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- HDFC ERGO Optima Secure
Optima Secure
NO MEDICAL TEST
4X coverage after 2 years, 2X from Day 01
Restoration of cover- Zero deduction on non-medical expenses
301 hospitals in bengaluru and 10,000+ across India
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Top features
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4X coverage after 2 years, 2X from Day 01
-
Restoration of cover
-
Zero deduction on non-medical expenses
Hospitalization benefits
Claims made in respect of any of the benefits below will be subject to the Basic Sum Insured and will affect entitlement to cumulative bonus.
Hospitalization (24hrs or more)
Hospitalization (24hrs or more)
Health insurance covers all expenses incurred as part of overnight hospital stay for one or more days.
It does not cover expenses of less than 24 hours hospital stay, except for mentioned day-care surgeries that need less than 24 hrs (due to technological advancements).
Hospitalization (24hrs or more)
Health insurance covers all expenses incurred as part of overnight hospital stay for one or more days.
It does not cover expenses of less than 24 hours hospital stay, except for mentioned day-care surgeries that need less than 24 hrs (due to technological advancements).
Covered up to double of sum-insured
Pre-hospitalization
Pre-hospitalization
Medical costs incurred on consultation check-ups, diagnostic lab tests, medication, etc. before getting admitted in a hospital.
Original bills and prescriptions are necessary to claim this benefit.
Pre-hospitalization
Medical costs incurred on consultation check-ups, diagnostic lab tests, medication, etc. before getting admitted in a hospital.
Original bills and prescriptions are necessary to claim this benefit.
Covered for up to 60 days before hospitalization (upto ₹5 lakhs)
Post-hospitalization
Post-hospitalization
Medical costs incurred on follow-up consultations, medicines, tests after discharge from the hospital.
Original bills and discharge certificate are necessary to claim this benefit.
Post-hospitalization
Medical costs incurred on follow-up consultations, medicines, tests after discharge from the hospital.
Original bills and discharge certificate are necessary to claim this benefit.
Covers medical costs for 180 days after discharge (upto ₹5 lakhs)
Room type / tariff allowed
Up to single AC private room
ICU Charges
No limit on ICU charges, upto ₹5 lakhs
Restoration or Refill benefit
Restoration or Refill benefit
If you run-out of health cover due to exhaustion of basic sum insured amount, the entire amount is refilled.
This refilled amount is available for all claims during the policy year subject to the condition that a single claim cannot exceed the basic sum insured. In case of Chemotherapy & Dialysis, this amount can only be used once in policy lifetime.
Restoration or Refill benefit
If you run-out of health cover due to exhaustion of basic sum insured amount, the entire amount is refilled.
This refilled amount is available for all claims during the policy year subject to the condition that a single claim cannot exceed the basic sum insured. In case of Chemotherapy & Dialysis, this amount can only be used once in policy lifetime.
You can claim again for same or different illness within a year (upto ₹5 lakhs)
Home hospitalization
Home hospitalization
Medical treatment exceeding 3 days, taken at home because the patient cannot be moved to hospital or due to lack of accommodation at the hospital.
Home hospitalization
Medical treatment exceeding 3 days, taken at home because the patient cannot be moved to hospital or due to lack of accommodation at the hospital.
Upto ₹5 lakhs (if treatment period is greater than 3 days)
Organ Donar cover
Organ Donar cover
Provides for the costs of hospitalization or surgery of the organ donor. Note - organ donor's expenses before and after hospitalization and post-surgery complications are not covered.
Organ Donar cover
Provides for the costs of hospitalization or surgery of the organ donor. Note - organ donor's expenses before and after hospitalization and post-surgery complications are not covered.
Upto ₹5 lakhs (excludes organ donor's pre & post hospitalization expenses)
Non Allopathic (AYUSH) Treatments
Non Allopathic (AYUSH) Treatments
Expenses for Ayurvedic, Unani, Siddha and Homeopathy (AYUSH) treatments are covered upto mentioned limits only if you get hospitalized in government run institutions or hospitals.
Non Allopathic (AYUSH) Treatments
Expenses for Ayurvedic, Unani, Siddha and Homeopathy (AYUSH) treatments are covered upto mentioned limits only if you get hospitalized in government run institutions or hospitals.
Ayurvedic and homeopathic treatments are covered (up to ₹5 lakhs)
Ambulance charges
Upto ₹2,000 per hospitalization in a year
Daily allowance for hospitalization
Daily allowance for hospitalization
Fixed benefit that helps pay for additional expenses not otherwise covered by health insurance like meals, travel, baby food etc. or to take care of family, children or visitors
Daily allowance for hospitalization
Fixed benefit that helps pay for additional expenses not otherwise covered by health insurance like meals, travel, baby food etc. or to take care of family, children or visitors
Extra benefits
Preventive Health Checkup
Free annual health checkup for all insured members (once every year)
No Claim Bonus (multiplier benefit)
No Claim Bonus (multiplier benefit)
This free multiplier benefit or no claim bonus cover is extra cover received every year
No Claim Bonus (multiplier benefit)
This free multiplier benefit or no claim bonus cover is extra cover received every year
10% extra cover up to ₹5 Lakhs every year when you don't claim
Grace Period
Grace Period
Time period (in days) that you get to make the premium payment for your insurance plan even after your renewal premium due date has passed.
Generally, 15 to 30-day grace period is provided to pay the premium dues. After that, the insurance company can refuse to renew your policy even if you are willing to make the payment.
Grace Period
Time period (in days) that you get to make the premium payment for your insurance plan even after your renewal premium due date has passed.
Generally, 15 to 30-day grace period is provided to pay the premium dues. After that, the insurance company can refuse to renew your policy even if you are willing to make the payment.
30 days for renewal
Air Ambulance for emergency care
Air ambulance up to Rs. 5L
Maternity Coverage
Maternity Coverage
Maternity benefits can't be claimed immediately after buying the health policy.
The delivery expenses are generally covered for childbirth after 3 to 4 years.
Maternity Coverage
Maternity benefits can't be claimed immediately after buying the health policy.
The delivery expenses are generally covered for childbirth after 3 to 4 years.
OPD Cover
Waiting period & sublimit
Waiting period & sublimit
Waiting period:
Minimum time duration that you need to wait, to be able to claim expenses for specific select treatments or pre-existing conditions.
Hence, it’s advisable to buy health plan as early as possible.
Sub-limit:
Maximum cap on expenses for select treatments that shall be paid by insurer company.
Waiting period & sublimit
Waiting period:
Minimum time duration that you need to wait, to be able to claim expenses for specific select treatments or pre-existing conditions.
Hence, it’s advisable to buy health plan as early as possible.
Sub-limit: Maximum cap on expenses for select treatments that shall be paid by insurer company.
Health insurance covers the below specified diseases and any pre-existing illness only after the mentioned waiting time.
Diseases
Waiting period
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Accidents
Covered immediately
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Hospitalization claims
Accepted after 30 days
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Pre-existing waiting period
3 years
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Specific Illness
2 years
What is not Covered
Please note Health insurance does not cover for expenses related to following:
- Treatments within 30 days (except for accidents)
- Treatments related to HIV/AIDS or sexually transmitted diseases (STDs)
- Suicide or self-inflicted injury
- Treatments related to use of intoxicants, alcohol or hallucinogenic substances like drugs
- Treatment related to pregnancy and childbirth, miscarriage (except due to accident), abortion and its consequences
- Hospitalization due to war, nuclear, chemical / biological weapon or radiation of any kind
- Infertility treatments like invitro fertilization (IVF) and related tests
- Dental surgery and external aids unless mentioned under coverage
- Cosmetic Surgery and Obesity treatments
- Injuries or accidents during adventure sports or defence operations
- Nonpayable consumable items like shampoo and powder and other non-medical items
- Unproven or experimental treatment or devices
- Administratives expenses & Registration fees
- Refer to the Policy Wording for the complete list of exclusions
Claims process
99.6%
claim settled
- Reimbursement Claim view
- Cashless Claim view
Reimbursement Claim
If case of an emergency, intimate the HDFC ERGO inhouse claims services (HCS) / Third Party Administrator (TPA) about the hospitalization within 24 hours at 18002700700 or HDFC Ergo Health Claims Desk at 18002000600 (or email to healthclaims@hdfcergo.com).
For a planned hospitalization, call HDFC Ergo inhouse claims services (HCS) / Third Party Administrator (TPA) about the hospitalization at 18002700700 or HDFC Ergo Health Claims Desk at 18002000600 (or email healthclaims@hdfcergo.com) at least 48-72 hours before start of the hospitalization.
You can submit claim form and needed documents like hospital bills, discharge summary etc within 30 days of discharge.
Complete admission formalities at the hospital and get patient's treatment started.
Settle all hospitalization expenses. Collect the original hospital bills, prescriptions, payment receipts and invoices, discharge summary, doctor reports, pharmacy bills and other documents from hospital at the time of discharge.
Approach the hospital's insurance desk for help with documents required in reimbursement filing - like medical reports, doctor details and prescriptions, bills and invoices, Medico Legal Certificate, discharge summary etc.
TIP: Refer to policy wordings document to ascertain what all is covered in your policy.
Please register your claim within 7 days of discharge from hospital. Download the claim form from HDFC Ergo website. Send the duly filled claim form with all necessary documents to HDFC Ergo within 15 days of hospitalization event.
If there is any discrepancy in the documents or information submitted by you, HDFC Ergo will send you a Deficiency letter requesting more informaiton within 7 days of receipt of claim documents.
On receipt of the complete set of claim documents, HDFC Ergo will make the payment for the admissible amount, along with a settlement letter or send a rejection letter in case of rejection within 30 days.
Note: Payment will only be made for items covered under your policy as per the T&Cs and in the name of the policybuyer (proposer)
Cashless Claim
If case of an emergency hospitalization, get the insured admitted and approach Network Hospital's Insurance Desk at the earliest. They will inform HDFC Ergo inhouse claims services or TPA. Or Call HDFC Ergo Customer Desk at 18002700700 or HDFC Ergo Health Claims Desk at 18002000600 (or email healthclaims@hdfcergo.com).
For a planned hospitalization, approach any of the network hospital and finalize the hospitalization date & tentative expense. Intimate the HDFC ERGO inhouse claims services (HCS) / Third Party Administrator (TPA) about the hospitalization at 18002700700/18002000600 (or email at healthclaims@hdfcergo.com) with all the details at least 48-72 hrs prior to the planned admission.
You will need HDFC Ergo/TPA health card and a photo ID proof of the insured.
For emergency hospitalization, complete admission formalities at the hospital and get patient's treatment started.
For planned hospitalization, approach the hospital's insurance desk and register your cashless hospitalization with Idenity and insurance documents (like Insurance Health Card or policy copy) and cashless claim pre-authorisation.
Hospital will process your application and assist with treatment/hospitalization.
For emergency cases, fill the 'Cashless Request Form' available at the hospital with health card and photo ID proof. Hospital/TPA will check your coverage and get an authorization from HDFC Ergo. For planned hospitalization, you'll need to get this pre-authorization in advance and submit the same with health card and photo ID proof at the time of admission.
At the time of discharge: 1. Please pay the non medical charges and expenses which are not covered to the hospital prior to the discharge. 2. Verify and sign on all the bills. 3. Get the photo copy of all the investigation reports & discharge summary for your records as the original will be retained by hospital.
In case cashless facility is denied by HDFC ERGO inhouse claims services team (HCS) / Third Party Administrator (TPA) 1. Get admitted and take treatment. 2. You need to settle the hospital bills and collect all the original bill documents & reports at the time of discharge. 3. Register your claim with HDFC ERGO inhouse claims services team (HCS) / Third Party Administrator (TPA) for processing and reimbursement.
Network hospital
In
Cashless treatment available at 301 Hospitals in your area
Updated on 30th Jun, 2020
health cottage hospital
289, 1st cross, cambridge layout halasur , opp salarpuria residency
bellevues cambridge hospital
no.18/17 bangalore , bangalore
syamala hospital
17/4 cambridge road , halasuru
tamara (a unit of dr.gayathri devi health care)
34/3 10th cross 1st n block , rajajinagar
nethradhama hospital pvt ltd
no.607/77,ist main dr.rajkumar road 2nd block , rajajinagar
nandana healthcare services (kaade hospital)
no 320/c,321/a 1st stage 2nd phase west of chord road, manjunath nagar
citi hospital
25/91 20th main road, chord rd, 2nd block, , rajajinagar,
vasan health care pvt ltd
# 46, 19th main road, 1st block, , rajaji nagar
sparsh super speciality hospital
4/1, tumkur road , yeshwanthpur
narayana nethralaya
121/c chord road 1st 'r' block 121/c chord road 1st 'r' block rajajinagar, next to iskcon
nu hospitals pvt ltd
#4/1, west of chord road , rajajinagar
sidvin hospital pvt ltd
1031, 20th main, 5th block, rajanagar 1031, 20th main, 5th block, rajanagar , rajanagar
dr.agarwal's eye hospital ltd (rep by dr.agarwal's
nks prime, new no.60, old no.417, 20th main road, 1st block rajajinagar,, near metro station,
ananya hospital pvt ltd
389/44, 19th main 389/44, 19th main rajajinagar 1st block, near vasan eye care
apollo bangalore cradle ltd
25,46th cross,5th block , jayanagar
ramakrishna hospital pvt ltd
808 15th cross 3rd block jayanagar, near madavan park
apollo speciality hospital
new no 2 old no 21/2 14th cross 3rd block , jayanagar
garden city hospital
132/18, 22nd cross , jayanagar 3rd block
ramakrishna super speciality hospital
806 15th cross 3rd block 806 15th cross 3rd block , jayanagar
jayanagar orthopaedic centre
no. 24/1-1, 14th main, 4th block , near vivekananda school, jayanagara
cloudnine kids clinic india pvt. ltd
#1533, 9th main, 3rd block #1533, 9th main, 3rd block , jayanagar, bengaluru
eskay health care
274, 3rd cross, brindavan layout , jalahilli west
milann a unit of bacc health care pvt ltd
3 east park road kumarapark east bangalore, easr park road
hitech kidney stone hospital
no:6/7 crescent road cross no:6/7 crescent road cross kumar park east, behind sindhi high school
sanjeevani netralaya & medical research centre
141 bhagwan mahaveer road (infantry road) , opp. the hindu press
sparsh hospital
146 infantry road 146 infantry road , opp police commissioner off
vydehi super speciality hospital limited
no 2 vittal mallya road , opp kantiruva stadium
mallige medical centre
31/32, crescent road 31/32, crescent road , near race course road
tathagat heart care
no:31,cresent road bengaluru , cresent road
st.martha's heart centre
5 nrupathunga road sampangi rama nagar, bangalore
st. martha's hospital
no:5, nrupathunga road
jupiter hospital & institute of vascular surgery
28 7th main 9th cross 28 7th main 9th cross bangalore , karnataka
shaker nursing home
no 260 sampige road no 260 sampige road malleshwaram, near 17th cross
dr solanki eye hospital private limited
191/1, 2nd cross link road , opp. sri anjaneya co-operative bank, malleshwaram
sudharshana nethralaya
452 r s plaza sampige road 452 r s plaza sampige road , malleswaram between 6th and 7th cross
sukruthi eye care microsurgical centre
148 vyalikaval 11th cross 148 vyalikaval 11th cross , malleswaram
vijaya ent care centre.
no 1, 9th cross, margosa road mallashwaran
medcare hospital
no. 12, ss temple street, v.v. puram , behind. v.v. puram law college
trinity heart foundation pvt ltd
27, sree ramamandire road 27, sree ramamandire road , near r.v teacher's college circle
medikeri's super speciality ent center
9/91, govindappa road cross, r.v. road , basavanagudi
swastik eye hospital
no. 76, vani vilas road , basavanagudi
rangadore memorial hospital
1st cross shankarpuram , basavangudi
sagar chandramma hospital
no.1, vanivilas road, , v.v. puram bangalore
sri shankara cancer hospital and research centre
1st cross shankarapuram , basavangudi
bharathi nursing home
42/77, south end road , basavanagudi
seventh day adventist medical center
no 8 spencer road no 8 spencer road frazer town, opp syndicate bank
dr.agarwal's eye hospital ltd (rep by dr.agarwal's
no:33, coles road, frazer town , frazer town
mirlay eye care
no. 9, st. john's church road, bharathi nagar no. 9, st. john's church road , opp. st. john's community centre
sai divine ent & medical centre
17-19, kenchappa road frazwe town , near everest theatre
santosh hospital
6/1 promenade road6/1 promenade roadnear goodwill school
chiraayu hospital.
no 1 pemmegouda road , j.c nagar
bangalore baptist hospital
belly road hebbal , opp agri univ
manipal hospitals private limited
kirloskar business park , bellary road, hebbal
dr. rudrappa's hospital
no. 5, raja ram mohan roy cross road , roy cross road
hosmat hospital
no 45, magrath road, off richmond road , garuda mall
narayana nethralaya
#1/1, 1st main road, binnamangala layout,defence colony, 100 feet road,indira nagar
fortis hospitals limited-la femne
62, richmono road, saced heart church premised , richmond town
p.d.hinduja sindhi hospital
12th a cross,sindhi hospital road 12th a cross,sindhi hospital road , sampangiram nagar
panacea hospital nagarbhavi
#611,612 nagarbhavi main road 2nd stage , vinayaka layout
agadi hospital research centre
35 h siddaiah road 35 h siddaiah road , wilson garden
health care global enterprise limited
no-44-45/22 cross rajaram mohan roy exnt , shanthinagar off double road
health care global enterprises limited,sampangiram
sampangiramnagar , sampangiramnagar
united hospital
no 8 sunaga arcade 4th floor 1st main,8th cross sampangiram nagar bangalore,karnataka 560027
koshys hospital
tambuchetty palya road ramamurthy nagar extn ragavendra nagar, ramamurthy nagar extn
sri sai eye hospital
311, 4th b-cross, ramamurthy nagar, , bangalore
ayurvaid hospitals (a div of k.1st health ser p.l)
#16, 3rd main, t c palya road hoysala nagar , near domino's pizza, ramamurthy nagar
manipal hospital
no: 98, rusthom bhag , airport road
cloudnine kids clinic india pvt ltd hospital
#115, kodi halli, old airport road , opp to total mall
brindhavvan areion hospital (a unit of areion hosp
#17, 4th main road, chamarajpet #17, 4th main road, chamarajpet , chamarajpet, bangalore
shekhar hospital
81 bull temple road , bangalore
vishwabharathi hospital
no.10/4, & 10/5, 3rd main road , hanumanthanagar
apollo hospital enterprises limited
new no.1, old no.28, platform road , platform road, sheshadripuram
jayashree nursing home
no. 4, 4th cross, 4th block , kumara park west
samprathi eye hospital and squint centre
# 111/3 railway parallel road # 111/3 railway parallel road , kumara park west
blue bliss hospital
no.65,1st main,seshadripuram,bangalore,
people tree hospitals
#2 tumkur rd #2 tumkur rd , opposite taj vivanta hotel
j.p. hospital
4516 b.h. road , neelamangala
sharavathi hospital.
rpc layout vijaya nagar , rpc layout vijaya nagar
kangaroo care
#89, 17th cross, m c layout #89, 17th cross, m c layout , near. b.g.s. metro station
sri maruthi nethralaya
18, 1st floor, 17th cross, mrcr road, vijayanagar, above airtel office
gurushree hitech multi speciality hospital
no 1558 chandra layout no 1558 chandra layout vijayanagar, opp chandra layout bus depo
divyadrishti eye hospital
996/22 1st floor service road r.p.c layout vijayanagar, near sbi
vidya eye hospital
no. 47/e, 15th main, m.c. road , vijayanagar
dr.satyaprakash's center for digestive and liver
no:229 14th cross 5th main , m.c. layout, vijaya nagar
kamadhenu hospitals (indian) pvt ltd
40/2/9, 23rd cross, govindrajanagar nagarabhavi main road, near bda complex
dr. malathi manipal hospital
no:48/1, 45th cross, 9th block , jayanagar
tirumalai eye clinic
320/b opp adhiswar , opp adhiswar
sagar hospitals
no.44/54.30th cross no.44/54.30th cross , tilak nagar jayanagar ext
sunayana eye hospital
no 1156 26th main 4th 't' block jayanagar no 1156 26th main 4th 't' block jayanagar , opp 4th 't' block bus depot
manjushree nursing home pvt. ltd.
22/70 st john's road 22/70 st john's road , karnataka
bangalore orthopaedic and surgical hospital
426, 4th cross roade, hrbr layout 2nd block, hrbr layout , kalyan nagar
nmpc hospital
no:66, 9th main , horamau main road no:66, 9th main , horamau main road jayaram reddy layout, banaswadi
vasan health care pvt ltd
no.205-4c, 4th cross 3rd block, , hrbr layout next to hennur
dr. sailaja's super speciality eye hospital
21,22 1st floor horamavu main road , above state bank of mysore
specialist hospital.
216, 7th main, 80 feet road 1st block, hrbr layout, kalayan nagar , near omshakthi temple
cavalier hospitals private limited
no;702, cavalier towers 1st main, 4th b.cross , hrbr layout kalyan
ovum hosptial
916, 5th a cross, outer ring road , hrbr layout, kalyan nagar
janapriya hospitals & health care
opp attoe sager hotel , opp attoe sager htoel
navashakthi nethralaya pvt ltd
no:-1803, ring road, hbr layout 5th block 1st stage, 5th block, , near kavery school
chaya hospital
6c-336 4th c main 6th cross ombr layout bhuvanagiri, bangalore
cloudnine (a venture of kids clinic pvt ltd
no.636/1, outer ring horamavu village , k.r. puram, hubli
dr.zamindar's microsurgical eye centre
1013 i block 3rd cross hrbr layoutbanaswadi 100 ft rd kalyani nagar
seedi eye care center
42, nandi durga road , jauamahal extension
st.philomenas hospital
no 4 campbell road viveknagar p.o., , next to life style
poornima hospital the speciality centre
200/a hmt layout, r t nagar 200/a hmt layout, r t nagar , bangalore
lakshmi hospital
no. 402, 2nd cross, judges colony , opp. 108/b bust terminus
chaitanya hospital
80 3rd cross p & t colony 80 3rd cross p & t colony , r. t nagar
v-care hospital
r.t nagar devegowda road , devegowda road
pradnya nethralaya
4, 6th cross dinnur road, ganesha block rt nagar 4, 6th cross dinnur road, ganesha block rt nagar r.t nagar, opp white house
pooja 3d hospital and diabetes centre
no 103 banaswadi main road next to bata show room and flyover subbaiahna paiya, next to bata show room and flyover
greenview medical centre
#208 & 21, 14th main, 5 sector #208 & 21, 14th main, 5 sector hsr layout, opp. agara lake
dr. tulip's obesity & diabetes surgery centre
no.640, 12th main, 80 feet road, 4th block , koramangala, bengaluru
annayya health care pvt. ltd.
14 14th main h.s.r.layout 5th sector 14 14th main h.s.r.layout 5th sector , koramangala
beams hospitals pvt ltd
640 12th main , 80 ft road, 4th block , koramangala
st. john's medical college&hospital
john nagar sarjapur rd , koramangata
siddhi eyecare centre
229 7th cross 229 7th cross , indiranagar 1st stage
sri lakshmi super speciality hospital
no.301 old extension 3rd main road , k.r. puram
jeevika hospitals
no. 95/3, marathahalli outer ring road , marathahalli
yashomati hospital
2371/3 hal airport 2371/3 hal airport , bangalore
brookefield hospital
521/522 itpl main road 521/522 itpl main road , next to cermos malc
rainbow children's medicare
no. 8/5, marathahalli outer ring road, doddanekundi village, , k r puram hobli
vasan health care pvt ltd
no.25/5-d, outer ring road marathalli, bangalore-5 , no.25/5-d, outer ring road marathalli, bangalore-5
apollo cradle (unit of apollo specialty hospital)
01/209 & 210, itpl main road , kundalahalli, brookfield
chinmaya mission hospital
cmh road cmh road , indiranagar
axon speciality hospital
321 6th main 321 6th main , indira nagar
vasan eye care hospital, ganganagar
108b circle, vijayalakshmi arcade, vijayalakshmi arcade, ganga nagar bus stand
natus hospital pvt ltd
no.79/118, mysore road, pantharapalya,,
shiva shakti multi speciality hospital
#12/12/b, kenchanapura cross nagadevanahalli, next to hp petrol bunk
manjunatha nethralaya
no. 44, 1st floor, ammaji complex , t-dasarahalli, bhuvaneshwari nagar
sarojini hospital
#39/2, tumkur road, 8th mile,8th mile circle , t.dasarahalli
arunodaya hospitals
18-23 mallasandra main road 18-23 mallasandra main road 4th & 5th cross bagalagunte, hesaraghatta road
sri venkateshwara eye hospital
15 drls plaza , nh-4 t dasarahalli
ravi kirloskar memorial hospital
19 2nd main 1st phase peenya indl. area , bangalore
ganga speciality hospital pvt ltd.
#69. gangothri vidhatha school road , anekal
aditi hospital
gandhi square newpet gandhi square newpet , anekal
the oxford med college hospital& research centre
yadavanahalli, attibele hobli, , behind la-classic hotel, anekal taluk
sri sai hospital
109/b2, sri raghavendra swamy layout , opp. to ramesguest line hotel, yadavanahalli, attibale hobli
bgs global institute of medical scien & hospital
#67, uttarahalli road , kengeri, bengaluru
belaku eye hospitals pvt.ltd
769 1 cross ring road kengeri upanagar, near to vijaya bank
smt shantha & sri narayana rao foundation
878/879 ia main 878/879 ia main , kengeri satellite town
shreya hospital
73 6th cross 3rd main kengeri sattelite town , near syndicate bank
h.k. hospital
106/2 & 135 fort bangalore-mysore road , kengeri
adarsh multi speciality hospital
the luminous tower no 1943 1st a main 6th cross the luminous tower no 1943 1st a main 6th cross kengeri satellite town kabir mutt, near andhra bank opp society bus stop
astra super speciality hospital.
21/7 vasanthapura main road , konanakunte cross
sri sai ram hospital
no:6, j.c industrial no:6, j.c industrial , near metro
supurva hospital private limited
#1, vasanthapura main road, konanakunte cross , near.manasa theater, subramanyapura post
rajnandini hospital
no 3 6th cross,kohanakunte, old bank colony , old bank colony
mtb orthopaedic and trauma hospital.
mahadevapura white field road , opp phoenix market city mall
telerad rxdx health care pvt ltd....
no-76, graphite india whitefield , whitefield
sathya sai orthopaedica & multispeciality hospital
20/2, battarahalli, old madras road, old rto office cross,
east point hospital
#113, bidarhalli, virgonagar #113, bidarhalli, virgonagar , bangalore. east
kusuma hospital(sinnidhi)
237/37 10th main 50 ft road 237/37 10th main 50 ft road nagendra block , srinagar
meenakshi hospital
979 25th main road 50ft road 979 25th main road 50ft road banashankari 1st stage, opp pes college
chiranjeevi hospital & maternity home
16 mysore bank colony 2nd main 16 mysore bank colony 2nd main sbm colony bsk 1 stage, sree manjunatha swamy temple street
trinetraalaya eye care & surgical centre
#22/2, 13th main, bsk 1st stage, #22/2, 13th main, bsk 1st stage, , 1st block, srinagar, bangalore
sunetra eye hospital
519/34, 2nd cross, 10th main srinivas nagar 519/34, 2nd cross, 10th main srinivas nagar ii block,banashankari 1st stage, bangalore
drishti netralaya
24th main 50 feet road girinagar, bangalore
church of south india hopspital
no:2, h.k.p road no:2, h.k.p road , near cant sation
smiles institute of gastroenterology
423/2 60 ft, road 1st main, 1st stage 423/2 60 ft, road 1st main, 1st stage , 1st phase behind sbm, gokula, mathikere
m s ramaiah narayana hrudayalaya
new bel road,msr ngar , msrit nagar
shirdi sai hospital pvt ltd
519 2nd main nethravathi street 519 2nd main nethravathi street devasandra, new bel road
sun orthopaedic hospital
24 brindavan nagar 80 feet main road, mathikere
hcg msr cancer centre
msrit post , msr nagar
mathrushree nethralalya
8//8/819 16 th a main 2nd cross gokul extension, bangalore
m s ramaiah memorial hospital
m.s.r. nagar, new bel road, m.s.r.i.t post
sumathi nursing & maternity home
no 426/12 2nd cross mathirish layout , behind canara bank on hmt main road
cloudnine (a venture of kids clinic pvt ltd
#47,17th cross 11th main , malleshwaram
manipal hospitals private limited
no: 26/1, 80 feet, bridge gateway , dr. raj kumar road
brinda hospital
no.4 5th block 2nd stage nagarabhavi , bangalore
akshaya nethralaya.
227/a, vidyagiri loayout , next to axis bank
essential hospital
42 7th block 2nd stage , nagarabhavi ring road
chandana hospital
#54, 4th cross, 4th main, ngef layout , nrupathunganagar, nagarabhavi
prakriya hospitals.
survery no. 41, rajareddy layout 8th mile tumku rd , tumkur road
medihope super speciality hospital
114/1 malleshpalya main road 114/1 malleshpalya main road , new thippasandra post
nethradhama superspeciality eye hospital
no-66, indiranagar double road, hal 2nd stage , indiranagar
marigold hospital (healthcare division of raj pvt)
243, 7th cross 3rd main road, mico layout , btm 2nd stage
rainbow children's medicare pvt ltd
#178/1 & 178/2, bannerghatta raod , opp janardhan towers
sakhii hospital (unit of prasad healthcare service
123 7th cross dollars colony billekhalli ,btm 2nd stage, off bannergatta road
vasan eye care hospital
dsp tower no.40, dsp tower no.40, 1st floor above icici bank ltd,, arkereâÂ
nano hospitals
79 dlf city main road near areker sai baba temple , off bannerghatta road
rajashri grandhim speciality hospital
349, 5th main, 11th cross, vijaya bank , ayappa temple road, bannerghatta road
vinayaka nethralaya (eye hospital & laser center)
#68, ist floor, (next to icici atm) 100 ft. ring road , 2nd stage, b.t.m. layout
apollo hospitals
no.154/11,opp to imb,bannerghatta road,,, , no.154/11,opp to iimb,bannerghatta road,,,
medi-derma hospital
85 byrathi , hennur main road
sri lakshmi hospital
old s.b.m. old, sarjapur road , near. madhu silk factory, bangalore
milann the fetility centre-a unit of bacc healthca
fortune 24th main 1st phase, jp nagara
premier health care
#164, 1st cross, 1st main, isro layout , near canara bank
rajshekar hospital
21, 9th cross, 1st phase , neatr indira gandhi cirlce
aster rv hospital
iti layout, ca-37, 24th main road, 1st phase , sp nagar
t r hospital
125/1 to 7 kothnur dinne main road , j p nagar 7th phase
oncology international(india) pvt ltd
sarode, 743, 15th cross, 6th phase , j.p. nagar
bharath nursing home
no:1402, j.p nagar 1st phase no:1402, j.p nagar 1st phase kanakapura main road, sarakki market
sagar hospitals (div of mgvp trust)
shavige malleshwara hills shavige malleshwara hills banashankari, kumaraswamy layout
vittala international institute of ophthalmology
c a site no 1 2nd cross 2nd main 7th block
chord road hospital pvt ltd
100/101 l.i.c colony west of chord road basaveshwarangar, near shankar matt
bharathy hospital
no 4 prashanth nagar beside cardial school , beside cardial school
nephroplus kidney care center
1st floor,pranav bearing no331,3rd stage 4th block , west of chord road (siddaiah puranik road)
shanbhag hospital
6 thimmaiah layout 1st main 2nd block 3rd stage 6 thimmaiah layout 1st main 2nd block 3rd stage 3rd 'd' cross, basaveshwaranagar
punya hospitals india private limited
52-53/10 80 feet road mig khb colony 2nd stage, basaveshwaranagar
sachetana eye clinic
32, 9th cross road 1st main,vijaya nagar
matru nursing home & trauma care centre
no:425/a, 6th main 3rd road, basaveshwaranagar , basaveshwaranagar
dr.agarwal's eye hospital ltd (rep by dr.agarwal's
hig 2557,sector b 3rd stage, , yelahanka new town
shushrusha hospital
b.b.road, yelankha,, b.b.road, yelankha,, , b.b.road, yelankha,,
sri maruthi hospital
50 kondappa garden 50 kondappa garden yelahanka maruthinagar, kogilu road
apurva mother and child hospital.
1002-d b.b.road yelahanka old town , international airport road
cytecare hospitals private limited
3/1a4, venkatala , near bagalur cross
rk hospital
rajan kunte kokolu road , kikolu road
neha prakash hospital
8 6th main road 5th phase 8 6th main road 5th phase , yelahanka new town
n.d.r. hospital
2118 mig house 12th main 4 'b' sector near kanthi sweets behind shanthi sagar, yelahanka new town bus, near mother dairy circle
sree sai prasad multispeciality hospital
no. 2069/2074, 16th b cross 3rd phase near mother dairy cross, yelahanka new town
i- aim health care centre
no: 74/2 jarakabaude kaval , yebhanka
regal hospital.
30, cmr complex, chokkanahalli, , hegde nagar main road,
omega multispeciality hospital
#1236, ward no.4 ''b' sector, hig 1 &2 phase #1236, ward no.4 ''b' sector, hig 1 &2 phase , yelahanka new town
navachethana hospital
ca 17/a2, a-sector, opp. railwheel factory ca 17/a2, a-sector, opp. railwheel factory , yelehanka new town
k.k hospital
9 a-1/a-2 opp m.e.c school 'a' sector 9 a-1/a-2 opp m.e.c school 'a' sector yelahanka new town, venkateshwara temple
laksmi eye hospital
290 15th cross , opp kanti sweets, yelahanka new town
apple hospital
17/b 18/,19,20, yelahanka-db pur main road yelahanka near railway hospital , near railway hospital
manipal hospitals private limited
survey no 10p & 12p,ramagondanahalli village, near varthur hobli, whitefield main road
manipal hospitals whitefield
143,212-215,epip industrial area hoodi village , k r puram
vydehi institute of medical sciences & research ce
82 epip area 82 epip area white field, bmtc bus stand
srushti hospital.
# 30, kodicikkanahalli main road , near bwssb kaveri water tank
prashanth hospital.
no- 90/d hasur road , bommanahalli signal
vasan health care pvt ltd
sri murthy complex, no.43, garvey bhav palya honga , sri murthy complex, no.43, garvey bhav palya honga
kaveri speciality hospital
15/2 4th cross hosur main road 15/2 4th cross hosur main road , madiwala
kavya hospital
4/158 hongasandra 4/158 hongasandra , begur main road
d.g.hospital
274/275 m.k.puttalingaiah road 274/275 m.k.puttalingaiah road padmanabha nagar, bangalore
maharaja agrasen hospital.
15th main, 17th cross padmanabha nagar , padmanabha nagar
bangalore nethralaya super speciality eye hospital
946 21st main 946 21st main banashankari 2nd stage, near bda complex
shanthi hospital & research centre
307 40th cross 8th block jayanagara , bangalore
promed hospital
no. 3781, 13th cross , bsk 2nd stage
vinayaka hospital
110, 1st main sbm colony 110, 1st main sbm colony , banashankari 1st stage
yogananda multispeciality hospital
371, m.k.puttalingaiah road , padmanabhanagar
nu hospitals pvt ltd
ca 6, 15th main 11th cross bsnl office padmanabhnagar, bsnl office
sevakshetra hospital.
27th cross, bsk 2nd stage, , bangalore
meenakshi ent speciality hospital
2232&2233, 23rd cross 2nd stagte , banaihaakali
dr.agarwal's eye hospital ltd (rep by dr.agarwal's
#30, pavana dhama, 80 feet main road , opposite nilgiris,padmanabha nagar
excel care health alliance llp
3/2,27th cross,bsk ii stage 3/2,27th cross,bsk ii stage , next to sahana residency,
devagiri hospital
#2461, 24th cross , banashankari 2nd stage
ayuravaid hospitals (a div of k.f.h.services p. l)
#230, amarjyoti layout , off intermed ring road, domlurexin
sapthagiri hospital
15 chikkasandra hesaraghatta main road , bangalore
vijaya nethralaya
5, 20th cross, malagala underpass ring road , 2nd stage, nagarabhavi
bangalore cancer centre pvt ltd
118/1, mookambika temple road , magadi main road
anupama hospital.
72/3, ciiq road, bel layout, 2nd phase , bel layout, byadarahalli
aster cmi hospital
#43/2 intl airport road, sahakara nagar , sahakara nagar
prolife multi speciality hospital
no. 248/249/289/101, international airport road (b.b road) , opp. kodandarama swamy temple, byatarayanapura
med star speciality hospital
no. 2270, maruthi plaza, kodige halli main road
sree lakshmi hospital
21st cross,kaggadasapura main road 21st cross,kaggadasapura main road , c.v.raman nagar post
nethra eye hospital
8 poojary layout 80 ft road geddalahalli sanjayanagara, rmv 2nd stg
health care global enterprises ltd(curie centre of
no-88 17th a main 2nd cross 5th block , kormangala
vasan health care pvt ltd
# 897/c, 6th block, 80 feet road, , (opp. ibp petrol bunk), koramanagala
devi super speciality eye hospital pvt ltd.
#484 , koramangala
deepak hospital
259, 33rd cross, 7th block, jayanagar, kanakapura main road,
nethradhama hospital pvt ltd
no.256/14 kanakapura road , jayanagar
digvijaya hospital
no.124, 7th block, jayanagar , kanakapura main road
vijayashree hospitals
#3 gottigere bannerghatta main road #3 gottigere bannerghatta main road , bannerghatta main road
k c raju multispeciality hospital
hennur main road hennur main road , below lingarajapuram fly over
zion hospital & research centre pvt ltd
no.83, kammanahalli, main road , dr.diagnostics centre 1,2nd cross keerthy layout
shalini nursing home
devee, no-63 6th main bda layout bda park avalahalli, bsk 3rd stage
the pulse multispeciality hospital
5/8/1 20th muneshwara block 5/8/1 20th muneshwara block , girinagar
ovum hospital
216/a, 100 ft ring road , 2nd block, 3rd phase, banashankri iii stage
s.g. hospital
#30, anjaneyanagar ittamadu main road #30, anjaneyanagar ittamadu main road b.s.k.3rd stage, near janatha bazaar
aastha superspeciality eye hospital
590, 6th block, ii phase , bsk 3rd stage
bhagwan mahaveer jain hospital
no. 1&2, 6th cross, 3rd main, no. 1&2, 6th cross, 3rd main, avalahalli bda exnt,, girinagar
sanjeevini hospital
760, last bus stop, , mahalakshmi layout.
pristine hospital and research center pvt ltd
877 modi hospital road 877 modi hospital road west of chord road, 2nd stage extension
padmabhushan dr. m.c. modi eye hospital
dr. m.c. modi hospital road dr. m.c. modi hospital road , mahalaxmipuram
international hospital limited,rajaji nagar
111 / 112, west of chord road rajajinagar 1st block , west of chord road
pragathi nursing home
674/a 10th cross 5th main ii stage west of chord road, bengaluru
suprabha maternity and medical centre
170, 12th cross i main
suraksha multispeciality hospital
406/441, gandhi vircle , varthur
padmashree nursing and maternity home
1108/30, 10th main rpc layout last bus stop vijaynagar , banglore
vijayashree hospitals
187/2 (511) jigani link road vinayaka circle jigani anekal (t), near apc circle
lakshmi hospital
bettahalasur cross bettahalasur cross bangalore intl. airport road, near b.i.a
kanva health care private limited
227, nandini layout, rajiv gandhi nagar , police qtr2
boregowda lingamma hospital
223 surves no.1, j.b. kaval nandini layout , rajiv gandhi nagar, rajaji nagara
aveksha hospital (a unit of aarogya health care se
122 varadarajaswamy layout 122 varadarajaswamy layout singapura ms palya, near mariyamma temple
nagappa hadli hospital
m s palya circle vidyaranyapura post bharath nagar, bangalore
kethams hospital pvt ltd
51/2 nanjappa main road vidyaranyapuram, next to vijaya bank
samruddhi eye hospital
no.2, near fortuna vista apartment koaigehalli main road, thindlu , vidyaranyapura post
geetha maternity & surgical center
#47/2, beml 3rd stage, chandharshaker road , rajarajashwari nagar
sparsh hospital(a unit of saso hospital pvt ltd)
no 8 ideal homes, rajarajeshwari nagar , hbcs layout, rajarajeshwari nagar
sri venkateshwara nethralaya
120, 9th main road ideal homes circle,, opp. nimishamba temple
vasan health care pvt ltd
#483, 16th cross, 8th main, rajarajeswarinagar, bn , #483, 16th cross, 8th main, rajarajeswarinagar, bn
usha vikranth diagnostic center and hospital.
no 49, beml layout, 5th stage, double road r.r. nagar , r.r. nagar
udaya ravi eye hospital.
572,60 ft road 4th stage beml layout , rajarajeshwar nagar
athreya hospital.
6/2 suryanagara phase-1 , suryanagara chandapura
narayana nethralaya
258/a narayana healthcity campus bommasandra hosur road, behind narayana hrudayalaya
narayana hrudayalaya hospital & healthcity
258/a, anekal taluk 258/a, anekal taluk , industrial area
best hospital
#413,hosur main road near kms kalyana mantapa , chandapura
sri vinayaka general & maternity hospital
hosa road jn , hosa road jn
sri laxmi hospital
50 doddathogur village 50 doddathogur village electronic city post, opp velankani road
kauvery hospital banglore
92/1 aand b konappana agrahara electronic city,bengaluru 560100 karnataka,
hamilton bailey hospital
no. 12, 24th main road , near power station hsr
narayana multi speciality hospital (unit of naraya
basanth health center building site # 1 18th main ,opp hsr club , sector-3 , hsr layout
vasan eye care hospital
#1127/a, 7th sector #1127/a, 7th sector near bda complex ,hsr layout, near bda complex ,hsr layout
sankalp nethralaya
85/1 19th main 15th b cross , hsr layout sector – 1
manipal hospitals private limited
survey no. 42/2, ward no-150, ambalipura , sarjapura road, bangalore
lotus multispeciality hospital
#2361, 24th main raod, hsr layout , near. bangalore one office
cloudnine kids clinic india pvt. ltd
#1/79/4, bellandpur village, varthur hobli , bengaluru east taluk
eye foundation ltd
79/5, outer ring road , bellandur
nelivigi eye hospital & surgical centre
446/21 2nd floor opp amba bajaj showroom 446/21 2nd floor opp amba bajaj showroom sarjapur ring road bellandur circle, diagonally opp bangalore central
NO HOSPITALS AVAILABLE.
Claim process
If case of an emergency, intimate the HDFC ERGO inhouse claims services (HCS) / Third Party Administrator (TPA) about the hospitalization within 24 hours at 18002700700 or HDFC Ergo Health Claims Desk at 18002000600 (or email to healthclaims@hdfcergo.com).
For a planned hospitalization, call HDFC Ergo inhouse claims services (HCS) / Third Party Administrator (TPA) about the hospitalization at 18002700700 or HDFC Ergo Health Claims Desk at 18002000600 (or email healthclaims@hdfcergo.com) at least 48-72 hours before start of the hospitalization.
You can submit claim form and needed documents like hospital bills, discharge summary etc within 30 days of discharge.
Complete admission formalities at the hospital and get patient's treatment started.
Settle all hospitalization expenses. Collect the original hospital bills, prescriptions, payment receipts and invoices, discharge summary, doctor reports, pharmacy bills and other documents from hospital at the time of discharge.
Approach the hospital's insurance desk for help with documents required in reimbursement filing - like medical reports, doctor details and prescriptions, bills and invoices, Medico Legal Certificate, discharge summary etc.
TIP: Refer to policy wordings document to ascertain what all is covered in your policy.
Please register your claim within 7 days of discharge from hospital.
Download the claim form from HDFC Ergo website.
Send the duly filled claim form with all necessary documents to HDFC Ergo within 15 days of hospitalization event.
If there is any discrepancy in the documents or information submitted by you, HDFC Ergo will send you a Deficiency letter requesting more informaiton within 7 days of receipt of claim documents.
On receipt of the complete set of claim documents, HDFC Ergo will make the payment for the admissible amount, along with a settlement letter or send a rejection letter in case of rejection within 30 days.
Note: Payment will only be made for items covered under your policy as per the T&Cs and in the name of the policybuyer (proposer)
If case of an emergency hospitalization, get the insured admitted and approach Network Hospital's Insurance Desk at the earliest. They will inform HDFC Ergo inhouse claims services or TPA. Or Call HDFC Ergo Customer Desk at 18002700700 or HDFC Ergo Health Claims Desk at 18002000600 (or email healthclaims@hdfcergo.com).
For a planned hospitalization, approach any of the network hospital and finalize the hospitalization date & tentative expense. Intimate the HDFC ERGO inhouse claims services (HCS) / Third Party Administrator (TPA) about the hospitalization at 18002700700/18002000600 (or email at healthclaims@hdfcergo.com) with all the details at least 48-72 hrs prior to the planned admission.
You will need HDFC Ergo/TPA health card and a photo ID proof of the insured.
For emergency hospitalization, complete admission formalities at the hospital and get patient's treatment started.
For planned hospitalization, approach the hospital's insurance desk and register your cashless hospitalization with Idenity and insurance documents (like Insurance Health Card or policy copy) and cashless claim pre-authorisation.
Hospital will process your application and assist with treatment/hospitalization.
For emergency cases, fill the 'Cashless Request Form' available at the hospital with health card and photo ID proof. Hospital/TPA will check your coverage and get an authorization from HDFC Ergo. For planned hospitalization, you'll need to get this pre-authorization in advance and submit the same with health card and photo ID proof at the time of admission.
At the time of discharge:
1. Please pay the non medical charges and expenses which are not covered to the hospital prior to the discharge.
2. Verify and sign on all the bills.
3. Get the photo copy of all the investigation reports & discharge summary for your records as the original will be retained by hospital.
In case cashless facility is denied by HDFC ERGO inhouse claims services team (HCS) / Third Party Administrator (TPA)
1. Get admitted and take treatment.
2. You need to settle the hospital bills and collect all the original bill documents & reports at the time of discharge.
3. Register your claim with HDFC ERGO inhouse claims services team (HCS) / Third Party Administrator (TPA) for processing and reimbursement.
Policy documents
