UTI Healthcare Fund Regular Plan-Growth

Q: What are the returns of UTI Healthcare Fund?

The UTI Healthcare Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 14.81% since inception. UTI Healthcare Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.03% 25.57% 18.96% 11.62% 14.81%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹291.9497+1.18% 1 day change	14.81% p.a.	App exclusive #NA View Ranked Funds	₹1,062 Cr

Historical NAV & returns

NAV: ₹291.9497 as on Sep 03, 2025

This fund Category average

UTI Healthcare Fund overview

Expense ratio	2.26% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1% if redeemed within 30 days.!
AUM (Fund size)	₹1,062 Cr
Lock-in Period	Nil
Age	20 yrs 1 m since Aug 01, 2005
Benchmark	BSE Healthcare TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Healthcare Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.06%	-0.35%
3 Months	5.28%	3.91%
6 Months	16.83%	14.06%
1 Year	3.03%	0.85%
2 Years	27.28%	24.31%
3 Years	25.57%	24.08%
4 Years	14.35%	13.54%
5 Years	18.96%	18.76%
7 Years	17.58%	18.84%
10 Years	11.62%	12.18%

Asset allocationas on May 31, 2025

Large Cap 27.3%

Mid Cap 27.63%

Small Cap 42.41%

Other Cap 0%

Top holdings

Sun Pharmaceutical Industries Ltd.10.44%

Cipla Ltd.5.52%

Dr. Reddy's Laboratories Ltd.4.66%

Procter & Gamble Health Ltd.4.34%

Top sectors

Healthcare 97.34%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.01%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 2.66%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Healthcare Fund	N.A.	1,062 Cr	20 yrs 1 m	2.26%
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	N.A.	5,295 Cr	7 yrs 2 m	1.88%
SBI Healthcare Opportunities Fund	N.A.	3,671 Cr	26 yrs 3 m	1.93%
DSP Healthcare Fund	N.A.	2,961 Cr	6 yrs 9 m	1.93%
Tata India Pharma & Healthcare Fund	N.A.	1,232 Cr	9 yrs 9 m	2.1%
Mirae Asset Healthcare Fund	N.A.	2,691 Cr	7 yrs 2 m	1.93%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Healthcare Fund	-0.06%	16.83%	3.03%	25.57%	18.96%	11.62%
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	-0.55%	17.47%	3.9%	28.33%	21.57%	14.99%
SBI Healthcare Opportunities Fund	-0.54%	11.36%	4.99%	26.65%	20.96%	11.57%
DSP Healthcare Fund	-0.92%	7.92%	-2.0%	24.41%	18.72%	14.56%
Tata India Pharma & Healthcare Fund	0.68%	14.93%	-0.87%	23.82%	19.33%	11.86%
Mirae Asset Healthcare Fund	-0.54%	14.57%	-0.52%	21.64%	18.84%	14.45%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Healthcare Fund	15.66	0.95	1.1	1.71
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	15.51	0.94	1.27	1.79
SBI Healthcare Opportunities Fund	13.91	0.84	1.29	1.93
DSP Healthcare Fund	14.57	0.84	1.14	1.87
Tata India Pharma & Healthcare Fund	15.94	0.97	1.0	1.54
Mirae Asset Healthcare Fund	16.36	1.0	0.86	1.35

View all Sectoral-pharma funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.03 vs. 5.81 Underperformed at beating benchmark
Sharpe	1.1 vs. 3.71 Poor risk-adjusted returns
Beta	0.95 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	15.66 vs. 9.06 More volatile performance

Compare UTI Healthcare Fund in detail with

About this fund

About UTI Healthcare Fund

UTI Healthcare Fund Regular Plan-Growth is a Sectoral-Pharma mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 20 yrs 1 m, having been launched on 01/08/2005. UTI Healthcare Fund Regular Plan-Growth has ₹1,062 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Healthcare Fund Regular Plan-Growth as of 03/09/2025 is ₹291.95. The fund has an expense ratio of 2.26%, which is higher than what most other Sectoral-pharma funds charge.

UTI Healthcare Fund Regular Plan-Growth returns of last 1-year are 3.87%. Since launch, it has delivered 14.95% average annual returns. The fund has doubled the money invested in it every 3 yrs.
UTI Healthcare Fund Regular Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Healthcare sectors. It has taken less exposure in Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in Sun Pharmaceutical Industries Ltd., Cipla Ltd., Dr. Reddy's Laboratories Ltd., Procter & Gamble Health Ltd., Ajanta Pharma Ltd..

...

Fund AUM	1,062 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Kamal Gada

Mr. Gada is B.com, CA, CS, & CFA Prior to joining UTI Mutual Fund he has worked with BPCL as Senior Accounts Officer.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the Healthcare Services Sector.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,61,295 Cr as on Jun 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,447 Cr	1.73%	25.93%
UTI Infrastructure Fund	N.A.	2,200 Cr	-7.35%	24.99%
UTI Large & Mid Cap Fund	N.A.	4,544 Cr	-3.41%	24.89%
UTI Mid Cap Fund	N.A.	11,643 Cr	-6.07%	22.94%
UTI Value Fund	N.A.	9,752 Cr	-2.4%	21.8%
UTI Banking and Financial Services Fund	N.A.	1,295 Cr	5.69%	20.12%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Healthcare Fund?

The current Net Asset Value (NAV) of the UTI Healthcare Fund - Direct Growth plan is approximately ₹291.9497 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The UTI Healthcare Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 14.81% since inception.

UTI Healthcare Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.03%	25.57%	18.96%	11.62%	14.81%

How much does this mutual fund charge as expense ratio?

The UTI Healthcare Fund - Direct Growth has an expense ratio of 2.26%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Healthcare Fund currently has assets under management (AUM) or fund size valued at approximately 1,062 Cr as on May 31, 2025.

What are the top stock holdings of UTI Healthcare Fund?

The UTI Healthcare Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Sun Pharmaceutical Industries Ltd.	10.44%
Cipla Ltd.	5.52%
Dr. Reddy's Laboratories Ltd.	4.66%
Procter & Gamble Health Ltd.	4.34%
Ajanta Pharma Ltd.	4.09%
Glenmark Pharmaceuticals Ltd.	3.78%
Apollo Hospitals Enterprise Ltd.	3.65%
Divi's Laboratories Ltd.	3.49%
Fortis Healthcare Ltd.	3.09%
Eris Lifesciences Ltd.	3.04%

What are the top sectors UTI Healthcare Fund has invested in?

The UTI Healthcare Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Healthcare	97.34%

What is risk level of UTI Healthcare Fund?

This is a Sectoral-pharma fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Healthcare Fund?

UTI Healthcare Fund Regular Plan-Growth is the regular plan of the fund. For this plan of you pay 2.26% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.3%. That's 0.9599999999999997% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.9599999999999997% if you opt for direct plan of UTI Healthcare Fund

How can I redeem my investments in UTI Healthcare Fund?

Redeeming your investments in UTI Healthcare Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Healthcare Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Sectoral-Pharma

#NA

Return Outperformance: This fund has generated highest return amongst Sectoral-Pharma funds in the last 10 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 12.15% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 30 days.