Union Children's Fund

Q: What are the returns of this mutual fund scheme?

The Union Children's Fund is a 2 yrs 2 m old fund and has delivered average annual returns of 9.76% since inception. Union Children's Fund Returns 1-Year Since Inception 6.77% 9.76%

Q: How much does this mutual fund charge as expense ratio?

The Union Children's Fund has an expense ratio of 2.39% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.15-0.74% 1 day change	9.76% p.a.	App exclusive #NA View Ranked Funds	₹81 Cr

Historical NAV & returns

NAV: ₹12.15 as on Feb 02, 2026

This fund Category average

Union Children's Fund overview

AUM (Fund size)	₹81 Cr
Exit load	0%
Lock-in Period	5 Years
Age	2 yrs 2 m since Nov 28, 2023
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.39% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Union Children's Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Dec 31, 2025

Large Cap 41%

Mid Cap 27.01%

Small Cap 30%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.23%

Reliance Industries Ltd.3.9%

ICICI Bank Ltd.3.55%

Bharti Airtel Ltd.3.21%

Top sectors

Financial 27.56%

Capital Goods 11.24%

Automobile 11.17%

Services 8.71%

Cash & Call Money 3.68%

SOV 0.05%

Top Debt Holdings

Reserve Bank of India 0.07%

Allocation by Instruments

Repo 1.97%

Treasury Bills 0.07%

Other Holdings

Others 1.97%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Union Children's Fund in detail with

About this fund

About Union Children's Fund

Union Children's Fund is a Children Solutions mutual fund scheme from Union Mutual Fund. This fund has been in existence for 2 yrs 2 m, having been launched on 28/11/2023. Union Children's Fund has ₹81 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Union Children's Fund as of 02/02/2026 is ₹12.15. The fund has an expense ratio of 2.39%, which is higher than what most other Children Solutions funds charge.

Union Children's Fund returns of last 1-year are 6.54%. Since launch, it has delivered 9.59% average annual returns.
The fund has the majority of its money invested in Financial, Capital Goods, Automobile, Services, Healthcare sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., ICICI Bank Ltd., Bharti Airtel Ltd., Larsen & Toubro Ltd..

...

Fund AUM	81 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Parijat Agrawal

Mr. Agrawal is a B.Tech and MBA from IIM Bangalore. Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.

Vinod Malviya

Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared) Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Gaurav Chopra

Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared) Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates

Investment objective

The Scheme is to generate long term capital appreciation by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide investment solution to investors.

Union Mutual Fund details

No. of schemes	29 view all schemes
Total AUM	25,989 Cr as on Dec 31, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

More funds from Union Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Union Small Cap Fund	N.A.	1,744 Cr	4.48%	19.32%
Union Midcap Fund	N.A.	1,634 Cr	9.79%	19.14%
Union Value Fund	N.A.	371 Cr	9.53%	15.66%
Union Large & Midcap Fund	N.A.	943 Cr	6.78%	14.19%
Union ELSS Tax Saver Fund	N.A.	904 Cr	6.93%	14.15%
Union Flexi Cap Fund	N.A.	2,402 Cr	6.0%	13.63%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Union Children's Fund?

The current Net Asset Value (NAV) of the Union Children's Fund plan is approximately ₹12.15 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Union Children's Fund is a 2 yrs 2 m old fund and has delivered average annual returns of 9.76% since inception.

Union Children's Fund Returns

1-Year	Since Inception
6.77%	9.76%

How much does this mutual fund charge as expense ratio?

The Union Children's Fund has an expense ratio of 2.39%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Union Children's Fund currently has assets under management (AUM) or fund size valued at approximately 81 Cr as on Dec 31, 2025.

What are the top stock holdings of Union Children's Fund?

The Union Children's Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.23%
Reliance Industries Ltd.	3.9%
ICICI Bank Ltd.	3.55%
Bharti Airtel Ltd.	3.21%
Larsen & Toubro Ltd.	2.88%
Mphasis Ltd.	2.59%
Infosys Ltd.	2.38%
Shriram Finance Ltd	2.26%
Gabriel India Ltd.	2.22%
Mahindra & Mahindra Ltd.	2.1%

What are the top sectors Union Children's Fund has invested in?

The Union Children's Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.56%
Capital Goods	11.24%
Automobile	11.17%
Services	8.71%
Healthcare	6.61%
Technology	4.97%
Consumer Discretionary	3.9299999999999997%
Energy	3.9%
Construction	3.71%
Consumer Staples	3.5599999999999996%

What is risk level of Union Children's Fund?

This is a Children Solutions fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 5 years.

How can I redeem my investments in Union Children's Fund?

Redeeming your investments in the Union Children's Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Children Solutions

#NA

Return Outperformance: This fund has generated highest return amongst Children Solutions funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.