UTI Value Fund Regular Plan-Growth

Q: What are the returns of UTI Value Fund?

The UTI Value Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 14.97% since inception. UTI Value Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -2.4% 17.96% 21.8% 14.14% 14.97%

Q: How much does UTI Value Fund charge as the expense ratio?

The UTI Value Fund - Direct Growth has an expense ratio of 1.81% , which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Previously called: UTI Value Opportunities Reg-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹167.541+0.6% 1 day change	14.97% p.a.	App exclusive #NA View Ranked Funds	₹9,752 Cr

Historical NAV & returns

NAV: ₹167.541 as on Sep 03, 2025

This fund Category average

UTI Value Fund overview

Expense ratio	1.81% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹9,752 Cr
Lock-in Period	Nil
Age	20 yrs 1 m since Jul 20, 2005
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Value Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.64%	0.31%
3 Months	2.08%	1.12%
6 Months	13.65%	14.5%
1 Year	-2.4%	-4.18%
2 Years	19.39%	17.45%
3 Years	17.96%	17.56%
4 Years	13.82%	14.06%
5 Years	21.8%	21.9%
7 Years	14.97%	14.5%
10 Years	14.14%	14.75%

Asset allocationas on May 31, 2025

Large Cap 68.65%

Mid Cap 15.69%

Small Cap 14.49%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.94%

ICICI Bank Ltd.6.44%

Infosys Ltd.4.42%

Bharti Airtel Ltd.4.25%

Top sectors

Financial 30.749999999999996%

Technology 10.14%

Automobile 8.34%

Healthcare 8.23%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.26%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.61%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Value Fund	N.A.	9,752 Cr	20 yrs 1 m	1.81%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 8 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 4 m	1.82%
ICICI Prudential Value Fund	N.A.	51,112 Cr	21 yrs 1 m	1.51%
SBI Contra Fund	N.A.	44,069 Cr	20 yrs 3 m	1.5%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 7 m	1.23%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Value Fund	0.64%	13.65%	-2.4%	17.96%	21.8%	14.14%
ICICI Prudential India Opportunities Fund	0.48%	12.82%	-0.14%	22.29%	29.59%	13.34%
ICICI Prudential Dividend Yield Equity Fund	1.24%	14.36%	-0.87%	23.23%	28.46%	16.35%
ICICI Prudential Value Fund	0.83%	14.02%	0.26%	21.44%	25.98%	15.71%
SBI Contra Fund	0.32%	11.31%	-4.75%	19.84%	29.44%	16.39%
ICICI Prudential India Equity FOF	0.45%	13.82%	-0.33%	20.54%	25.44%	11.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Value Fund	12.6	0.91	0.83	1.41
ICICI Prudential India Opportunities Fund	11.64	0.82	1.23	2.44
ICICI Prudential Dividend Yield Equity Fund	12.35	0.86	1.21	1.99
ICICI Prudential Value Fund	11.4	0.8	1.18	2.13
SBI Contra Fund	12.25	0.88	1.01	1.65
ICICI Prudential India Equity FOF	11.94	0.87	1.06	1.8

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.1 vs. 4.64 Underperformed at beating benchmark
Sharpe	0.83 vs. 4.24 Poor risk-adjusted returns
Beta	0.91 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	12.6 vs. 9.04 More volatile performance

Compare UTI Value Fund in detail with

About this fund

About UTI Value Fund

UTI Value Fund Regular Plan-Growth is a Strategy mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 20 yrs 1 m, having been launched on 20/07/2005. UTI Value Fund Regular Plan-Growth has ₹9,752 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Value Fund Regular Plan-Growth as of 03/09/2025 is ₹167.54. The fund has an expense ratio of 1.81%, which is higher than what most other Strategy funds charge.

UTI Value Fund Regular Plan-Growth returns of last 1-year are -2.71%. Since launch, it has delivered 15.02% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Value Fund Regular Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Technology, Automobile, Healthcare, Energy sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Bharti Airtel Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	9,752 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Amit Kumar Premchandani

Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder. Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

Investment objective

The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,61,295 Cr as on Jun 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,447 Cr	1.73%	25.93%
UTI Infrastructure Fund	N.A.	2,200 Cr	-7.35%	24.99%
UTI Large & Mid Cap Fund	N.A.	4,544 Cr	-3.41%	24.89%
UTI Mid Cap Fund	N.A.	11,643 Cr	-6.07%	22.94%
UTI Banking and Financial Services Fund	N.A.	1,295 Cr	5.69%	20.12%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Value Fund?

The current Net Asset Value (NAV) of the UTI Value Fund - Direct Growth plan is approximately ₹167.541 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The UTI Value Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 14.97% since inception.

UTI Value Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-2.4%	17.96%	21.8%	14.14%	14.97%

How much does this mutual fund charge as expense ratio?

The UTI Value Fund - Direct Growth has an expense ratio of 1.81%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Value Fund currently has assets under management (AUM) or fund size valued at approximately 9,752 Cr as on May 31, 2025.

What are the top stock holdings of UTI Value Fund?

The UTI Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.94%
ICICI Bank Ltd.	6.44%
Infosys Ltd.	4.42%
Bharti Airtel Ltd.	4.25%
Kotak Mahindra Bank Ltd.	3.6%
Axis Bank Ltd.	3.45%
State Bank of India	3.06%
Reliance Industries Ltd.	2.91%
Mahindra & Mahindra Ltd.	2.75%
Tech Mahindra Ltd.	2.55%

What are the top sectors UTI Value Fund has invested in?

The UTI Value Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	30.749999999999996%
Technology	10.14%
Automobile	8.34%
Healthcare	8.23%
Energy	8.01%
Services	6.49%
Metals & Mining	4.9%
Materials	4.7299999999999995%
Communication	4.25%
Consumer Staples	3.21%

What is risk level of UTI Value Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Value Fund?

UTI Value Fund Regular Plan-Growth is the regular plan of the fund. For this plan of you pay 1.81% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.17%. That's 0.6400000000000001% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.6400000000000001% if you opt for direct plan of UTI Value Fund

How can I redeem my investments in UTI Value Fund?

Redeeming your investments in UTI Value Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Value Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.