Aditya Birla Sun Life Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Balanced Advantage Fund is a 25 yrs 10 m old fund and has delivered average annual returns of 9.9% since inception. Aditya Birla Sun Life Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.39% 12.77% 10.58% 11.66% 9.9%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹108.02-0.52% 1 day change	9.9% p.a.	App exclusive #NA View Ranked Funds	₹8,944 Cr

Historical NAV & returns

NAV: ₹108.02 as on Feb 02, 2026

This fund Category average

Aditya Birla Sun Life Balanced Advantage Fund overview

AUM (Fund size)	₹8,944 Cr
Exit load	0.25% Exit load of 0.25%, if redeemed within 7 days.!
Lock-in Period	Nil
Age	25 yrs 10 m since Mar 15, 2000
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.77% as on Feb 02, 2026
Plan type	Regular
Risk	Very High

Aditya Birla Sun Life Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-2.2%	-2.78%
3 Months	-0.78%	-2.21%
6 Months	2.03%	0.4%
1 Year	9.39%	5.64%
2 Years	10.08%	6.8%
3 Years	12.77%	11.19%
4 Years	10.25%	9.03%
5 Years	10.58%	9.51%
7 Years	11.39%	10.25%
10 Years	11.66%	9.99%

Asset allocationas on Dec 31, 2025

Large Cap 32.5%

Mid Cap 12.78%

Small Cap 8.94%

Other Cap 0%

Top holdings

ICICI Bank Ltd.3.81%

HDFC Bank Ltd.3.48%

Reliance Industries Ltd.2.96%

Kotak Mahindra Bank Ltd.2.59%

Top sectors

Financial 19.09%

Technology 8.0%

Services 6.01%

Automobile 5.41%

Cash 12.4045014%

AAA 8.00081947%

Cash & Call Money 7.33381471%

SOV 6.25772413%

Top Debt Holdings

GOI 3.6%

Cholamandalam Investment and Finance Company Ltd. 3.09%

Reserve Bank of India 2.65%

National Bank For Agriculture & Rural Development 1.13%

Allocation by Instruments

Cash Margin 12.4045014%

Debenture 8.86696152%

Net Receivables 4.23964161%

Bonds 3.8890376599999996%

Other Holdings

Others 4.24%

IndiGrid Infrastructure Trust 1.52%

Nexus Select Trust 1.34%

Brookfield India Real Estate Trust REIT 0.95%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Balanced Advantage Fund	-2.2%	2.03%	9.39%	12.77%	10.58%	11.66%
ICICI Prudential Balanced Advantage Fund	-2.3%	3.64%	10.16%	13.1%	11.69%	11.91%
Franklin India Dynamic Asset Allocation Active FoF	-2.57%	-0.02%	5.51%	12.65%	14.0%	10.49%
Axis Balanced Advantage Fund	-2.62%	1.83%	5.74%	13.92%	10.53%	7.71%
Tata Balanced Advantage Fund	-2.85%	1.02%	5.5%	10.42%	9.73%	7.47%
DSP Dynamic Asset Allocation Fund	-1.4%	2.34%	8.1%	12.24%	8.8%	9.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Balanced Advantage Fund	7.22	0.76	0.89	1.31
ICICI Prudential Balanced Advantage Fund	5.47	0.56	1.22	1.74
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.01	1.53
Axis Balanced Advantage Fund	7.26	0.73	1.06	1.73
Tata Balanced Advantage Fund	6.51	0.68	0.67	0.99
DSP Dynamic Asset Allocation Fund	5.63	0.55	1.04	2.05

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Balanced Advantage Fund	N.A.	8,944 Cr	25 yrs 10 m	1.77%
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	19 yrs 2 m	1.43%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	22 yrs 3 m	2.14%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	1.91%
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	1.73%
DSP Dynamic Asset Allocation Fund	N.A.	3,709 Cr	12 yrs	1.88%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.27 vs. 3.26 Underperformed at beating benchmark
Sharpe	0.89 vs. 3.04 Poor risk-adjusted returns
Beta	0.76 vs. 0.68 More sensitive to market's ups & downs
Standard deviation	7.22 vs. 5.55 More volatile performance

Compare Aditya Birla Sun Life Balanced Advantage Fund in detail with

About this fund

About Aditya Birla Sun Life Balanced Advantage Fund

Aditya Birla Sun Life Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 25 yrs 10 m, having been launched on 15/03/2000. Aditya Birla Sun Life Balanced Advantage Fund has ₹8,944 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Balanced Advantage Fund as of 02/02/2026 is ₹108.02. The fund has an expense ratio of 1.77%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 54.23% allocation to equity and 20.97% to Debt.

Aditya Birla Sun Life Balanced Advantage Fund returns of last 1-year are 9.09%. Since launch, it has delivered 9.67% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Aditya Birla Sun Life Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Technology, Construction, Services, Automobile sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in ICICI Bank Ltd., GOI, HDFC Bank Ltd., Cholamandalam Investment and Finance Company Ltd., Reliance Industries Ltd..

...

Fund AUM	8,944 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Lovelish Solanki

He has done BMS and MMS in finance. Prior to joining Aditya Birla Sun Life AMC Limited, he was Equity /Equity Derivatives - Trader at Union KBC Asset Management Co Limited since February 2011. Before that he worked at Edleweiss Asset Management Co. Ltd since January 2008.

Mohit Sharma

Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta). Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Harish Krishnan

Mr. Krishnan is a Graduate from Government Engineering College Trichur and MBA from IIM Kozhikode Prior to joining Aditya Birla Sun Life Mutual Fund, he has also worked at Kotak Mahindra Mutual Fund, Infosys Technologies Ltd in his earlier stint.

Investment objective

The Scheme seeks to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	88 view all schemes
Total AUM	4,47,038 Cr as on Dec 31, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Aditya Birla Sun Life Multi-Asset Omni FoF	N.A.	295 Cr	18.55%	14.51%
Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF	N.A.	234 Cr	9.21%	13.28%
Aditya Birla Sun Life Multi - Asset Passive FoF	N.A.	23 Cr	16.0%	N.A.
Aditya Birla Sun Life Aggressive Hybrid Omni FoF	N.A.	40 Cr	7.83%	11.28%
Aditya Birla Sun Life Equity Hybrid '95 Fund	N.A.	7,533 Cr	7.18%	11.24%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Balanced Advantage Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Balanced Advantage Fund plan is approximately ₹108.02 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Balanced Advantage Fund is a 25 yrs 10 m old fund and has delivered average annual returns of 9.9% since inception.

Aditya Birla Sun Life Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.39%	12.77%	10.58%	11.66%	9.9%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Balanced Advantage Fund has an expense ratio of 1.77%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 8,944 Cr as on Dec 31, 2025.

What are the top stock holdings of Aditya Birla Sun Life Balanced Advantage Fund?

The Aditya Birla Sun Life Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ICICI Bank Ltd.	3.81%
HDFC Bank Ltd.	3.48%
Reliance Industries Ltd.	2.96%
Kotak Mahindra Bank Ltd.	2.59%
Infosys Ltd.	2.59%
State Bank of India	2.09%
Axis Bank Ltd.	1.96%
Tech Mahindra Ltd.	1.87%
Hindalco Industries Ltd.	1.5%
HCL Technologies Ltd.	1.39%

What are the top sectors Aditya Birla Sun Life Balanced Advantage Fund has invested in?

The Aditya Birla Sun Life Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	19.09%
Technology	8.0%
Services	6.01%
Automobile	5.41%
Metals & Mining	5.31%
Consumer Staples	4.41%
Healthcare	3.94%
Energy	3.9%
Consumer Discretionary	2.52%
Insurance	2.51%

To whom does Aditya Birla Sun Life Balanced Advantage Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	3.6%
Cholamandalam Investment and Finance Company Ltd.	3.09%
Reserve Bank of India	2.65%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	12.4045014%
AAA	8.00081947%
Cash & Call Money	7.33381471%

What is risk level of Aditya Birla Sun Life Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Aditya Birla Sun Life Balanced Advantage Fund?

Redeeming your investments in the Aditya Birla Sun Life Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 10 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.25%, if redeemed within 7 days.