Union Short Duration Fund

Q: How much does this mutual fund charge as expense ratio?

The Union Short Duration Fund has an expense ratio of 0.73% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.6683+0.0% 1 day change	6.6%	App exclusive #NA View Ranked Funds	₹530 Cr

Historical NAV & returns

NAV: ₹10.6683 as on Dec 04, 2025

This fund Category average

Union Short Duration Fund overview

AUM (Fund size)	₹530 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
Lock-in Period	Nil
Age	10 m since Jan 15, 2025
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	0.73% as on Nov 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Union Short Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	0.43%	0.34%
3 Months	1.83%	1.5%
6 Months	2.59%	2.4%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 82.83%

SOV 8.73%

Cash & Call Money 4.33%

AA+ 3.83%

Top Debt Holdings

National Bank For Agriculture & Rural Development 9.04%

GOI 8.73%

Small Industries Devp. Bank of India Ltd. 5.76%

Larsen & Toubro Ltd. 4.94%

Allocation by Instruments

Debenture 45.089999999999996%

Bonds 30.999999999999996%

GOI Securities 8.73%

Non Convertible Debenture 6.74%

Other Holdings

Others 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Short Duration Fund	0.43%	2.59%	N.A.	N.A.	N.A.	N.A.
UTI Short Duration Fund	0.44%	2.53%	7.57%	7.46%	6.91%	6.25%
ICICI Prudential Short Term Fund	0.59%	2.98%	8.05%	7.74%	6.37%	7.47%
Sundaram Short Duration Fund	0.45%	2.4%	7.46%	7.39%	7.15%	6.23%
UTI Short Duration Fund	0.44%	2.53%	7.57%	7.22%	6.63%	5.91%
SBI Short Term Debt Fund	0.46%	2.66%	8.03%	7.45%	5.75%	6.95%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Short Duration Fund	N.A.	N.A.	N.A.	N.A.
UTI Short Duration Fund	0.89	2.42	1.17	2.19
ICICI Prudential Short Term Fund	0.78	1.95	1.66	2.73
Sundaram Short Duration Fund	1.01	2.71	0.95	1.7
UTI Short Duration Fund	0.89	2.41	0.91	1.71
SBI Short Term Debt Fund	0.94	2.55	1.13	1.97

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Union Short Duration Fund	N.A.	530 Cr	10 m	0.73%
UTI Short Duration Fund	N.A.	3,381 Cr	18 yrs 3 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,880 Cr	24 yrs 1 m	1.06%
Sundaram Short Duration Fund	N.A.	194 Cr	22 yrs 7 m	0.89%
UTI Short Duration Fund	N.A.	3,381 Cr	22 yrs 5 m	0.82%
SBI Short Term Debt Fund	N.A.	17,442 Cr	18 yrs 4 m	0.85%

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Union Short Duration Fund in detail with

About this fund

About Union Short Duration Fund

Union Short Duration Fund is a Short Duration mutual fund scheme from Union Mutual Fund. This fund has been in existence for 10 m, having been launched on 15/01/2025. Union Short Duration Fund has ₹530 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Union Short Duration Fund as of 04/12/2025 is ₹10.67. The fund has an expense ratio of 0.73%, which is higher than what most other Short Duration funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in National Bank For Agriculture & Rural Development, GOI, Small Industries Devp. Bank of India Ltd., Larsen & Toubro Ltd., Indian Railway Finance Corporation Ltd..

...

Fund AUM	530 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Anindya Sarkar

Mr. Sarkar is a BE Civil, MBA (Finance), MBA (Risk & Insurance), FRM Prior to joining Union Asset Management Company Private Limited, he has worked with Sarcon Blockbuild Ltd, Navigators Inc., ICAP India Private Limited.

Shrenuj Parekh

Mr. Parekh has done B.Com and CA Prior to joining Union Mutual Fund, Crisil Ltd, Axis Bank and Deloitte

Investment objective

The scheme seeks to an actively managed scheme with an investment objective to provide reasonable returns and liquidity by investing in a range of debt and money market instruments while maintaining the balance of safety, liquidity and returns.

Union Mutual Fund details

No. of schemes	29 view all schemes
Total AUM	23,799 Cr as on Sep 30, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

More funds from Union Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Union Corporate Bond Fund	N.A.	578 Cr	7.89%	7.44%
Union Liquid Fund	N.A.	6,376 Cr	6.58%	6.99%
Union Money Market Fund	N.A.	221 Cr	6.54%	6.47%
Union Overnight Fund	N.A.	412 Cr	5.8%	6.32%
Union Dynamic Bond Fund	N.A.	106 Cr	3.43%	6.06%
Union Gilt Fund	N.A.	119 Cr	1.78%	5.66%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Union Short Duration Fund?

The current Net Asset Value (NAV) of the Union Short Duration Fund plan is approximately ₹10.6683 as of Dec 04, 2025.

How much does this mutual fund charge as expense ratio?

The Union Short Duration Fund has an expense ratio of 0.73%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Union Short Duration Fund currently has assets under management (AUM) or fund size valued at approximately 530 Cr as on Oct 31, 2025.

To whom does Union Short Duration Fund lend to?

The top 3 debt holdings of Union Short Duration Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	9.04%
GOI	8.73%
Small Industries Devp. Bank of India Ltd.	5.76%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Union Short Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	82.83%
SOV	8.73%
Cash & Call Money	4.33%

What is risk level of Union Short Duration Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Union Short Duration Fund?

Redeeming your investments in the Union Short Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.