SBI Contra Fund-Growth

Q: What are the returns of SBI Contra Fund?

The SBI Contra Fund is a 20 yrs 3 m old fund and has delivered average annual returns of 16.65% since inception. SBI Contra Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -4.75% 19.84% 29.44% 16.39% 16.65%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹379.0402+0.61% 1 day change	16.65% p.a.	App exclusive #NA View Ranked Funds	₹44,069 Cr

Historical NAV & returns

NAV: ₹379.0402 as on Sep 03, 2025

This fund Category average

SBI Contra Fund overview

Expense ratio	1.5% as on Aug 31, 2025
Plan type	Regular
Exit load	0.25% Exit load of 0.25% if redeemed within 30 days and 0.10% if redeemed after 30 days but on or before 90 days.!
AUM (Fund size)	₹44,069 Cr
Lock-in Period	Nil
Age	20 yrs 3 m since May 09, 2005
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI Contra Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.32%	0.31%
3 Months	0.48%	1.12%
6 Months	11.31%	14.5%
1 Year	-4.75%	-4.18%
2 Years	16.97%	17.45%
3 Years	19.84%	17.56%
4 Years	19.18%	14.06%
5 Years	29.44%	21.9%
7 Years	18.92%	14.5%
10 Years	16.39%	14.75%

Asset allocationas on Apr 30, 2025

Large Cap 62.21%

Mid Cap 14.51%

Small Cap 12.69%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.69%

Nifty 507.81%

Reliance Industries Ltd.5.84%

ITC Ltd.3.4%

Top sectors

Financial 28.540000000000003%

Energy 13.830000000000002%

Healthcare 7.74%

Technology 7.19%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 4.0%

National Bank For Agriculture & Rural Development 0.21%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Embassy Office Parks REIT 0.88%

Others 0.86%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Contra Fund	N.A.	44,069 Cr	20 yrs 3 m	1.5%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 8 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 4 m	1.82%
ICICI Prudential Value Fund	N.A.	51,112 Cr	21 yrs 1 m	1.51%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 7 m	1.23%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Contra Fund	0.32%	11.31%	-4.75%	19.84%	29.44%	16.39%
ICICI Prudential India Opportunities Fund	0.48%	12.82%	-0.14%	22.29%	29.59%	13.34%
ICICI Prudential Dividend Yield Equity Fund	1.24%	14.36%	-0.87%	23.23%	28.46%	16.35%
ICICI Prudential Value Fund	0.83%	14.02%	0.26%	21.44%	25.98%	15.71%
ICICI Prudential India Equity FOF	0.45%	13.82%	-0.33%	20.54%	25.44%	11.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Contra Fund	12.25	0.88	1.01	1.65
ICICI Prudential India Opportunities Fund	11.64	0.82	1.23	2.44
ICICI Prudential Dividend Yield Equity Fund	12.35	0.86	1.21	1.99
ICICI Prudential Value Fund	11.4	0.8	1.18	2.13
ICICI Prudential India Equity FOF	11.94	0.87	1.06	1.8

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.27 vs. 4.64 Higher outperformance against benchmark
Sharpe	1.01 vs. 4.24 Poor risk-adjusted returns
Beta	0.88 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	12.25 vs. 9.04 More volatile performance

Compare SBI Contra Fund in detail with

About this fund

About SBI Contra Fund

SBI Contra Fund-Growth is a Strategy mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 20 yrs 3 m, having been launched on 09/05/2005. SBI Contra Fund-Growth has ₹44,069 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Contra Fund-Growth as of 03/09/2025 is ₹379.04. The fund has an expense ratio of 1.5%, which is higher than what most other Strategy funds charge.

SBI Contra Fund-Growth returns of last 1-year are -4.79%. Since launch, it has delivered 19.03% average annual returns. The fund has doubled the money invested in it every 4 yrs.
SBI Contra Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Energy, Healthcare, Technology, Consumer Staples sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Nifty 50, Reliance Industries Ltd., Reserve Bank of India, ITC Ltd..

...

Fund AUM	44,069 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Dinesh Balachandran

Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA. Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.

Investment objective

The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities following a contrarian investment strategy.

SBI Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI PSU Fund	N.A.	5,035 Cr	-7.95%	29.84%
SBI Infrastructure Fund	N.A.	4,872 Cr	-11.07%	26.61%
SBI Magnum Midcap Fund	N.A.	21,512 Cr	-6.67%	25.39%
SBI Long Term Equity Fund	N.A.	28,506 Cr	-3.13%	25.04%
SBI Small Cap Fund	N.A.	31,790 Cr	-6.21%	24.43%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI Contra Fund?

The current Net Asset Value (NAV) of the SBI Contra Fund - Direct Growth plan is approximately ₹379.0402 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The SBI Contra Fund is a 20 yrs 3 m old fund and has delivered average annual returns of 16.65% since inception.

SBI Contra Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-4.75%	19.84%	29.44%	16.39%	16.65%

How much does this mutual fund charge as expense ratio?

The SBI Contra Fund - Direct Growth has an expense ratio of 1.5%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI Contra Fund currently has assets under management (AUM) or fund size valued at approximately 44,069 Cr as on Apr 30, 2025.

What are the top stock holdings of SBI Contra Fund?

The SBI Contra Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.69%
Nifty 50	7.81%
Reliance Industries Ltd.	5.84%
ITC Ltd.	3.4%
Kotak Mahindra Bank Ltd.	2.7%
Biocon Ltd.	2.39%
Punjab National Bank	2.25%
GAIL (India) Ltd.	1.97%
Tata Steel Ltd.	1.95%
Dabur India Ltd.	1.92%

What are the top sectors SBI Contra Fund has invested in?

The SBI Contra Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.540000000000003%
Energy	13.830000000000002%
Healthcare	7.74%
Technology	7.19%
Consumer Staples	6.419999999999999%
Metals & Mining	4.529999999999999%
Materials	4.48%
Automobile	3.8700000000000006%
Communication	2.83%
Services	2.11%

What is risk level of SBI Contra Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI Contra Fund?

SBI Contra Fund-Growth is the regular plan of the fund. For this plan of you pay 1.5% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.66%. That's 0.84% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.84% if you opt for direct plan of SBI Contra Fund

How can I redeem my investments in SBI Contra Fund?

Redeeming your investments in SBI Contra Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Contra Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Chance: This fund has generated a 8.94% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.25% if redeemed within 30 days and 0.10% if redeemed after 30 days but on or before 90 days.