya Birla Sun Life Government Securities Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Aditya Birla Sun Life Government Securities Fund?

Redeeming your investments in the Aditya Birla Sun Life Government Securities Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gilt

#NA

Return Outperformance: This fund has generated highest return amongst Gilt funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.