UTI Large & Mid Cap Fund Regular Plan-Growth

Q: What are the returns of UTI Large & Mid Cap Fund?

The UTI Large & Mid Cap Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 13.55% since inception. UTI Large & Mid Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -3.41% 20.24% 24.89% 14.21% 13.55%

Previously called: UTI Core Equity Reg-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹176.6442+0.58% 1 day change	13.55% p.a.	App exclusive #NA View Ranked Funds	₹4,544 Cr

Historical NAV & returns

NAV: ₹176.6442 as on Sep 03, 2025

This fund Category average

UTI Large & Mid Cap Fund overview

Expense ratio	1.92% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1% if redeemed less than 1 year!
AUM (Fund size)	₹4,544 Cr
Lock-in Period	Nil
Age	20 yrs 1 m since Aug 01, 2005
Benchmark	Nifty Large Midcap 250 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Large & Mid Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.03%	0.42%
3 Months	0.83%	1.25%
6 Months	14.43%	16.46%
1 Year	-3.41%	-2.2%
2 Years	20.16%	18.11%
3 Years	20.24%	17.63%
4 Years	15.91%	13.97%
5 Years	24.89%	22.26%
7 Years	15.49%	15.02%
10 Years	14.21%	15.02%

Asset allocationas on May 31, 2025

Large Cap 44.96%

Mid Cap 37.77%

Small Cap 13.42%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.69%

ICICI Bank Ltd.4.41%

Infosys Ltd.3.07%

The Federal Bank Ltd.2.51%

Top sectors

Financial 28.650000000000002%

Technology 9.459999999999999%

Energy 9.440000000000001%

Healthcare 8.35%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Axis Bank Ltd. 0.14%

Others 0.02%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 4.29%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Large & Mid Cap Fund	N.A.	4,544 Cr	20 yrs 1 m	1.92%
ICICI Prudential Large & Mid Cap Fund	N.A.	20,352 Cr	27 yrs 3 m	1.65%
Bandhan Large & Mid Cap Fund	N.A.	9,107 Cr	20 yrs 2 m	1.72%
Kotak Large & Midcap Fund	N.A.	27,046 Cr	21 yrs 1 m	1.58%
Motilal Oswal Large and Midcap Fund	N.A.	10,840 Cr	5 yrs 11 m	1.69%
HDFC Large and Mid Cap Fund	N.A.	25,412 Cr	31 yrs 8 m	1.65%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Large & Mid Cap Fund	0.03%	14.43%	-3.41%	20.24%	24.89%	14.21%
ICICI Prudential Large & Mid Cap Fund	2.36%	15.04%	0.37%	20.8%	26.3%	16.68%
Bandhan Large & Mid Cap Fund	1.02%	17.1%	-2.08%	23.42%	25.52%	16.54%
Kotak Large & Midcap Fund	0.4%	16.39%	-1.69%	18.14%	22.36%	15.65%
Motilal Oswal Large and Midcap Fund	-0.34%	25.53%	3.6%	26.91%	27.95%	12.59%
HDFC Large and Mid Cap Fund	0.28%	16.24%	-3.27%	19.59%	25.36%	15.24%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Large & Mid Cap Fund	13.55	0.99	0.94	1.49
ICICI Prudential Large & Mid Cap Fund	11.9	0.86	1.09	1.72
Bandhan Large & Mid Cap Fund	13.47	0.96	1.13	1.65
Kotak Large & Midcap Fund	13.0	0.93	0.82	1.19
Motilal Oswal Large and Midcap Fund	18.35	1.11	1.01	1.13
HDFC Large and Mid Cap Fund	14.05	1.04	0.87	1.33

View all Large & Midcap funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.3 vs. 5.17 Higher outperformance against benchmark
Sharpe	0.94 vs. 5.9 Poor risk-adjusted returns
Beta	0.99 vs. 0.86 More sensitive to market's ups & downs
Standard deviation	13.55 vs. 10.94 More volatile performance

Compare UTI Large & Mid Cap Fund in detail with

About this fund

About UTI Large & Mid Cap Fund

UTI Large & Mid Cap Fund Regular Plan-Growth is a Large & MidCap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 20 yrs 1 m, having been launched on 01/08/2005. UTI Large & Mid Cap Fund Regular Plan-Growth has ₹4,544 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Large & Mid Cap Fund Regular Plan-Growth as of 03/09/2025 is ₹176.64. The fund has an expense ratio of 1.92%, which is higher than what most other Large & Midcap funds charge.

UTI Large & Mid Cap Fund Regular Plan-Growth returns of last 1-year are -3.85%. Since launch, it has delivered 13.70% average annual returns. The fund has doubled the money invested in it every 4 yrs.
UTI Large & Mid Cap Fund Regular Plan-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Technology, Energy, Healthcare, Services sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., The Federal Bank Ltd., ITC Ltd..

...

Fund AUM	4,544 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

V Srivatsa

Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore. Prior to joining UTI Mutual Fund in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,61,295 Cr as on Jun 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,447 Cr	1.73%	25.93%
UTI Infrastructure Fund	N.A.	2,200 Cr	-7.35%	24.99%
UTI Mid Cap Fund	N.A.	11,643 Cr	-6.07%	22.94%
UTI Value Fund	N.A.	9,752 Cr	-2.4%	21.8%
UTI Banking and Financial Services Fund	N.A.	1,295 Cr	5.69%	20.12%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Large & Mid Cap Fund?

The current Net Asset Value (NAV) of the UTI Large & Mid Cap Fund - Direct Growth plan is approximately ₹176.6442 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The UTI Large & Mid Cap Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 13.55% since inception.

UTI Large & Mid Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-3.41%	20.24%	24.89%	14.21%	13.55%

How much does this mutual fund charge as expense ratio?

The UTI Large & Mid Cap Fund - Direct Growth has an expense ratio of 1.92%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Large & Mid Cap Fund currently has assets under management (AUM) or fund size valued at approximately 4,544 Cr as on May 31, 2025.

What are the top stock holdings of UTI Large & Mid Cap Fund?

The UTI Large & Mid Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.69%
ICICI Bank Ltd.	4.41%
Infosys Ltd.	3.07%
The Federal Bank Ltd.	2.51%
ITC Ltd.	2.45%
Reliance Industries Ltd.	2.36%
Interglobe Aviation Ltd.	2.31%
Power Grid Corporation Of India Ltd.	2.23%
Wipro Ltd.	2.2%
Vedanta Ltd.	2.19%

What are the top sectors UTI Large & Mid Cap Fund has invested in?

The UTI Large & Mid Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.650000000000002%
Technology	9.459999999999999%
Energy	9.440000000000001%
Healthcare	8.35%
Services	6.140000000000001%
Automobile	5.790000000000001%
Consumer Staples	5.2700000000000005%
Communication	4.6%
Construction	4.56%
Metals & Mining	3.23%

What is risk level of UTI Large & Mid Cap Fund?

This is a Large & Midcap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Large & Mid Cap Fund?

UTI Large & Mid Cap Fund Regular Plan-Growth is the regular plan of the fund. For this plan of you pay 1.92% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.01%. That's 0.9099999999999999% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.9099999999999999% if you opt for direct plan of UTI Large & Mid Cap Fund

How can I redeem my investments in UTI Large & Mid Cap Fund?

Redeeming your investments in UTI Large & Mid Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Large & Mid Cap Fund from anywhere else, you can go to the fund house website and put a request through it.