UTI Gilt Fund with 10 year Constant Duration

Q: What are the returns of this mutual fund scheme?

The UTI Gilt Fund with 10 year Constant Duration is a 3 yrs 3 m old fund and has delivered average annual returns of 7.54% since inception. UTI Gilt Fund with 10 year Constant Duration Returns 1-Year 3-Year Since Inception 7.41% 8.1% 7.54%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.7565+0.02% 1 day change	7.54% p.a.	App exclusive #NA View Ranked Funds	₹141 Cr

Historical NAV & returns

NAV: ₹12.7565 as on Oct 20, 2025

This fund Category average

UTI Gilt Fund with 10 year Constant Duration overview

AUM (Fund size)	₹141 Cr
Exit load	0%
Lock-in Period	Nil
Age	3 yrs 3 m since Jul 18, 2022
Benchmark	Crisil 10-Year Gilt
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.7% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

UTI Gilt Fund with 10 year Constant Duration Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.33%	0.41%
3 Months	0.28%	0.39%
6 Months	1.13%	1.3%
1 Year	7.41%	7.85%
2 Years	8.7%	9.09%
3 Years	8.1%	8.4%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 96.77187759%

Cash & Call Money 3.22812238%

Top Debt Holdings

GOI 96.77%

Others 0.1%

Allocation by Instruments

GOI Securities 96.77187759%

Net Current Assets 3.12909589%

CBLO 0.09902649%

Other Holdings

Others 3.13%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Gilt Fund with 10 year Constant Duration	0.33%	1.13%	7.41%	8.1%	N.A.	N.A.
ICICI Prudential Constant Maturity Gilt Fund	0.44%	1.51%	8.32%	8.59%	5.66%	8.12%
SBI Magnum Constant Maturity Fund	0.32%	1.09%	7.47%	8.25%	5.4%	7.96%
Bandhan Government Securities Fund Constant Maturity Plan	0.55%	1.48%	8.19%	8.66%	5.4%	8.23%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Gilt Fund with 10 year Constant Duration	2.57	0.7	0.53	0.91
ICICI Prudential Constant Maturity Gilt Fund	2.61	0.7	0.69	1.17
SBI Magnum Constant Maturity Fund	2.63	0.72	0.56	0.92
Bandhan Government Securities Fund Constant Maturity Plan	2.74	0.75	0.66	1.11

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Gilt Fund with 10 year Constant Duration	N.A.	141 Cr	3 yrs 3 m	0.7%
ICICI Prudential Constant Maturity Gilt Fund	N.A.	2,585 Cr	11 yrs 2 m	0.39%
SBI Magnum Constant Maturity Fund	N.A.	1,856 Cr	24 yrs 10 m	0.62%
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	341 Cr	23 yrs 8 m	0.48%

View all Gilt With 10 Year Constant Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.05 vs. 1.55 Underperformed at beating benchmark
Sharpe	0.53 vs. 2.79 Poor risk-adjusted returns
Beta	0.7 vs. 0.63 More sensitive to market's ups & downs
Standard deviation	2.57 vs. 1.76 More volatile performance

Compare UTI Gilt Fund with 10 year Constant Duration in detail with

About this fund

About UTI Gilt Fund with 10 year Constant Duration

UTI Gilt Fund with 10 year Constant Duration is a Gilt with 10 year Constant Duration mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 3 yrs 3 m, having been launched on 18/07/2022. UTI Gilt Fund with 10 year Constant Duration has ₹141 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Gilt Fund with 10 year Constant Duration as of 20/10/2025 is ₹12.76. The fund has an expense ratio of 0.7%, which is higher than what most other Gilt With 10 Year Constant Duration funds charge.

UTI Gilt Fund with 10 year Constant Duration returns of last 1-year are 7.46%. Since launch, it has delivered 7.85% average annual returns.
UTI Gilt Fund with 10 year Constant Duration scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	141 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Jaydeep Bhowal

He has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, Mumbai He began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.

Investment objective

The scheme seeks to generate optimal returns with high liquidity by investing in a portfolio of government securities such that weighted average portfolio maturity is around 10 years.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
UTI Banking & PSU Fund	N.A.	816 Cr	8.06%	7.64%
UTI Credit Risk Fund	N.A.	266 Cr	7.61%	7.48%
UTI Medium to Long Duration Fund	N.A.	322 Cr	6.44%	7.25%
UTI Gilt Fund	N.A.	566 Cr	5.49%	7.13%
UTI Medium Duration Fund	N.A.	40 Cr	6.98%	7.11%
UTI Ultra Short Duration Fund	N.A.	3,483 Cr	6.83%	6.91%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of UTI Gilt Fund with 10 year Constant Duration?

The current Net Asset Value (NAV) of the UTI Gilt Fund with 10 year Constant Duration plan is approximately ₹12.7565 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The UTI Gilt Fund with 10 year Constant Duration is a 3 yrs 3 m old fund and has delivered average annual returns of 7.54% since inception.

UTI Gilt Fund with 10 year Constant Duration Returns

1-Year	3-Year	Since Inception
7.41%	8.1%	7.54%

How much does this mutual fund charge as expense ratio?

The UTI Gilt Fund with 10 year Constant Duration has an expense ratio of 0.7%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Gilt Fund with 10 year Constant Duration currently has assets under management (AUM) or fund size valued at approximately 141 Cr as on Sep 30, 2025.

To whom does UTI Gilt Fund with 10 year Constant Duration lend to?

The top 3 debt holdings of UTI Gilt Fund with 10 year Constant Duration are as follows

Holding Name	Percentage of Portfolio
GOI	96.77%
Others	0.1%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Gilt Fund with 10 year Constant Duration allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	96.77187759%
Cash & Call Money	3.22812238%

What is risk level of UTI Gilt Fund with 10 year Constant Duration?

This is a Gilt With 10 Year Constant Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Gilt Fund with 10 year Constant Duration?

Redeeming your investments in the UTI Gilt Fund with 10 year Constant Duration is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.