Union Largecap Fund

Q: What are the returns of this mutual fund scheme?

The Union Largecap Fund is a 8 yrs 9 m old fund and has delivered average annual returns of 10.06% since inception. Union Largecap Fund Returns 1-Year 3-Year 5-Year Since Inception 5.23% 11.88% 10.84% 10.06%

Q: How much does this mutual fund charge as expense ratio?

The Union Largecap Fund has an expense ratio of 2.54% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹23.12-0.94% 1 day change	10.06% p.a.	App exclusive #NA View Ranked Funds	₹471 Cr

Historical NAV & returns

NAV: ₹23.12 as on Feb 02, 2026

This fund Category average

Union Largecap Fund overview

AUM (Fund size)	₹471 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
Lock-in Period	Nil
Age	8 yrs 9 m since Apr 20, 2017
Benchmark	BSE 100 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.54% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Union Largecap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-4.19%	-4.41%
3 Months	-4.26%	-3.46%
6 Months	-0.69%	0.28%
1 Year	5.23%	6.36%
2 Years	5.33%	8.28%
3 Years	11.88%	14.02%
4 Years	8.68%	10.24%
5 Years	10.84%	11.77%
7 Years	12.4%	12.38%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 89.51%

Mid Cap 9.46%

Small Cap 0%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.41%

ICICI Bank Ltd.8.28%

Reliance Industries Ltd.5.7%

State Bank of India4.19%

Top sectors

Financial 33.87%

Automobile 8.379999999999999%

Technology 7.799999999999999%

Capital Goods 7.669999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.06%

Allocation by Instruments

Repo 1.28%

Treasury Bills 0.06%

Other Holdings

Others 1.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Largecap Fund	-4.19%	-0.69%	5.23%	11.88%	10.84%	N.A.
ICICI Prudential Large Cap Fund	-4.56%	1.68%	9.67%	17.16%	15.45%	15.48%
Nippon India Large Cap Fund	-4.28%	0.55%	8.63%	18.0%	17.5%	15.58%
HDFC Large Cap Fund	-4.33%	0.96%	6.4%	14.8%	14.4%	14.82%
Canara Robeco Large Cap Fund	-4.24%	-0.32%	5.87%	14.33%	12.05%	14.86%
Baroda BNP Paribas Large Cap Fund	-4.01%	0.32%	5.88%	15.09%	12.83%	13.68%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Largecap Fund	11.08	0.9	0.59	0.88
ICICI Prudential Large Cap Fund	11.13	0.91	0.98	1.55
Nippon India Large Cap Fund	11.48	0.93	1.04	1.59
HDFC Large Cap Fund	11.37	0.93	0.79	1.21
Canara Robeco Large Cap Fund	11.03	0.92	0.8	1.2
Baroda BNP Paribas Large Cap Fund	11.95	0.97	0.78	1.12

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Union Largecap Fund	N.A.	471 Cr	8 yrs 9 m	2.54%
ICICI Prudential Large Cap Fund	N.A.	78,502 Cr	17 yrs 9 m	1.4%
Nippon India Large Cap Fund	N.A.	50,876 Cr	18 yrs 7 m	1.48%
HDFC Large Cap Fund	N.A.	40,604 Cr	29 yrs 5 m	1.58%
Canara Robeco Large Cap Fund	N.A.	17,493 Cr	15 yrs 7 m	1.65%
Baroda BNP Paribas Large Cap Fund	N.A.	2,702 Cr	21 yrs 5 m	1.98%

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.54 vs. 4.1 Underperformed at beating benchmark
Sharpe	0.59 vs. 4.23 Poor risk-adjusted returns
Beta	0.9 vs. 0.91 Less sensitive to market ups & downs
Standard deviation	11.08 vs. 9.99 More volatile performance

Compare Union Largecap Fund in detail with

About this fund

About Union Largecap Fund

Union Largecap Fund is a Large Cap mutual fund scheme from Union Mutual Fund. This fund has been in existence for 8 yrs 9 m, having been launched on 20/04/2017. Union Largecap Fund has ₹471 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Union Largecap Fund as of 02/02/2026 is ₹23.12. The fund has an expense ratio of 2.54%, which is higher than what most other Large Cap funds charge.

Union Largecap Fund returns of last 1-year are 4.87%. Since launch, it has delivered 10.07% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Union Largecap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Automobile, Technology, Capital Goods, Energy sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., State Bank of India, Larsen & Toubro Ltd..

...

Fund AUM	471 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Sanjay Bembalkar

Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder. Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP

Vinod Malviya

Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared) Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Investment objective

The scheme seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities of large cap companies.

Union Mutual Fund details

No. of schemes	29 view all schemes
Total AUM	25,989 Cr as on Dec 31, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

More funds from Union Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Union Small Cap Fund	N.A.	1,744 Cr	4.48%	19.32%
Union Midcap Fund	N.A.	1,634 Cr	9.79%	19.14%
Union Value Fund	N.A.	371 Cr	9.53%	15.66%
Union Large & Midcap Fund	N.A.	943 Cr	6.78%	14.19%
Union ELSS Tax Saver Fund	N.A.	904 Cr	6.93%	14.15%
Union Flexi Cap Fund	N.A.	2,402 Cr	6.0%	13.63%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Union Largecap Fund?

The current Net Asset Value (NAV) of the Union Largecap Fund plan is approximately ₹23.12 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Union Largecap Fund is a 8 yrs 9 m old fund and has delivered average annual returns of 10.06% since inception.

Union Largecap Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.23%	11.88%	10.84%	10.06%

How much does this mutual fund charge as expense ratio?

The Union Largecap Fund has an expense ratio of 2.54%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Union Largecap Fund currently has assets under management (AUM) or fund size valued at approximately 471 Cr as on Dec 31, 2025.

What are the top stock holdings of Union Largecap Fund?

The Union Largecap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.41%
ICICI Bank Ltd.	8.28%
Reliance Industries Ltd.	5.7%
State Bank of India	4.19%
Larsen & Toubro Ltd.	3.84%
Bharti Airtel Ltd.	3.82%
Infosys Ltd.	3.78%
Mahindra & Mahindra Ltd.	2.92%
Bharat Electronics Ltd.	2.47%
Axis Bank Ltd.	2.42%

What are the top sectors Union Largecap Fund has invested in?

The Union Largecap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	33.87%
Automobile	8.379999999999999%
Technology	7.799999999999999%
Capital Goods	7.669999999999999%
Energy	6.96%
Healthcare	5.27%
Consumer Staples	4.91%
Services	4.4799999999999995%
Construction	3.84%
Communication	3.82%

What is risk level of Union Largecap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Union Largecap Fund?

Redeeming your investments in the Union Largecap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large Cap

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 10.7% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 15 days.