UTI Mid Cap Fund

Q: What are the returns of this mutual fund scheme?

The UTI Mid Cap Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 15.78% since inception. UTI Mid Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 1.3% 16.9% 22.57% 14.15% 15.78%

Q: How much does this mutual fund charge as expense ratio?

The UTI Mid Cap Fund has an expense ratio of 1.76% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹304.6534+0.5% 1 day change	15.78% p.a.	App exclusive #NA View Ranked Funds	₹11,666 Cr

Historical NAV & returns

NAV: ₹304.6534 as on Oct 20, 2025

This fund Category average

UTI Mid Cap Fund overview

AUM (Fund size)	₹11,666 Cr
Exit load	1.0% Exit load of 1% if redeemed less than 1 year!
Lock-in Period	Nil
Age	20 yrs 2 m since Aug 01, 2005
Benchmark	NIFTY Midcap 150 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.76% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Mid Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.06%	2.04%
3 Months	1.68%	2.26%
6 Months	11.65%	12.21%
1 Year	1.3%	5.14%
2 Years	17.86%	23.63%
3 Years	16.9%	21.6%
4 Years	13.33%	16.78%
5 Years	22.57%	25.91%
7 Years	18.66%	20.46%
10 Years	14.15%	16.17%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 6.77%

Mid Cap 70.03%

Small Cap 20.91%

Other Cap 0%

Top holdings

Polycab India Ltd.2.52%

The Phoenix Mills Ltd.2.27%

Indian Bank2.06%

Max Financial Services Ltd.2.04%

Top sectors

Financial 15.87%

Capital Goods 12.07%

Healthcare 11.070000000000002%

Services 10.75%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.02%

Allocation by Instruments

Net Current Assets 2.27456231%

CBLO 0.01620045%

Other Holdings

Others 2.27%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Mid Cap Fund	2.06%	11.65%	1.3%	16.9%	22.57%	14.15%
Nippon India Growth Mid Cap Fund	2.67%	11.74%	6.4%	25.44%	29.58%	18.02%
HDFC Mid Cap Fund	3.27%	13.12%	9.09%	26.21%	29.92%	18.04%
Motilal Oswal Midcap Fund	1.96%	11.58%	-0.11%	26.13%	33.38%	17.6%
Kotak Midcap Fund	1.15%	15.81%	7.05%	22.41%	27.34%	17.97%
Edelweiss Mid Cap Fund	2.47%	11.89%	6.72%	24.93%	29.34%	18.06%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Mid Cap Fund	15.52	0.96	0.61	0.85
Nippon India Growth Mid Cap Fund	15.44	0.96	1.08	1.57
HDFC Mid Cap Fund	13.79	0.86	1.25	1.77
Motilal Oswal Midcap Fund	17.6	0.92	0.96	1.21
Kotak Midcap Fund	15.02	0.89	0.96	1.19
Edelweiss Mid Cap Fund	15.52	0.94	1.05	1.38

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Mid Cap Fund	N.A.	11,666 Cr	20 yrs 2 m	1.76%
Nippon India Growth Mid Cap Fund	N.A.	39,329 Cr	30 yrs 1 m	1.55%
HDFC Mid Cap Fund	N.A.	84,855 Cr	18 yrs 5 m	1.37%
Motilal Oswal Midcap Fund	N.A.	34,749 Cr	11 yrs 8 m	1.54%
Kotak Midcap Fund	N.A.	58,300 Cr	18 yrs 8 m	1.39%
Edelweiss Mid Cap Fund	N.A.	11,731 Cr	17 yrs 11 m	1.67%

View all Mid Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-5.31 vs. 4.93 Underperformed at beating benchmark
Sharpe	0.61 vs. 5.94 Poor risk-adjusted returns
Beta	0.96 vs. 0.9 More sensitive to market's ups & downs
Standard deviation	15.52 vs. 13.4 More volatile performance

Compare UTI Mid Cap Fund in detail with

About this fund

About UTI Mid Cap Fund

UTI Mid Cap Fund is a Mid Cap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 20 yrs 2 m, having been launched on 01/08/2005. UTI Mid Cap Fund has ₹11,666 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Mid Cap Fund as of 20/10/2025 is ₹304.65. The fund has an expense ratio of 1.76%, which is higher than what most other Mid Cap funds charge.

UTI Mid Cap Fund returns of last 1-year are -3.69%. Since launch, it has delivered 17.68% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Mid Cap Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Capital Goods, Healthcare, Services, Automobile sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in Polycab India Ltd., The Phoenix Mills Ltd., Indian Bank, Max Financial Services Ltd., Tube Investments Of India Ltd..

...

Fund AUM	11,666 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Ankit Agarwal

Mr. Agarwal has done B. Tech. Computer Science and Engg., Economics Management, PGDM Finance. Prior to joining UTI Mutual Fund he has worked with Centrum Capital Ltd as Senior Vice President - Fund Manager, Wealth and Investment Management at Barclays as Asst Vice President, Lehman Brothers, London as Senior analyst, BNP Paribas and D. E. Shaw & Co..

Vishal Chopda

Mr. Chopda is BE, PGDM & CFA He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Investment objective

The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,968 Cr	15.81%	27.35%
UTI Infrastructure Fund	N.A.	2,132 Cr	3.0%	26.04%
UTI Large & Mid Cap Fund	N.A.	4,993 Cr	4.58%	25.5%
UTI Value Fund	N.A.	9,727 Cr	4.57%	21.83%
UTI Banking and Financial Services Fund	N.A.	1,287 Cr	14.96%	21.14%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Mid Cap Fund?

The current Net Asset Value (NAV) of the UTI Mid Cap Fund plan is approximately ₹304.6534 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The UTI Mid Cap Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 15.78% since inception.

UTI Mid Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
1.3%	16.9%	22.57%	14.15%	15.78%

How much does this mutual fund charge as expense ratio?

The UTI Mid Cap Fund has an expense ratio of 1.76%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Mid Cap Fund currently has assets under management (AUM) or fund size valued at approximately 11,666 Cr as on Sep 30, 2025.

What are the top stock holdings of UTI Mid Cap Fund?

The UTI Mid Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Polycab India Ltd.	2.52%
The Phoenix Mills Ltd.	2.27%
Indian Bank	2.06%
Max Financial Services Ltd.	2.04%
Tube Investments Of India Ltd.	1.99%
Schaeffler India Ltd.	1.9%
Persistent Systems Ltd.	1.88%
Coforge Ltd.	1.87%
Dixon Technologies (India) Ltd.	1.86%
JK Cement Ltd.	1.81%

What are the top sectors UTI Mid Cap Fund has invested in?

The UTI Mid Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	15.87%
Capital Goods	12.07%
Healthcare	11.070000000000002%
Services	10.75%
Automobile	8.24%
Materials	7.65%
Technology	7.0600000000000005%
Chemicals	5.04%
Consumer Discretionary	4.14%
Metals & Mining	4.14%

What is risk level of UTI Mid Cap Fund?

This is a Mid Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Mid Cap Fund?

Redeeming your investments in the UTI Mid Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Mid Cap

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 10.96% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed less than 1 year