UTI Medium Duration Fund

Q: What are the returns of this mutual fund scheme?

The UTI Medium Duration Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 5.92% since inception. UTI Medium Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.62% 6.59% 5.95% 5.76% 5.92%

Q: How much does this mutual fund charge as expense ratio?

The UTI Medium Duration Fund has an expense ratio of 1.46% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹18.6621-0.06% 1 day change	5.92% p.a.	App exclusive #NA View Ranked Funds	₹39 Cr

Historical NAV & returns

NAV: ₹18.6621 as on Feb 02, 2026

This fund Category average

UTI Medium Duration Fund overview

AUM (Fund size)	₹39 Cr
Exit load	1.0% For units in excess of 10% of the investment,1% will be charged for redemption within 365 days!
Lock-in Period	Nil
Age	10 yrs 10 m since Mar 25, 2015
Benchmark	NIFTY Medium Duration Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.46% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

UTI Medium Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.04%	0.03%
3 Months	0.55%	0.6%
6 Months	1.34%	1.66%
1 Year	5.62%	6.4%
2 Years	6.59%	7.12%
3 Years	6.59%	7.0%
4 Years	5.79%	6.28%
5 Years	5.95%	5.8%
7 Years	4.99%	6.49%
10 Years	5.76%	6.85%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 49.79983128%

AA 21.60675194%

AAA 15.31679147%

Cash & Call Money 6.48465033%

Top Debt Holdings

GOI 41.82%

Uttar Pradesh State 7.98%

Bajaj Finance Ltd. 7.64%

Eris Lifesciences Ltd. 5.15%

Allocation by Instruments

GOI Securities 41.82442744%

Debenture 35.61091584%

State Development Loan 7.97540384%

Net Current Assets 6.4336844%

Other Holdings

Others 6.43%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Medium Duration Fund	0.04%	1.34%	5.62%	6.59%	5.95%	5.76%
ICICI Prudential Medium Term Bond Fund	0.15%	3.0%	8.1%	7.84%	6.81%	7.47%
ICICI Prudential Diversified Debt Strategy Active FoF	-0.02%	1.81%	6.78%	7.55%	6.24%	7.32%
Axis Strategic Bond Fund	0.11%	2.3%	7.5%	7.82%	6.68%	7.64%
SBI Medium Duration Fund	0.04%	2.01%	6.65%	7.36%	6.14%	7.99%
Aditya Birla Sun Life Medium Term Fund	-0.07%	4.02%	11.83%	9.83%	12.2%	8.68%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Medium Duration Fund	1.32	0.73	0.28	0.43
ICICI Prudential Medium Term Bond Fund	1.05	0.54	1.42	2.52
ICICI Prudential Diversified Debt Strategy Active FoF	1.15	0.62	1.13	1.51
Axis Strategic Bond Fund	1.21	0.65	1.25	2.27
SBI Medium Duration Fund	1.23	0.66	0.89	1.42
Aditya Birla Sun Life Medium Term Fund	1.81	0.39	1.85	3.83

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Medium Duration Fund	N.A.	39 Cr	10 yrs 10 m	1.46%
ICICI Prudential Medium Term Bond Fund	N.A.	5,708 Cr	21 yrs 5 m	1.37%
ICICI Prudential Diversified Debt Strategy Active FoF	N.A.	110 Cr	22 yrs 2 m	0.62%
Axis Strategic Bond Fund	N.A.	2,059 Cr	13 yrs 10 m	1.33%
SBI Medium Duration Fund	N.A.	6,889 Cr	22 yrs 4 m	1.21%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,905 Cr	16 yrs 10 m	1.56%

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.08 vs. 2.37 Underperformed at beating benchmark
Sharpe	0.28 vs. 2.71 Poor risk-adjusted returns
Beta	0.73 vs. 0.86 Less sensitive to market ups & downs
Standard deviation	1.32 vs. 1.46 More stable returns

Compare UTI Medium Duration Fund in detail with

About this fund

About UTI Medium Duration Fund

UTI Medium Duration Fund is a Medium Duration mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 10 yrs 10 m, having been launched on 25/03/2015. UTI Medium Duration Fund has ₹39 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Medium Duration Fund as of 02/02/2026 is ₹18.66. The fund has an expense ratio of 1.46%, which is higher than what most other Medium Duration funds charge.

UTI Medium Duration Fund returns of last 1-year are 5.73%. Since launch, it has delivered 5.92% average annual returns.
UTI Medium Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Uttar Pradesh State, Bajaj Finance Ltd., Eris Lifesciences Ltd., Shivshakti Securitisation Trust.

...

Fund AUM	39 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Sonthalia

Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder. Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.

Investment objective

The scheme seeks to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,95,059 Cr as on Dec 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
UTI CRISIL SDL Maturity April 2033 Index Fund	N.A.	321 Cr	5.12%	7.58%
UTI Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	N.A.	34 Cr	7.36%	N.A.
UTI Money Market Fund	N.A.	19,301 Cr	7.17%	7.46%
UTI CRISIL SDL Maturity June 2027 Index Fund	N.A.	72 Cr	7.28%	7.45%
UTI Low Duration Fund	N.A.	2,667 Cr	7.14%	7.33%
UTI Corporate Bond Fund	N.A.	5,421 Cr	6.83%	7.28%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of UTI Medium Duration Fund?

The current Net Asset Value (NAV) of the UTI Medium Duration Fund plan is approximately ₹18.6621 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The UTI Medium Duration Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 5.92% since inception.

UTI Medium Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.62%	6.59%	5.95%	5.76%	5.92%

How much does this mutual fund charge as expense ratio?

The UTI Medium Duration Fund has an expense ratio of 1.46%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Medium Duration Fund currently has assets under management (AUM) or fund size valued at approximately 39 Cr as on Dec 31, 2025.

To whom does UTI Medium Duration Fund lend to?

The top 3 debt holdings of UTI Medium Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	41.82%
Uttar Pradesh State	7.98%
Bajaj Finance Ltd.	7.64%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Medium Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	49.79983128%
AA	21.60675194%
AAA	15.31679147%

What is risk level of UTI Medium Duration Fund?

This is a Medium Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Medium Duration Fund?

Redeeming your investments in the UTI Medium Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: For units in excess of 10% of the investment,1% will be charged for redemption within 365 days