HDFC Click 2 Protect Super Life

Plan benefits

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  Financial documents waiver for selected users

  

  Financial documents waiver for selected users

  ET Money and HDFC Life have partnered to offer selected users with a financial documents waiver for term cover of up to 1Cr. With this offer, eligible users won't have to submit income proof. **HDFC Life Terms and Conditions apply

  ET Money and HDFC Life have partnered to offer selected users with a financial documents waiver for term cover of up to 1Cr. With this offer, eligible users won't have to submit income proof. **HDFC Life Terms and Conditions apply

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  ₹0 Cost Term Plan: Get Your Money Back

  

  What is ₹0 Cost Term Plan?

  With ₹0 Term Insurance, you have a Special Exit Benefit, which refunds all your entire premium, which you will pay. Once you have completed 30 policy years, you can opt to exit the plan.

  If you do, you will get back all the premiums you have paid, except for the GST. If you have opted for any add-ons, those premiums will also be refunded to you. This benefit comes at no extra cost.

  With ₹0 Term Insurance, you have a Special Exit Benefit, which refunds all your entire premium, which you will pay. Once you have completed 30 policy years, you can opt to exit the plan.

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  Death benefit

  

  Death benefit

  Upon death of the person insured during the policy term and provided all due premiums have been paid, the nominee will receive the Total Sum Assured

  Lumpsum benefit that your nominee shall get in event of death

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  Accidental Death benefit

  

  Accidental Death benefit

  In addition to Death Benefit, an amount equal to Sum Assured on Death will be payable in case of accidental death.

  An amount equal to Sum Assured on Death will be payable in case of accidental death

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  Terminal illness benefit

  

  Terminal illness benefit

  Sum Assured on Death, up to a maximum of Rs. 2 Cr. will be accelerated in case of diagnosis of terminal illness during the policy term. Upon payment of Terminal Illness benefit: a) If Death Benefit at the time of claim is equal to Terminal Illness benefit, the policy will terminate. Or, b) If Death Benefit at the time of claim is greater than Terminal Illness benefit, the policy will continue for the balance death benefit.

  Upon diagnosis of a terminal illness, the death benefit will be paid immediately as a lump-sum. You need not pay future premiums once the claim is accepted

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  Flat 15% discount for women

  

  Flat 15% discount for women

  Female customers will have to pay 15% discounted premiums

  Female customers will have to pay 15% discounted premiums

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  Tax benefits

  

  Tax benefits

  Term Insurance policies offer tax benefit on

  a) premium paid (Sec 80C) and

  b) benefits received (Sec 10(10D)) under the Income Tax Act

  You get dual tax-saving benefit a) on the premium paid (Sec 80C) and b) benefits received under Sec 10 (10D)