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Tata Retirement Savings Fund Moderate Plan Regular-Growth
| NAV as of Sep 03, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹64.083+0.61% 1 day change | 14.34% | App exclusive  | ₹2,151 Cr |
Historical NAV & returns
NAV: ₹64.083 as on Sep 03, 2025
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Tata Retirement Savings Moderate Fund overview
| Expense ratio | 2.0% as on Aug 31, 2025 |
| Plan type | Regular |
| Exit load | 1.0% Exit load of 1% if redeemed before 61 months.! |
| AUM (Fund size) | ₹2,151 Cr |
| Lock-in Period | 5 Years |
| Age | 13 yrs 11 m since Oct 07, 2011 |
| Benchmark | CRISIL Hybrid 25+75 Aggressive Index |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Very High |
Tata Retirement Savings Moderate Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Sep 04, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.08% | -0.28% |
| 3 Months | -0.27% | -0.02% |
| 6 Months | 13.88% | 9.03% |
| 1 Year | -0.83% | 1.42% |
| 2 Years | 13.74% | 11.56% |
| 3 Years | 13.92% | 11.03% |
| 4 Years | 10.12% | 8.72% |
| 5 Years | 15.26% | 11.62% |
| 7 Years | 11.21% | 9.26% |
| 10 Years | 12.51% | 9.12% |
Asset allocationas on May 31, 2025
Large Cap 38.51%
Mid Cap 21.18%
Small Cap 21.64%
Other Cap 0%
Top holdings
Top sectors
Financial 18.28%
Consumer Staples 15.26%
Services 11.82%
Energy 8.68%
SOV 10.97%
Cash & Call Money 5.09%
AAA 2.38%
AA+ 0.23%
Top Debt Holdings
GOI 10.89%
HDFC Bank Ltd. 1.2%
Jamnagar Utilities and Power Pvt. Ltd. 0.7%
NHPC Ltd. 0.47%
Allocation by Instruments
Bifurcation by Instrument is not available for this fund
Other Holdings
Others 5.57%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Tata Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 10 Years.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if redeemed before 61 months.