Aditya Birla Sun Life Equity Savings Fund

Q: What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Equity Savings Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 7.65% since inception. Aditya Birla Sun Life Equity Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.76% 9.14% 9.52% 7.84% 7.65%

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹22.23-0.04% 1 day change	7.65% p.a.	App exclusive #NA View Ranked Funds	₹629 Cr

Historical NAV & returns

NAV: ₹22.23 as on Sep 29, 2025

This fund Category average

Aditya Birla Sun Life Equity Savings Fund overview

AUM (Fund size)	₹629 Cr
Exit load	0.25% Exit load of 0.25%, if redeemed within 7 days.!
Lock-in Period	Nil
Age	10 yrs 10 m since Nov 11, 2014
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.05% as on Aug 31, 2025
Plan type	Regular
Risk	Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Aditya Birla Sun Life Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	0.54%	0.41%
3 Months	1.0%	0.33%
6 Months	4.96%	4.6%
1 Year	5.76%	3.47%
2 Years	8.74%	9.75%
3 Years	9.14%	10.0%
4 Years	6.13%	7.81%
5 Years	9.52%	10.47%
7 Years	8.12%	8.47%
10 Years	7.84%	7.96%

Asset allocationas on Apr 30, 2025

Large Cap 14.56%

Mid Cap 3.99%

Small Cap 0.93%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.43%

ICICI Bank Ltd.6.65%

Reliance Industries Ltd.5.26%

State Bank of India3.7%

Top sectors

Financial 25.720000000000002%

Energy 8.95%

Construction 6.82%

Automobile 6.36%

Cash 49.39528113%

SOV 16.79861513%

A1+ 5.796204%

AAA 1.62810037%

Top Debt Holdings

GOI 11.44%

Bajaj Finance Ltd. 1.22%

Cholamandalam Investment and Finance Company Ltd. 0.71%

Uttar Pradesh State 0.6%

Allocation by Instruments

Cash Margin 49.82110093%

GOI Securities 11.440900970000001%

Reverse Repo 7.11538688%

Mutual Fund 4.71361312%

Other Holdings

Others 7.12%

Aditya Birla Sun Life Money Manager Fund Direct-Growth 4.71%

Nexus Select Trust 2.15%

IndiGrid Infrastructure Trust 0.81%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Equity Savings Fund	0.54%	4.96%	5.76%	9.14%	9.52%	7.84%
Edelweiss Equity Savings Fund	0.45%	5.55%	5.97%	11.33%	10.85%	8.99%
Kotak Equity Savings Fund	1.3%	6.66%	3.67%	11.91%	11.6%	9.34%
UTI Equity Savings Fund	0.61%	3.2%	2.7%	10.82%	11.91%	6.2%
Sundaram Equity Savings Fund	0.33%	4.43%	2.63%	11.39%	11.34%	8.4%
HSBC Equity Savings Fund	0.45%	9.14%	3.63%	13.43%	13.57%	8.96%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Equity Savings Fund	3.24	0.39	0.62	1.05
Edelweiss Equity Savings Fund	3.74	0.47	1.08	1.55
Kotak Equity Savings Fund	5.08	0.65	0.86	1.14
UTI Equity Savings Fund	4.35	0.57	0.8	1.28
Sundaram Equity Savings Fund	5.35	0.66	0.75	1.41
HSBC Equity Savings Fund	7.31	0.61	0.87	0.85

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Equity Savings Fund	N.A.	629 Cr	10 yrs 10 m	1.05%
Edelweiss Equity Savings Fund	N.A.	843 Cr	11 yrs	1.56%
Kotak Equity Savings Fund	N.A.	8,254 Cr	11 yrs	1.76%
UTI Equity Savings Fund	N.A.	714 Cr	7 yrs 1 m	1.64%
Sundaram Equity Savings Fund	N.A.	1,140 Cr	23 yrs 5 m	2.15%
HSBC Equity Savings Fund	N.A.	624 Cr	14 yrs	1.52%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.61 vs. 3.05 Underperformed at beating benchmark
Sharpe	0.62 vs. 3.03 Poor risk-adjusted returns
Beta	0.39 vs. 0.67 Less sensitive to market ups & downs
Standard deviation	3.24 vs. 3.88 More stable returns

Compare Aditya Birla Sun Life Equity Savings Fund in detail with

About this fund

About Aditya Birla Sun Life Equity Savings Fund

Aditya Birla Sun Life Equity Savings Fund is a Equity Savings mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 10 yrs 10 m, having been launched on 11/11/2014. Aditya Birla Sun Life Equity Savings Fund has ₹629 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Equity Savings Fund as of 29/09/2025 is ₹22.23. The fund has an expense ratio of 1.05%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 19.48% allocation to equity and 25.18% to Debt.

Aditya Birla Sun Life Equity Savings Fund returns of last 1-year are 5.57%. Since launch, it has delivered 7.65% average annual returns. The fund has doubled the money invested in it every 9 yrs.
Aditya Birla Sun Life Equity Savings Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Construction, Energy, Automobile, Technology sectors. It has taken less exposure in Financial, Construction sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Aditya Birla Sun Life Money Manager Fund Direct-Growth.

...

Fund AUM	629 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Harshil Suvarnkar

Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law. Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Lovelish Solanki

He has done BMS and MMS in finance. Prior to joining Aditya Birla Sun Life AMC Limited, he was Equity /Equity Derivatives - Trader at Union KBC Asset Management Co Limited since February 2011. Before that he worked at Edleweiss Asset Management Co. Ltd since January 2008.

Atul Penkar

Mr.Penkar is a B.E. (Mechanical) and an MMS. Prior to joining Aditya Birla Sun Life AMC, he was with Emkay Shares & Stock Brokers Ltd.

Investment objective

The scheme seeks to provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	90 view all schemes
Total AUM	4,05,267 Cr as on Jun 30, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF	N.A.	221 Cr	-0.87%	17.4%
Aditya Birla Sun Life Equity Hybrid '95 Fund	N.A.	7,193 Cr	-2.28%	15.94%
Aditya Birla Sun Life Balanced Advantage Fund	N.A.	8,208 Cr	1.36%	13.91%
Aditya Birla Sun Life Regular Savings Fund	N.A.	1,531 Cr	5.73%	10.92%
Aditya Birla Sun Life Arbitrage Fund	N.A.	23,581 Cr	6.6%	5.62%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Equity Savings Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Equity Savings Fund plan is approximately ₹22.23 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Equity Savings Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 7.65% since inception.

Aditya Birla Sun Life Equity Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.76%	9.14%	9.52%	7.84%	7.65%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Equity Savings Fund has an expense ratio of 1.05%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 629 Cr as on Apr 30, 2025.

What are the top stock holdings of Aditya Birla Sun Life Equity Savings Fund?

The Aditya Birla Sun Life Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.43%
ICICI Bank Ltd.	6.65%
Reliance Industries Ltd.	5.26%
State Bank of India	3.7%
GMR Airports Ltd.	3.17%
Tata Motors Ltd.	2.92%
Mahindra & Mahindra Ltd.	2.87%
Adani Ports and Special Economic Zone Ltd.	2.8%
Bharti Airtel Ltd.	2.63%
Tata Consultancy Services Ltd.	2.37%

What are the top sectors Aditya Birla Sun Life Equity Savings Fund has invested in?

The Aditya Birla Sun Life Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	25.720000000000002%
Energy	8.95%
Construction	6.82%
Automobile	6.36%
Technology	4.8%
Services	4.029999999999999%
Consumer Staples	3.16%
Communication	3.01%
Healthcare	2.42%
Metals & Mining	2.1399999999999997%

To whom does Aditya Birla Sun Life Equity Savings Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.44%
Bajaj Finance Ltd.	1.22%
Cholamandalam Investment and Finance Company Ltd.	0.71%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	49.39528113%
SOV	16.79861513%
A1+	5.796204%

What is risk level of Aditya Birla Sun Life Equity Savings Fund?

This is a Equity Savings fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Aditya Birla Sun Life Equity Savings Fund?

Redeeming your investments in the Aditya Birla Sun Life Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.25%, if redeemed within 7 days.